Find the latest on Chime bonuses, promotions, and offers here.
Chime is made for protecting their clients and helping them look towards the future. They want their members to build their bank accounts and managing their money in that process.
Chime $100 Bonus Referral Link Here
With Chime, there are no monthly fees, no minimum balances, no over draft fess and no foreign transaction fees. All these savings come at the sacrifice of physical, in-branch service that is usually available with traditional bank accounts. On top of no fees, you’ll earn 2.00% APY with your Chime account. Currently, they have a $100 sign-up bonus available online and nationwide.
Update 11/13/24: See why this is the #1 online bank. You can earn up to $1000 referral bonuses per year!
Chime $100 Bonus
New users can earn a $100 cash bonus when you use a referral link to open a new Chime Spending Account and receive a payroll direct deposit of at least $200 within your first 45 days.
- What you’ll get: $100 Bonus
- Eligible account: Chime Spending Account
- Credit inquiry: Soft Pull
- Where it’s available: Online & Nationwide
- Direct Deposit Required: Yes
- Monthly fee: None
- How to earn it:
- Go through a referral link
- Open a new Chime Spending Account
- Get a payroll deposit of at least $200 in the first 45 days of having your account open.
(Visit Chime to learn more)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | Truist Checking ($400 bonus) |
| SoFi Checking & Savings Account ($325 bonus) | |
Fine Print
- In order for both the referred individual and the referring Chime member to each qualify for and receive the referral reward, the following conditions must be met: The referred individual must open a new Chime Spending Account (“Account”) using the referring Chime member’s unique referral link and the new Account must receive a qualified direct deposit of $200.00 or more within 45 days from when the new Account was opened.
- The qualified direct deposit must be made by the referred individual’s employer, payroll provider, or benefits payer by Automated Clearing House (ACH) deposit.
- Bank ACH transfers, Pay Friends transfers, verification or trial deposits from financial institutions, transfers, peer to peer transfers from services such as PayPal, Cash App, or Venmo, mobile check deposits, and cash loads or deposits are not qualified direct deposits.
- Referring Chime member must be part of the referral reward campaign in order for each party to be eligible for a reward.
- The reward is paid to each party within two (2) business days after qualifying funds are first deposited into the referred individual’s new Account.
- Members may earn no more than $1,000.00 in referral rewards per calendar year (January 1 – December 31).
- Referred individual acknowledges that payment of the reward will result in the member’s knowledge of the individual’s establishment of a new Account.
- Chime reserves the right to cancel or modify the terms of the referral reward offer or terminate the member’s eligibility at any time with or without prior notice.
- This offer is neither sponsored nor endorsed by The Bancorp Bank and/or Stride Bank, N.A.
- Credits of $10 or more will be reported on tax form 1099-INT for new member Credits of $600 or more will be reported on tax form 1099-MISC for referring Chime member.
Chime $100 Referral Bonus
Chime is now offering a $100 referral bonus when you open a Chime Spending Account. So for every friend you refer, Chime will give you and your referral a bonus cash reward!
Plus it’s good to know, there’s no limit to how many people you can refer, but you can only earn $1,000 in referral bonuses a year.
- What you’ll get: $100 Bonus
- Eligible account: Chime Spending Account
- Credit inquiry: Soft Pull
- Where it’s available: Nationwide (online)
- How to earn it:
- Log into your Chime account to get your unique referral link.
- Share your referral link to everyone you know.
- Earn a cash bonus when one of your referral:
- Registers for a new Chime Spending Account,
- Verifies their ID, and
- Receives a direct deposit of $200 or more within 45 days from opening their account.
- When you’ll receive it: Receive your referral bonus in about 2 business days after you’ve met all of the requirements.
- Monthly fee: No Monthly Fees
Chime Savings 2.00% APY
With the Chime Savings account, you can earn a high, competitive interest rate on your money.
- What you’ll get: 2.00% APY
- Eligible account: Chime Savings
- Credit inquiry: Soft Pull
- Where it’s available: Online & Nationwide
- Direct Deposit Required: No
- Monthly fee: None
- How to earn it:
- Open a Chime account
- Earn 2.00% APY
(Visit Chime to learn more)
Chime Vs. Typical Traditional Bank Accounts
| Chime | Typical Fees Of Big Banks | |
| Overdraft Fees | $0 | $38 per overdraft |
| Minimum Balance Fees | $0 | $6-$15 per policy violation |
| Monthly Maintenance Fees | $0 | $12-$23 per month |
| ACH Transfer Fees | $0 | $3-$10 per transfer |
| Account Closing Fees | $0 | $25 per policy violation |
| Card Replacement Fees | $0 | $5-$25 per replacement |
| ATM Fees | $0 | $0-2.50 per transaction |
| Foreign Transaction Fees | $0 | 3% per transaction |
| Out of Network ATM Fees | $2.50 (per out of network transaction) | $0-$2.50 per transaction |
Chime accounts have access to over 30,000 fee-free ATMs in the MoneyPass network.
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Conclusion
At the end of the day, the current promotion from Chime is great for those who would like to help out a friend while still getting rewarded bonuses for it. Not only do you get to earn a generous bonus, but your friend does so as well, on top of the great features they will also get to enjoy!
Furthermore, feel free comment below and let us know about how it went. We value your feedback and will continue to keep you posted on the latest bank offers nationwide.
Find more bank bonuses here. You can also find other great offers from banks like Chase Bank, HSBC Bank, Bank of America and more! Compare with Juno and Aspiration.
Chime rates are pretty decent, so check our best rates Savings, Money Market, and CD accounts.
Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.
Finally, check back often for more Chime Bonuses, Promotions, or Offers!
