Find updated Discover Savings bonus, coupons, promotions, and offers here.
Available to residents nationwide, apply for your first Discover Online Savings account to earn 4.30% APY. On top of earning a competitive rate, Discover is offering you a chance to earn a $150 or $200 bonus.
Simply open a new Online Savings Account by 12/14/2023 using promo code BCS923. Keep in mind that this offer is only available to new Discover Bank Online Savings account customers. See advertiser website for full details.
The account has no fees, no minimum balance requirements, and no hassle!
I’ll review the Discover Savings bonus offer below.
Discover Online Savings Bonus Summary
 Open a Discover Online Savings Account for all these features: • Earn $200/$150 Bonus with promo code BCS923 by 12/14/2023 • Earn high interest rate of 4.30% APY • No minimum opening deposit, no minimum balance requirement, and now no fees • Interest on Discover Online Savings Accounts is compounded daily and credited monthly • Manage your account online or with the Discover mobile app • FDIC insurance up to $250,000 • See advertiser website for full details To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code BCS923 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200. What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 12/14/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice. |
Discover Online Savings Bonus Requirements
*See advertiser website for full details.*
(See advertiser website for full details.)
How To Earn Discover Savings Bonus
- Apply for your first Discover Online Savings Account through BankCheckingSavings.com by 12/14/2023
- Enter Offer Code BCS923 when applying. Enter your information, such as address, phone, email and social security number.
- Fund your first savings account with a minimum deposit of $15,000 within 30 days of account open date to earn a $150 bonus.
- Fund your first savings account with a minimum deposit of $25,000 within 30 days of account open date to earn a $200 bonus.
- Finally, verify information and electronically sign your application. They may ask your to verify some information on your credit report such as old addresses or loans.
Account Features
- 24/7 Live Customer Support: You get live customer support at a click of a button around the clock. They pride themselves on high customer service and the quality of help you’ll get.
- FDIC Insured: Your funds are insured by the Federal government, up to $250,000.
- No Minimum Balance Requirement & No Fees: This is by far the biggest benefit with no fees or minimum.
- Auto Savers Plan: Discover will help you save money by setting up automatic transfers from your linked Checking account to go into your Discover Online Savings Account each month.
- Discover’s Mobile Banking App: Available for Android and iPhone, account holders will have access to all your main features such as viewing your account balance and recent activity to making transfers.
Account Fees
None; now with no fees
Discover Savings Bonus Eligibility Requirements
You’ll need to meet the following to apply for a new account with Discover Bank:
- Be a U.S. citizen
- Be at least 18 years of age
- Have a valid Social Security number or taxpayer ID
- A physical address in the U.S.
Required Information to Open An Account
You will need the following ready to open an account:
- Name
- Date of birth
- Address
- Social Security number or tax identification number
- Information on Employment
Fine Print
What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 12/14/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice.
Is The Discover Savings Bonus Worth It?
With many savings accounts, an opportunity to earn a bonus, getting a high & competitive rate with low to no fees is hard to come by.
However, with the Discover Savings account, you’re able to receive all three.
The Discover Savings account may be a great fit for you if you’re looking to open a new savings account that offers a great rate and a generous a cash incentive.
Conclusion
You will be earning a great, competitive APY rate and bonus with your new Discover Online Savings Account. I personally recommend Discover as their customer service is top notch.
This is truly the most convenient and easiest online savings account to have!
This account is a great one to keep in the long run. It has no fees and a relatively high interest rate among other savings accounts.
From 24/7 Customer Service to competitive rates and easy online access, Discover is consistently striving to give their customers more.
If you are looking for even higher interest rate for short to long term investments, then check out Discover’s CD rates instead.
Find all there is to best savings rates from our exclusive list nationwide!
See our list of the latest offers & promotions from Discover Bank on their money market, CDs, checking, IRAs, savings accounts, and more.
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