Most credit cards nowadays offer rewards so if you’re interested on looking into one that fits your needs and your lifestyle, you can continue reading our guide below to see which credit cards you can use to earn and redeem points based on your spending behavior.
Best Credit Cards for Travel
General Travel Purchases
See the best credit cards for travel purchases. Most cards covers a wide spectrum from low-cost to premium ones.
![]() The American Express® Green Card offers 60,000 Membership Rewards Points after you spend $3,000 on purchases on your new Card in your first 6 months of Card Membership. Plus, earn 20% back on eligible travel and transit purchases made during your first 6 months of Card Membership, up to $200 back in the form of a statement credit. You'll earn: • 3X Membership Rewards points on travel including airfare, hotels, cruises, tours, car rentals, campgrounds, and vacation rentals. • 3X Membership Rewards Points on transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways. • 3X Membership Rewards points on eligible purchases at restaurants worldwide, including takeout and delivery in the US. This card does carry a $150 annual fee & no foreign transaction fees. Terms Apply. See Rates & Fees Terms Apply. |
![]() The Chase Sapphire Preferred® Card offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards. You'll earn: • 5X points on travel purchased through Chase Ultimate Rewards • 3X points on dining • 3X points on select streaming services and online grocery purchases • 2X points on all other travel purchases • 1X point per $1 spent on all other purchases Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit and when you redeem your points for travel through Chase Ultimate Rewards, you'll get 25% more value! This card carries a $95 annual fee. |
![]() The Chase Sapphire Reserve offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards. You'll earn • 10X total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards immediately after the first $300 is spent on travel purchases annually. • 5X total points on flights • 3X points on other travel and dining • 1 point per $1 spent on all other purchases When redeeming your points for travel through Chase Ultimate Rewards, you'll get 50% more value. This card does carry a $550 annual fee and there are no foreign transaction fees. However, you're able to earn a $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year & up to $100 application fee credit for Global Entry or TSA Pre✓®. |
![]() The Citi Premier® Card offers 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening. 60,000 ThankYou Points are redeemable for $600 in gift cards when redeemed at thankyou.com. Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi TravelSM portal through June 30, 2024. You'll earn: • 3X Points at Restaurants • 3X Points at Supermarkets • 3X Points at Gas Stations • 3X Points on Air Travel and Hotels • 1X Points on All Other Purchases This card comes with a $95 annual fee and no foreign transaction fees. (See Rates & Fees) |
![]() The Platinum Card® from American Express offers 80,000 Membership Rewards points after you spend $6,000 on purchases on the Card in your first 6 months of Card Membership. You'll earn: • 5X Membership Rewards Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year. • 5X Membership Rewards Points on prepaid hotels booked with American Express Travel. This card comes with an annual fee of $695 (See Rates & Fees), but you cardholders can enjoy Uber VIP status and up to $200 in Uber savings on rides in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member and Additional Centurion Cards only. Terms Apply. |
Airfare Purchases
See the full list of the Best Credit Cards for Airfare purchases.
