Most credit cards nowadays offer rewards so if you’re interested on looking into one that fits your needs and your lifestyle, you can continue reading our guide below to see which credit cards you can use to earn and redeem points based on your spending behavior.
Best Credit Cards for Travel
General Travel Purchases
See the best credit cards for travel purchases. Most cards covers a wide spectrum from low-cost to premium ones.
The American Express® Green Card offers 60,000 Membership Rewards Points after you spend $3,000 on purchases on your new Card in your first 6 months of Card Membership. Plus, earn 20% back on eligible travel and transit purchases made during your first 6 months of Card Membership, up to $200 back in the form of a statement credit. You'll earn: • 3X Membership Rewards points on travel including airfare, hotels, cruises, tours, car rentals, campgrounds, and vacation rentals. • 3X Membership Rewards Points on transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways. • 3X Membership Rewards points on eligible purchases at restaurants worldwide, including takeout and delivery in the US. This card does carry a $150 annual fee & no foreign transaction fees. Terms Apply. See Rates & Fees Terms Apply. |
The Chase Sapphire Preferred® Card offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. You'll earn: • 5x on travel purchased through Chase TravelSM • 3x on dining, select streaming services and online groceries • 2x on all other travel purchases • 1x on all other purchases • $50 Annual Chase Travel Hotel Credit • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase TravelSM This card carries a $95 annual fee. |
The Chase Sapphire Reserve offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase TravelSM. You'll earn • 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel immediately after the first $300 is spent on travel purchases annually. • 3x points on other travel and dining • 1 point per $1 spent on all other purchases Get 50% more value when you redeem your points for travel through Chase Travel. This card does carry a $550 annual fee and there are no foreign transaction fees. However, you're able to earn a $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year & up to $120 application fee credit for Global Entry or TSA Pre✓®. Member FDIC |
The Platinum Card® from American Express offers 80,000 Membership Rewards points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership. You'll earn: • 5X Membership Rewards Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year. • 5X Membership Rewards Points on prepaid hotels booked with American Express Travel. • $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts(R) or The Hotel Collection bookings through American Express Travel using your Platinum Card(R). The Hotel Collection requires a minimum two-night stay. • $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required. • The American Express Global Lounge Collection can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market. As of 03/2023. • $155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month. • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card. • $200 Uber Cash: Platinum Card Members can get out and about and explore their local area with $15 in Uber Cash for US rides each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings. Simply download the Uber app and add your Platinum Card to your Uber account to get started. Available to Basic Card Member only. Effective 11/8/2024, an Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit. • $199 CLEAR Plus Credit: CLEAR Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $199 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues. • Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck (through a TSA official enrollment provider) application fee, when charged to your Platinum Card. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost. • Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card. That's up to $50 in statement credits semi-annually. Enrollment required. This card comes with a $695 annual fee.¤ (See Rates & Fees), but you cardholders can enjoy Uber VIP status and up to $200 in Uber savings on rides in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member and Additional Centurion Cards only. Terms Apply. |
Airfare Purchases
See the full list of the Best Credit Cards for Airfare purchases.
