Find our latest HSBC Bank Bonuses, Promotions, and Offers for Checking, Savings, and Business Accounts here.

Update 11/21/24: You could earn $1,500 or $2,500 if you open a new, eligible HSBC Premier checking account from July 1, 2024 through January 2, 2025, and complete qualifying activities.

I’ll review the HSBC Bank bonuses & offers below.

 

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HSBC Premier Checking Account Up to $2,500 Bonus (Nationwide)

• What you’ll get: $1,500 or $2,500 cash bonus
• Eligible account: HSBC Premier Checking Account
• Credit inquiry: Soft pull, which does not affect your credit
• Where it’s available: Online Nationwide
• Monthly fee:
  • The $50 monthly maintenance fee is waived if minimum balance requirements are met:
    • Balances of $100,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment accounts; OR
    • Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s); OR
    • Any HSBC U.S. residential mortgage loan serviced by HSBC. Home Equity products, loans that are in foreclosure or bankruptcy, and loans for which servicing rights have been transferred are not included.
• How to earn it:
  • You could earn $1,500 or $2,500 if you open a new, eligible HSBC Premier checking account from July 1, 2024 through January 2, 2025, and complete qualifying activities.
  • Get a $1,500 Cash Bonus: Add New Money of $100,000 to $249,999 in deposit and/or eligible investment accounts within 20 days of opening your new checking account and maintain the Qualifying Balance for 3 full consecutive months.
  • Get a $2,500 Cash Bonus: Add New Money of $250,000+ in deposit and/or eligible investment accounts within 20 days of opening your new checking account and maintain the Qualifying Balance for 3 full consecutive months.
  • Cash Bonus will be deposited into your new checking account within 8 weeks of meeting all the offer requirements.

(at HSBC)

Start an HSBC Premier relationship today. You’ll enjoy premium banking with both local and global benefits and access to wealth solutions offered through HSBC Securities, (USA), Inc*.

Discover what HSBC Premier can offer you:

• Access to wealth products, insights and advice from an HSBC Wealth Relationship Manager through HSBC Securities (USA) Inc.
• Easily open an account online, from the comfort of your home.
• Manage your banking needs across different time zones, with 24/7 support.
• Manage your money around the world – from global transfers to multi-currency needs.
• New to the U.S.? Build your U.S. credit history with one of our credit cards. Or if you’re buying a new home, you can use your international credit history to apply.
• Go beyond banking with special offers, referrals for tax advice, relocation services, and more.

Qualifying criteria for HSBC Premier checking account:

• Balances of $100,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment² accounts; OR
• Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s); OR
• Any HSBC U.S. residential mortgage loan serviced by HSBC. Home Equity products, loans that are in foreclosure or bankruptcy, and loans for which servicing rights have been transferred are not included.
• Consumers who maintain Private Bank status³.

Features & Benefits

• Global Banking
  • Free International account opening and portable credit history
  • Access your global HSBC accounts from one place with Global View
  • No fees for Global Transfers between eligible HSBC accounts worldwide
  • Covert, hold and send money abroad with no transfer fees with our Global Money account
• No HSBC Fees
  • No HSBC fees* on everyday banking transactions
  • No HSBC incoming or outgoing wire transfer fees
  • No foreign transaction fees using your Premier debit or credit card
  • No U.S. HSBC ATM fees worldwide
• Move money domestically and globally seamlessly and securely with our flexible money movement services
• Credit portability that allows you to live, work and travel with HSBC Premier status around the world
• Get a higher Relationship APY when you open an HSBC Premier Relationship Savings account and meet eligibility criteria
• Wealth solutions offered by HSBC Securities (USA), Inc.
• Easily and seamlessly open an account online
  • Free International account opening and portable credit history, even before landing in the U.S.
  • HSBC Mobile Banking App to pay bills, transfer money, deposit checks, or chat with us from your phone or computer
• Manage your money around the world with smarter, faster ways for moving funds, from transferring on a global scale to multi-currency needs
  • No fees for Global Transfers between eligible HSBC accounts worldwide
  • Convert, hold and send money abroad with no transfer fees with our Global Money account
• Plan for your future
  • Our global wealth expertise and deep understanding of markets around the world can help grow and protect your wealth
• Access to credit when relocating
  • Keep your credit history wherever you go to seamlessly access your credit in the U.S., from a new credit card to a new home.
• Global Support
  • 24/7 hybrid support: Talk to our staff anytime, anywhere for client support when you need it
  • Multi-language support* including English, Chinese, Spanish
• Beyond banking needs
  • Special worldwide offers
  • Referrals for tax advice, relocation services and more

