Have you ever wondered if your bank was open on holidays? Do you ever need to get cash to finish your holiday shopping, but not sure if your bank is open? We’ve provided a list of 10 official holidays observed by the U.S. Federal Reserve System (FRS) so you know when you can visit your local banks. Although not all banks observe the federal holidays, be sure to check into your local branches to see if they’re available!
If your bank is closed and you need your money immediately, you may still have access to all your banking services through online, mobile or telephone banking. Some banks like Chase Bank and Discover Bank offer exclusive apps so your money is available at the tip of your fingers
For those of you are interested in opening a new banking account, be sure to check out our Bank Bonuses table for more information. In addition, you can also check out other great promotions from banks such as HSBC Bank, Huntington Bank, TD Bank, BBVA Compass Bank or CIT Bank.
|Chase SapphireSMChecking: Enjoy $1,000 when you join SapphireSM Banking. Within 45 days, transfer a total of $75,000 or more in qualifying new money or securities to a combination of eligible personal checking, savings and/or investment accounts, (excludes any J.P. Morgan retirement accounts and CDs) and maintain that balance for 90 days.
Apply Now---Chase Sapphire Checking Review
|TD Bank Beyond Checking: Earn a $300 bonus when you open a new TD Bank Beyond Checking account and set up direct deposit. The TD Bank Beyond Checking account comes with free Online Banking and Online Bill Pay, free Mobile Banking, free Account Alerts, free access to 1,300 TD Bank ATMs and branches, and much more! Apply Now---TD Bank Beyond Checking Review|
|HSBC Premier checking account: Get up to $700 bonus when you open a Premier checking account. You'll enjoy 2% Cash Back on Qualifying Direct Deposits into your new HSBC Premier checking account, up to $60 per month, during the first 12 calendar months after account opening – that’s up to $700. Member FDIC Terms|
|Huntington 5 Checking Account: Earn a $200 bonus when you open a Huntington 5 Checking account and make cumulative new money deposits of at least $1,000 within 60 days of account opening and keep your account open for at least 90 days. $200 will be deposited into your Huntington 5 Checking account after all requirements are met and your account is open for 90 days. Apply Now---Huntington 5 Checking Review|
|New Year’s Day||Jan 1||Jan 1||Jan 1|
|Martin Luther King Jr. Day||Jan 21||Jan 20||Jan 18|
|Presidents Day/Washington’s Birthday||Feb 18||Feb 17||Feb 15|
|Memorial Day||May 27||May 25||May 31|
|Independence Day||Jul 4||Jul 4*||Jul 4**|
|Labor Day||Sept 2||Sept 7||Sept 6|
|Columbus Day||Oct 14||Oct 12||Oct 11|
|Veterans Day||Nov 11||Nov 11||Nov 11|
|Thanksgiving Day||Nov 28||Nov 26||Nov 25|
|Christmas Day||Dec 25||Dec 25||Dec 25*|
When a holiday falls on a weekend, the FRS treats the holiday in one of two ways:
*If the holiday falls on a Saturday, the FRS does not observe the holiday on the preceding Friday.
**If the holiday falls on a Sunday, the FRS observes the holiday on the subsequent Monday.
If you complete any sort of online transaction on any of these days, since the bank is closed, your transactions may not process until the next business day.
If you are interested in knowing which days banks usually close be sure to check out the table above. If you’re not sure if this applies to your bank, feel free to call ahead. If all else fails, many banks offer mobile and online banking so you can access your money anytime, anywhere!
If you don’t have a bank account yet, check out our list of Bank Bonuses when you open a new account. Depending on your needs you can find all sorts of accounts that have great account features. Additionally, you can also check out our Referral Bonuses, Bank Rates as well as our CD Rates!
|Chase SapphireSM Checking||$1,000 Cash||Review|
|Chase Private Client||$2,000 Cash||Review|
|Chase Total Business Checking®||$200 Cash||Review|
|Chase Premier Plus CheckingSM||$300 Cash||Review|
|Chase Total Checking® + Chase SavingsSM||$350 Cash||Review|
|Discover Bank Online Savings||$200 Cash||Review|
|CIT Bank Savings Builder||$200 Cash||Review|
|Discover Cashback Debit||$360 Cash||Review|
|HSBC Premier Checking Member FDIC||$700 Cash||Review|
|HSBC Advance Checking Member FDIC||$350 Cash||Review|
|Chase College CheckingSM||$100 Cash||Review|
|TD Bank Beyond Checking||$300 Cash||Review|
|TD Bank Convenience CheckingSM||$150 Cash||Review|
|Huntington 5 Checking||$200 Cash||Review|
|Huntington Bank Unlimited Plus Business Checking||$750 Cash||Review|
|Huntington Bank Unlimited Business Checking||$400 Cash||Review|
|Huntington Bank Business Checking 100||$200 Cash||Review|
With the The Amex EveryDay® Credit Card from American Express:
• Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
• Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.99% to 25.99%.
• $0 balance transfer fee. Balance transfers must be requested within 60 days from account opening.
• 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases.
• Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits.
• Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017.
• No annual fee.
• Terms Apply.
• See Rates & Fees