Have you ever wondered if your bank was open on holidays? Do you ever need to get cash to finish your holiday shopping, but not sure if your bank is open? We’ve provided a list of 10 official holidays observed by the U.S. Federal Reserve System (FRS) so you know when you can visit your local banks. Although not all banks observe the federal holidays, be sure to check into your local branches to see if they’re available!

If your bank is closed and you need your money immediately, you may still have access to all your banking services through online, mobile or telephone banking. Some banks like Chase Bank and Discover Bank offer exclusive apps so your money is available at the tip of your fingers

For those of you are interested in opening a new banking account, be sure to check out our Bank Bonuses table for more information. In addition, you can also check out other great promotions from banks such as HSBC Bank, Huntington Bank, TD Bank, BBVA  or CIT Bank.

	HSBC Premier checking account: Earn $450 bonus for eligible new customers who open a new HSBC Premier checking account. Make recurring monthly Qualifying Direct Deposits totaling at least $5,000 from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months. Member FDIC Terms
	HSBC Premier checking account: Get up to $600 bonus when you open a Premier checking account. You'll enjoy 3% Cash Bonus, up to $700, on Qualifying Direct Deposits up to $100 per month, during the first 6 calendar months after account opening. Member FDIC Terms
	TD Bank Beyond Checking: Earn a $300 bonus when you open a new TD Bank Beyond Checking account and set up direct deposit. The TD Bank Beyond Checking account comes with free Online Banking and Online Bill Pay, free Mobile Banking, free Account Alerts, free access to 1,300 TD Bank ATMs and branches. Apply Now---TD Bank Beyond Checking Review
	BBVA Online Checking: Earn up to a $250 Bonus. Earn $200 bonus by opening an Online Checking account and receiving a qualifying direct deposit of $500. Increase your bonus to $250 by adding a BBVA Online Savings account and having a savings balance of at least $1,000. Apply Now---BBVA Online Checking Review

Bank Holidays

Holiday Observations

When a holiday falls on a weekend, the FRS treats the holiday in one of two ways:

*If the holiday falls on a Saturday, the FRS does not observe the holiday on the preceding Friday.

**If the holiday falls on a Sunday, the FRS observes the holiday on the subsequent Monday.

If you complete any sort of online transaction on any of these days, since the bank is closed, your transactions may not process until the next business day.

Conclusion

If you are interested in knowing which days banks usually close be sure to check out the table above. If you’re not sure if this applies to your bank, feel free to call ahead. If all else fails, many banks offer mobile and online banking so you can access your money anytime, anywhere!

If you don’t have a bank account yet, check out our list of Bank Bonuses when you open a new account. Depending on your needs you can find all sorts of accounts that have great account features. Additionally, you can also check out our Referral Bonuses, Bank Rates as well as our CD Rates!