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HSBC Advance Checking Account $240 Bonuses (Nationwide)

HSBC Bank is currently offering qualified residents nationwide up to $240 when you sign up and open a new HSBC Advance Checking Account online.

• What you’ll get: $240 bonus
• Eligible account: HSBC Advance Checking Account
• Credit inquiry: Soft pull, which does not affect your credit
• Where it’s available: Online Nationwide
• Monthly fee:
  • The $25 monthly maintenance fee is waived if minimum balance requirements are met:
    • $5,000 in combined U.S. Dollar personal deposit accounts and investment balances OR
    • A monthly recurring direct deposit from a third party to an HSBC Advance checking account OR an HSBC U.S. residential mortgage loan
  • Business owners may use their qualifying HSBC U.S. Dollar commercial balances to qualify for a personal HSBC Advance relationship.
• How to earn it:
  • Get up to $240 with a 3% Cash Bonus Checking Offer when you open a new HSBC Advance checking account and complete the following qualifying activities.
  • Open your new HSBC Advance checking account online by March 31, 2021; and
  • Set up Qualifying Direct Deposits into your new HSBC Advance checking account; and then
  • Enjoy 3% Cash Bonus, up to $240, on Qualifying Direct Deposits up to $40 per month, during the first 6 calendar months after account opening
  • You will automatically receive the 3% Cash Bonus in your new HSBC Advance checking account approximately eight weeks after completing that month’s qualifying activities.

Information about this HSBC account has been collected independently by Bankcheckingsavings. The issuer did not provide the details, nor is it responsible for their accuracy.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC. The information, including rates and fees, presented in the review is accurate as of the date of the review. Please refer to issuer website and application for the most current information. We may be paid for the content on this site.

While you would still need direct deposit for this bonus, their opening deposit requirement is much more manageable. I’d recommend these bonuses & offers from HSBC Bank.

Fine Print

• HSBC Advance 3% Cash Bonus Offer Terms and Conditions:
• This offer is available only online for applications completed using the Apply now button on the offer webpage.
• You must be at least 18 years of age, have a Social Security Number, currently have a U.S. residential address and have had U.S. residency for the past two years to apply for a deposit account online.
• To qualify for 3% Cash Bonus (rounded up to the nearest dollar) on Qualifying Direct Deposits up to $240 ($40 max per month), during the first 6 calendar months after account opening you must: (1) open your new HSBC Advance checking account from Jauary 8, 2021 through and including March 31, 2021 and (2) set-up recurring Qualifying Direct Deposits from a third party to an HSBC Advance checking account at least once per calendar month for 6 consecutive calendar months following account opening month.
• The 6 calendar months from account opening begins with the first full calendar month after your Advance checking account is opened.
• You will automatically receive the 3% Cash Bonus in your new HSBC Advance checking account approximately eight weeks after completing that month’s qualifying activities. Qualifying Direct Deposits are electronic deposits of regular periodic payments (such as salary, pension, Government Benefits or other monthly income) made into your HSBC Advance checking account from third parties at least once per calendar month.
• Customers who held an HSBC consumer deposit or investment account from January 7, 2018 through and including January 7, 2021 are not eligible for this offer.
• All qualifying activities must be completed within the stated time frames in order to be eligible for the 3% Cash Bonus.
• Eligible customers who take advantage of this offer cannot receive any other New Consumer Deposit Offers provided by HSBC Bank USA, N.A. New Consumer Deposit Offers are defined as incentives in a form of merchandise and/or cash bonus that are offered to customers who open an eligible checking account and satisfy qualifying activities.
• All promotional offers, products and services offered by HSBC are subject to updates, modifications and/or termination by HSBC.
• Limit one 3% Promotional Offer or New Consumer Deposit Offer per customer, including all individual and joint accounts — the first line name on the joint account is considered the customer for gift purposes.
• The 3% Cash Bonus to your HSBC Advance checking account will be reported on the applicable IRS form.
• To be eligible for the offer, your HSBC Advance checking account must be open without being changed to a product with lower balance requirements, and in good standing at the time of fulfillment.

