Available for residents nationwide, E*TRADE is now offering 4.00%% APY + $250 bonus for their Premium Savings Account.
Update 5/11/26: You can currently earn a $250 bonus valid through 6/9/26. The rate has increased to 4.00% APY (for six months with a new Premium Savings Account) from 3.75%. You can earn a competitive rate on your funds with an E*TRADE account and your funds will be FDIC insured up to the maximum amount of $250,000.
E*TRADE Premium Savings $250 Bonus
Earn a $250 a $250 cash bonus with a new Premium Savings Account using promo code SPRING26.
How to earn bonus:
- Open and fund a new Premium Savings Account with qualifying deposits by 6/9/2026 using promo code SPRING26.
- Make a deposit. Add funds to earn a boosted 4.00% APY for 6 months. Plus, you’ll earn a cash bonus when you deposit at least $20,000 of qualifying new money within the first 30 days of account opening.
- Get rewarded! Maintain your balance for 45 additional days after the 30-day funding period ends to earn your cash bonus.
E*TRADE Premium Savings Summary
- Account Type: Premium Savings Account
- Availability: Nationwide
- Credit Inquiry: Soft Pull or Hard Pull? Let us know
- Monthly Fee: None
- Early Termination Fee: Please contact your local representative regarding termination fee
How To Earn Rate
- Open a new Premium Savings Account
- Fund your account with any balance
- Earn the APY.
| Balance Requirement | APY Rate |
| 0.01+ | 4.00%% APY |
Account Features
- Free, easy-to-use tools to build your emergency savings
- Bank Deposits insured up to $500,000
- Manage your money from anywhere with our best-in-class mobile app
- Easily move money between accounts with Transfer Money service
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Conclusion
It is often difficult to select which account fits your needs the best. With a sea of bank rates, finding one that’s perfect for you isn’t as easy as it seems.
The online savings account comes with a range of account features for you to take advantage of.
f you are not currently interested, then be sure to see our complete list of the best bank rates for all your banking needs!
If you are interested, be sure to apply as soon as you can. In addition, you can also check out other great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, TD Bank, or CIT Bank.