The Platinum Card® from American Express offers 80,000 Membership Rewards points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership. You'll earn: • 5X Membership Rewards Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year. • 5X Membership Rewards Points on prepaid hotels booked with American Express Travel. • $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts(R) or The Hotel Collection bookings through American Express Travel using your Platinum Card(R). The Hotel Collection requires a minimum two-night stay. • $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required. • The American Express Global Lounge Collection can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market. As of 03/2023. • $155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month. • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card. • $200 Uber Cash: Platinum Card Members can get out and about and explore their local area with $15 in Uber Cash for US rides each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings. Simply download the Uber app and add your Platinum Card to your Uber account to get started. Available to Basic Card Member only. Effective 11/8/2024, an Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit. • $199 CLEAR Plus Credit: CLEAR Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $199 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues. • Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck (through a TSA official enrollment provider) application fee, when charged to your Platinum Card. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost. • Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card. That's up to $50 in statement credits semi-annually. Enrollment required. This card comes with a $695 annual fee.¤ (See Rates & Fees), but you cardholders can enjoy Uber VIP status and up to $200 in Uber savings on rides in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member and Additional Centurion Cards only. Terms Apply. |
The Business Platinum Card® from American Express has a welcome offer of 150,000 Membership Rewards points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership. You'll earn: • 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com. • 1.5X points (that's an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus. • 1X points for each dollar you spend on eligible purchases • Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card. Enrollment required. See how you can unlock over $1,000 annually in credits on select purchases with the Business Platinum Card • Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals. • $199 CLEAR Plus Credit: Use your card and get up to $199 in statement credits per calendar year on your CLEAR Plus Membership (subject to auto-renewal) when you use the Business Platinum Card. • NEW! Make the Business Platinum Card work even harder for you. Hilton For Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Benefit enrollment required. This card does come with a $695 annual fee. (See Rates & Fees) Terms Apply. |
The Chase Sapphire Reserve offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase TravelSM. You'll earn • 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel immediately after the first $300 is spent on travel purchases annually. • 3x points on other travel and dining • 1 point per $1 spent on all other purchases Get 50% more value when you redeem your points for travel through Chase Travel. This card does carry a $550 annual fee and there are no foreign transaction fees. However, you're able to earn a $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year & up to $120 application fee credit for Global Entry or TSA Pre✓®. Member FDIC |
The Ink Business Preferred® Credit Card offers 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase TravelSM. You'll earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year; 1 point per $1 on all other purchases - with no limit to the amount you can earn. Furthermore, points are worth 25% more when you redeem for travel through Chase TravelSM. This card does come with a $95 annual fee but does not have any foreign transaction fees. |
The American Express® Gold Card offers 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership. You'll earn: • 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. • 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. • 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. • 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. • 1X Membership Rewards® point per dollar spent on all other eligible purchases. Other benefits: • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year. Effective 11/8/2024, an Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit. • $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express(R) Gold Card at U.S. Dunkin' locations. • $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express(R) Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required. • $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express(R) Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required. • Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges with every booking of two nights or more through AmexTravel.com. Eligible charges vary by property. This card has an annual fee of $325 with no foreign transaction fees (See Rates & Fees). Terms Apply. |
Hotel Stays
See the full list of the Best Hotel Credit Cards.
Chase Sapphire Reserve | Best premium card for earning |
Chase Sapphire Preferred Card | Best mid-tier card for earning |
The Platinum Card From American Express | Best card for luxury hotels |
Marriott Bonvoy Brilliant American Express Card | Best overall Marriott card |
Marriott Bonvoy Boundless Credit Card | Best low-cost Marriott card |
Hilton Honors American Express Card | Best overall Hilton card |
Hilton Honors American Express Surpass Card | Best low-cost Hilton card |
IHG Rewards Club Premier Credit Card | Best overall IHG card |
Annual Travel Statement Credits
CREDIT CARD | ANNUAL TRAVEL CREDITS |
Chase Sapphire Reserve | $300 for general travel |
Marriott Bonvoy Brilliant American Express Card | $300 for Marriott purchases |
The Platinum Card from American Express | $200 for airline incidentals $200 for Uber purchases |
The Business Platinum Card from American Express | $200 for airline incidentals |
Citi Prestige Credit Card | $250 for general travel |
U.S. Bank Altitude Reserve Visa Infinite Card | $325 for general travel |
Bank of America Premium Rewards credit card | $100 for airline incidentals |
Travel Rewards for Family Vacations
Global Entry & TSA PreCheck
United Airlines Miles & Perks
United Explorer Card | Best overall card, Best for non-elite flyers |
New United Quest Card | Best for earning miles |
United Gateway Card | Best for budget travelers |
United Club Infinite Card | Best for lounge access |
United Business Card | Best for business travelers |
Best Credit Cards For
Dining
Best Overall Credit Cards For Dining | American Express Gold Card Chase Sapphire Preferred Card Chase Sapphire Reserve |
Best Cashback Credit Card For Dining | Capital One Savor Cash Rewards Credit Card |
Best No-Annual-Fee Credit Cards For Dining | Capital One SavorOne Cash Rewards Credit Card Chase AARP Credit Card Wells Fargo Propel American Express Card |
Best Hotel Credit Cards For Dining | Hilton Honors American Express Surpass Card Marriott Bonvoy Brilliant American Express Card World of Hyatt Credit Card |
Best Business Credit Cards For Dining | The Hilton Honors American Express Business Card Ink Business Cash Credit Card Marriott Bonvoy Business American Express Card |
Cash Back
Chase Freedom Flex | Best cash back card with rotating bonus categories |
Capital One Savor Cash Rewards Credit Card | Best cash back card for dining & entertainment |
Blue Cash Preferred Card From American Express | Best cash back card for gas & groceries |
Capital One QuicksilverOne Cash Rewards Credit Card | Best cash back card for fair or average credit |
Chase Freedom Unlimited | Best cash back card for pairing |
Citi Double Cash Card | Best flat-rate cash back card Best no-annual-fee cash back card |
Bank Of America Cash Rewards Credit Card | Best cash back card with custom bonus categories |
No Annual Fees
Chase Freedom Flex | Best for rotating bonus categories |
Capital One VentureOne Rewards Credit Card | Best for airlines |
Hilton Honors American Express Card | Best for hotels |
Capital One SavorOne Cash Rewards Credit Card | Best for dining & entertainment |
Capital One Quicksilver Cash Rewards Credit Card | Best for credit card newbies |
Ink Business Cash Credit Card | Best for small businesses |
Discover It Student Cash Back | Best for students |
Citi Double Cash Card | Best for flat-rate rewards |
Bank Of America Cash Rewards Credit Card | Best flexible rewards structure |
Wells Fargo Propel American Express Card | Best for travel |
Everyday Spending
Grocery
Blue Cash Preferred Card From American Express | Best overall grocery card Best grocery card for high cashback rate |
PenFed Platinum Rewards Visa Signature Card | Best no-annual-fee grocery card Best grocery card with unlimited rewards |
Wells Fargo Visa Signature Card | Best grocery card with high points-earning rate |
Target REDcard | Best card for Target grocery purchases |
Amazon Rewards Visa Signature Credit Card | Best grocery card for Whole Foods spending Best card for online grocery shopping |
Capital One Walmart Rewards Card | Best card for budget grocery shopping |
Visa Credit Cards
Amazon Purchases
- Discover It Cash Back Credit Card
- American Express EveryDay Preferred
Young Professionals To Earn Points, Cash & Miles
Millennials To Establish Credit
Chase Sapphire Reserve | Best premium travel card |
American Express Gold Card | Best for dining & travel purchases |
Capital One VentureOne Rewards Credit Card | Best low-cost travel card |
Capital One SavorOne Cash Rewards Credit Card | Best for dining and entertainment purchases |
Citi Premier Card | Best mid-tier travel card |
Discover It Cash Back Credit Card | Best cashback card |
Amazon Rewards Visa Signature Credit Card | Best for Amazon purchases |
Discover It Secured Card | Best for building or rebuilding credit |
Small Businesses
Capital One Spark Miles For Business | Best for everyday business spending |
Capital One Spark Cash For Business | Best for cash back rewards |
Ink Business Preferred Credit Card | Best for bonus categories |
The Business Platinum Card From American Express | Best for travel perks |
Delta SkyMiles Gold Business American Express Card | Best for occasional Delta flyers |
Delta SkyMiles Platinum Business American Express Card | Best for frequent Delta flyers |
Southwest Rapid Rewards Premier Business Credit Card | Best for occasional Southwest flyers |
Southwest Rapid Rewards Performance Business Credit Card | Best for frequent Southwest flyers |
United Business Card | Best for United flyers |
The Hilton Honors American Express Business Card | Best for Hilton travelers |
Marriott Bonvoy Business American Express Card | Best for Marriott travelers |
CitiBusiness / AAdvantage Platinum Select Mastercard | Best for American Airlines flyers |
Other Suggestions
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