![]() The Platinum Card® from American Express offers 80,000 Membership Rewards points after you spend $6,000 on purchases on the Card in your first 6 months of Card Membership. You'll earn: • 5X Membership Rewards Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year. • 5X Membership Rewards Points on prepaid hotels booked with American Express Travel. This card comes with an annual fee of $695 (See Rates & Fees), but you cardholders can enjoy Uber VIP status and up to $200 in Uber savings on rides in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member and Additional Centurion Cards only. Terms Apply. |
![]() The Business Platinum Card® from American Express has a welcome offer of 120,000 Membership Rewards points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership. You'll earn: • 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com. • 1.5X Membership Rewards points on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year. • 1X points for each dollar you spend on eligible purchases • Unlock over $1,000 in value per year for statement credits on select purchases, including tech, recruiting and wireless with the Business Platinum Card. • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Card or any of the Additional Cards on your Platinum Card account. • $189 CLEAR Credit: CLEAR uses biometrics to assign you a touchless ID, allowing you to move faster through security at select airports and stadiums across the U.S. You can cover the cost of a CLEAR membership with up to $189 in statement credits per calendar year after you pay for CLEAR with your Business Platinum Card. This card does come with a $695 annual fee. (See Rates & Fees) Terms Apply. |
![]() The Chase Sapphire Reserve offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards. You'll earn • 10X total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards immediately after the first $300 is spent on travel purchases annually. • 5X total points on flights • 3X points on other travel and dining • 1 point per $1 spent on all other purchases When redeeming your points for travel through Chase Ultimate Rewards, you'll get 50% more value. This card does carry a $550 annual fee and there are no foreign transaction fees. However, you're able to earn a $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year & up to $100 application fee credit for Global Entry or TSA Pre✓®. |
![]() The Ink Business Preferred® Credit Card offers 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,250 toward travel when redeemed through Chase Ultimate Rewards®. You'll earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year; 1 point per $1 on all other purchases - with no limit to the amount you can earn. Furthermore, points are worth 25% more when you redeem for travel through Chase Ultimate Rewards. This card does come with a $95 annual fee but does not have any foreign transaction fees. |
![]() The American Express® Gold Card offers 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months. Terms apply. You'll earn: • 4X Membership Rewards Points at Restaurants, plus takeout and delivery in the U.S., • 4X Membership Rewards points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). • 3X Membership Rewards points on flights booked directly with airlines or on amextravel.com. $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required. This card has an annual fee of $250 with no foreign transaction fees (See Rates & Fees). Terms Apply. |
![]() The Citi Premier® Card offers 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening. 60,000 ThankYou Points are redeemable for $600 in gift cards when redeemed at thankyou.com. Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi TravelSM portal through June 30, 2024. You'll earn: • 3X Points at Restaurants • 3X Points at Supermarkets • 3X Points at Gas Stations • 3X Points on Air Travel and Hotels • 1X Points on All Other Purchases This card comes with a $95 annual fee and no foreign transaction fees. (See Rates & Fees) |
Hotel Stays
See the full list of the Best Hotel Credit Cards.
Chase Sapphire Reserve | Best premium card for earning |
Chase Sapphire Preferred Card | Best mid-tier card for earning |
The Platinum Card From American Express | Best card for luxury hotels |
Marriott Bonvoy Brilliant American Express Card | Best overall Marriott card |
Marriott Bonvoy Boundless Credit Card | Best low-cost Marriott card |
Hilton Honors American Express Card | Best overall Hilton card |
Hilton Honors American Express Surpass Card | Best low-cost Hilton card |
IHG Rewards Club Premier Credit Card | Best overall IHG card |
Annual Travel Statement Credits
CREDIT CARD | ANNUAL TRAVEL CREDITS |
Chase Sapphire Reserve | $300 for general travel |
Marriott Bonvoy Brilliant American Express Card | $300 for Marriott purchases |
The Platinum Card from American Express | $200 for airline incidentals $200 for Uber purchases |
The Business Platinum Card from American Express | $200 for airline incidentals |