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HSBC $2,000 Referral Bonuses (Expired)

Earn up to $2,000 in referral bonuses per calendar year, $100 – $200 per referral, when someone you refer opens a qualifying Checking account. Your referees can also earn anywhere from a $100 bonus, up to a $500 bonus as well.

• What you’ll get: Up to $2,000 referral bonus
• Eligible account: HSBC Premier, HSBC Advance, and HSBC Choice Checking accounts
• Credit inquiry: Soft pull, which does not affect your credit
• Where it’s available: Online Nationwide
• Monthly fee: Varies by account
• How to earn it:
  • To refer a friend, you must be an HSBC Premier, Advance, or Choice Checking customer.
  • Log-on to Personal Internet Banking to view your Share the Experience referral page and personalized referral code.
  • After you log-on to Personal Internet Banking, share your personalized referral code with friends by either:
    • Providing them with your personalized referral code; or
    • Printing the referral form, which contains your personalized code
  • When your friend opens their new qualifying Premier, Advance, or Choice Checking account during the offer period, they simply provide the banker with your personalized referral code at account opening. For you to receive credit for the referral, the new account can be opened only in an HSBC branch or over the phone and must remain open for 15 business days.
  • Your referral bonus will be deposited to your qualifying HSBC Premier, Advance, or Choice Checking account within 8 weeks of your friend’s account opening.
  • You’ll receive a $100 deposit for your first two referrals and up to $200 for each additional referral. Limit of $2,000 in earnings per calendar year. Reward doubles at 3rd referral–$2,000 cap.

(Expires 07/31/2021)

If you already have an account with HSBC, share with your friends and family so both parties can take advantage of these HSBC Bank Bonuses.

Fine Print

• The new account must be fully funded within six months of account opening.
• The individual you referred will receive a $500 referral bonus to their new qualifying HSBC Premier checking account, a $250 referral bonus to their new qualifying HSBC Advance checking account, or a $100 referral bonus to their new qualifying HSBC Choice Checking account within 8 weeks from the date their new account is fully funded.
• The new qualifying account must be open without being changed to a product with lower balance requirements and in good standing at time of gift fulfillment.
• The qualifying new account must be opened only in a branch or over the phone.
• The individual you refer may receive a referral bonus only once and can use only one referral code at the time of account opening.
• Referral bonus is limited to one per household.

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Application Requirements

This is what is required for you to open a new account to be eligible for the HSBC Bank bonuses.

• You must be 18 years of age and have a Social Security Number
• Current U.S. residential address and a U.S. residential address for the past three years
• Valid U.S. ID (driver’s license, non-driver identification card, learner permit), passport or Permanent Residential Card/Green Card
• Account information for funding your new account

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Conclusion

For those looking for a high value bonus, then the current HSBC Bank bonuses & offers are the ones for you. Additionally, it’s great to note that the HSBC Advance Checking and HSBC Premier Checking Accounts will result in soft pull so there will be no impact on your credit!

Additionally, be sure to check out our list of the best bank bonuses currently available to fit your banking needs!

Check back often to find new HSBC Bank bonuses, promotions, and offers!

Find an HSBC Wealth Center or ATM here.

Disclaimer: Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC. The information, including rates and fees, presented in the review is accurate as of the date of the review. Please refer to issuer website and application for the most current information. We may be paid for the content on this site.