Citi Prestige Credit Card | $250 for general travel |
U.S. Bank Altitude Reserve Visa Infinite Card | $325 for general travel |
Bank of America Premium Rewards credit card | $100 for airline incidentals |
Travel Rewards for Family Vacations
Global Entry & TSA PreCheck
United Airlines Miles & Perks
United Explorer Card | Best overall card, Best for non-elite flyers |
New United Quest Card | Best for earning miles |
United Gateway Card | Best for budget travelers |
United Club Infinite Card | Best for lounge access |
United Business Card | Best for business travelers |
Best Credit Cards For
Dining
Best Overall Credit Cards For Dining | American Express Gold Card Chase Sapphire Preferred Card Chase Sapphire Reserve |
Best Cashback Credit Card For Dining | Capital One Savor Cash Rewards Credit Card |
Best No-Annual-Fee Credit Cards For Dining | Capital One SavorOne Cash Rewards Credit Card Chase AARP Credit Card Wells Fargo Propel American Express Card |
Best Hotel Credit Cards For Dining | Hilton Honors American Express Surpass Card Marriott Bonvoy Brilliant American Express Card World of Hyatt Credit Card |
Best Business Credit Cards For Dining | The Hilton Honors American Express Business Card Ink Business Cash Credit Card Marriott Bonvoy Business American Express Card |
Cash Back
Chase Freedom Flex | Best cash back card with rotating bonus categories |
Capital One Savor Cash Rewards Credit Card | Best cash back card for dining & entertainment |
Blue Cash Preferred Card From American Express | Best cash back card for gas & groceries |
Capital One QuicksilverOne Cash Rewards Credit Card | Best cash back card for fair or average credit |
Chase Freedom Unlimited | Best cash back card for pairing |
Citi Double Cash Card | Best flat-rate cash back card Best no-annual-fee cash back card |
Bank Of America Cash Rewards Credit Card | Best cash back card with custom bonus categories |
No Annual Fees
Chase Freedom Flex | Best for rotating bonus categories |
Capital One VentureOne Rewards Credit Card | Best for airlines |
Hilton Honors American Express Card | Best for hotels |
Capital One SavorOne Cash Rewards Credit Card | Best for dining & entertainment |
Capital One Quicksilver Cash Rewards Credit Card | Best for credit card newbies |
Ink Business Cash Credit Card | Best for small businesses |
Discover It Student Cash Back | Best for students |
Citi Double Cash Card | Best for flat-rate rewards |
Bank Of America Cash Rewards Credit Card | Best flexible rewards structure |
Wells Fargo Propel American Express Card | Best for travel |
Everyday Spending
Grocery
Blue Cash Preferred Card From American Express | Best overall grocery card Best grocery card for high cashback rate |
PenFed Platinum Rewards Visa Signature Card | Best no-annual-fee grocery card Best grocery card with unlimited rewards |
Wells Fargo Visa Signature Card | Best grocery card with high points-earning rate |
Target REDcard | Best card for Target grocery purchases |
Amazon Rewards Visa Signature Credit Card | Best grocery card for Whole Foods spending Best card for online grocery shopping |
Capital One Walmart Rewards Card | Best card for budget grocery shopping |
Visa Credit Cards
Amazon Purchases
- Discover It Cash Back Credit Card
- American Express EveryDay Preferred
Young Professionals To Earn Points, Cash & Miles
Millennials To Establish Credit
Chase Sapphire Reserve | Best premium travel card |
American Express Gold Card | Best for dining & travel purchases |
Capital One VentureOne Rewards Credit Card | Best low-cost travel card |
Capital One SavorOne Cash Rewards Credit Card | Best for dining and entertainment purchases |
Citi Premier Card | Best mid-tier travel card |
Discover It Cash Back Credit Card | Best cashback card |
Amazon Rewards Visa Signature Credit Card | Best for Amazon purchases |
Discover It Secured Card | Best for building or rebuilding credit |
Small Businesses
Capital One Spark Miles For Business | Best for everyday business spending |
Capital One Spark Cash For Business | Best for cash back rewards |
Ink Business Preferred Credit Card | Best for bonus categories |
The Business Platinum Card From American Express | Best for travel perks |
Delta SkyMiles Gold Business American Express Card | Best for occasional Delta flyers |
Delta SkyMiles Platinum Business American Express Card | Best for frequent Delta flyers |
Southwest Rapid Rewards Premier Business Credit Card | Best for occasional Southwest flyers |
Southwest Rapid Rewards Performance Business Credit Card | Best for frequent Southwest flyers |
United Business Card | Best for United flyers |
The Hilton Honors American Express Business Card | Best for Hilton travelers |
Marriott Bonvoy Business American Express Card | Best for Marriott travelers |
CitiBusiness / AAdvantage Platinum Select Mastercard | Best for American Airlines flyers |
Other Suggestions
If you’re interested for other card options, you can check out our other guides on: