Find all Capital One Bank bonuses, offers, and promotions are available here.
Capital One Bank currently offers $300, $750, $1500 bonuses.
Capital One Bank Bonuses Review
Capital One is a well known financial institution and is a top 10 bank in the United States. They were founded 31 years ago and since, have grown to be known nationwide. If you are interested, you could join a team of millions of savers. Capital One 360 Checking offers no fees, no minimums, and there are 40,000+ free ATMs nationwide.
I’ll review the current Capital One bonuses below.
Capital One Bank CD
Capital One Bank Performance Savings
Capital One Bank Performance Savings $1,500 Bonus
For new customers, you can earn up to $1,500 bonus for opening a new savings account.
- What you’ll get: Up to $1,500 bonus
- Eligible account: 360 Performance Savings
- Where it’s available: Nationwide
- Credit Inquiry: Soft Pull
- Direct Deposit Required: No
- Monthly Fee: None
- How to earn it:
- Open a new 360 Performance Savings account with promo code FALL23 by 1/9/2024
- Deposit $20,000+ of external funds during the 15-day Initial Funding Period after opening your account.
- $20,000+ for $300 bonus
- $50,000+ for $750 bonus
- $100,000+ for $1,500 bonus
- Hold the deposit(s) in your account for 90 days after the 15-day Initial Funding Period ends.
- See the bonus in your new account within 60 days after holding. See chart for bonus amounts.
(Expires 1/9/2024)
Fine Print
- Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.
- Certain deposit transactions initiated through the Capital One website to retrieve funds from your external account are subject to limits. If you are subject to these limits, in order to meet the offer requirements, you would need to initiate the deposit by another external method, such as mobile deposit or setting the initial deposit to send (rather than be retrieved from) from your external financial institution.
- Capital One will deposit the bonus into your account within 60 days after you have completed all the requirements above, including fulfilling the 90-day holding period. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus. If at any time during the 90 days following the Initial Funding Period your Deposit Amount drops into a lower tier, you will be rewarded that tier’s cash bonus. If your Deposit Amount decreases to an amount less than $20,000, you will not qualify for a cash bonus. This offer cannot be combined with any other 360 Performance Savings account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Performance Savings account. Bonuses are considered interest and will be reported on IRS form 1099-INT.
Capital One Bank $350 Checking Bonus (Expired)
You can earn a $350 bonus when you open a 360 checking account.
- What you’ll get: $350 Bonus
- Eligible account: 360 Checking Account
- Availability: Nationwide
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: None
- How to earn it:
- Open a new 360 Checking account using the promo code BONUS350.
- Set up and receive at least 2 direct deposits, each of $250 or more, within 75 days of account opening.
- Your $350 bonus will be deposited into your new account after you complete these steps.
(Expires 10/30/2023)
| Furthermore, I would compare this offer to some of the best offers available. Current bonuses such as U.S. Bank Smartly® Checking ($800 Cash Bonus), and TD Bank Beyond Checking ($300 Bonus), Fifth Third Preferred Checking ($200 Bonus), KeyBank Checking ($200 bonus). |
Fine Print
- Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.
- If you have or had an open 360 Checking, Simply Checking, Total Control Checking or Money Teen Checking account as a primary or secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
- Your bonus will be deposited into your account within 60 days after you have completed the requirements above. This 60-day period begins the day after your second Qualifying Direct Deposit has been posted to your account.
- This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Checking account. The amount of your bonus will be reported on IRS form 1099-INT to the IRS (and your state revenue authority, if required).
Capital One Bank $1,000 Money Market Bonus (Targeted) (Expired)
You can earn a $1,000 bonus when you deposit money into your 360 Money Market account.
- What you’ll get: $1,000 Bonus
- Eligible account: 360 Money Market Account
- Availability: Nationwide (Branch Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: No
- Monthly Fee: None
- How to earn it:
- Transfer $25,000+ (up to $100,000) of external funds into your 360 Money Market account by 10/25/2022.
- Earn $250 bonus with $25,000+ deposit
- Earn $500 bonus with $50,000+ deposit
- Earn $750 bonus with $75,000+ deposit
- Earn $1,000 bonus with $100,000+ deposit
- Hold the deposit in your account until 1/24/2023 to earn the bonus.
- The bonus should be posted to your account by 3/25/2023 and you can continue working towards your savings goals.
- Transfer $25,000+ (up to $100,000) of external funds into your 360 Money Market account by 10/25/2022.
(Learn More at Capital One)
| Compare this savings account to alternatives like SoFi Checking & Savings (Up to $275 Bonus + 4.50% APY), Discover Online Savings (Up to $200 Bonus + 4.35% APY), Pacific Western Bank Money Market (5.25% APY) and CIT Bank Platinum Savings (5.05% APY). |
Fine Print
- This bonus offer is meant only for the original recipient. Those who are not the original recipient will not receive a bonus. Please don’t share it.
- Increase your current balance in the 360 Money Market account identified by the last 4 digits of the account number in the offer email you received by depositing $25,000 or more of new money from an external bank (deposits from Capital One accounts will not qualify) between 12:00 a.m. ET on September 27, 2022 and 11:59 p.m. ET on October 25, 2022 (the “Funding Period”), then keep the new money in your account between 12:00 a.m. ET on October 26, 2022 and 11:59 p.m. ET on January 24, 2023.
- We reserve the right to review all transfers and deposits at our discretion and the following activities may not qualify for the bonus: any portion of new money to your 360 Money Market account that has been withdrawn and redeposited back into that account.
- If the balance of new money you deposited during the Funding Period drops to a lower Tier at any point between 12:00 a.m. ET on October 26, 2022 and 11:59 p.m. ET on January 24, 2023, you’ll earn the lower Tier bonus. If the balance of new money you deposited during the Funding Period drops below $25,000, you will not qualify for a bonus. If you make additional deposits after October 25, 2022 to reach a higher Tier, you’ll only be eligible for the lower Tier bonus.
- This offer is only eligible for the account referenced in the email which you received. You may be eligible for other offers that you received via email. The bonus is only valid for the savings account ending in the last four numbers indicated in your email.
Capital One CD Rates
Capital One Bank $100 Direct Deposit Bonus (Targeted) (Expired)
You can earn a $100 bonus when you open a 360 checking account with direct deposit.
- What you’ll get: $100 Bonus
- Eligible account: 360 Checking Account
- Availability: Nationwide (Branch Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: None
- How to earn it:
- Set up and receive at least 2 qualifying direct deposits each of $200 or more to your eligible Capital One checking account from November 8, 2021 to March 8, 2022.
(Expires March 8, 2022)
| Furthermore, I would compare this offer to some of the best offers available. Current bonuses such as U.S. Bank Smartly® Checking ($800 Cash Bonus), and TD Bank Beyond Checking ($300 Bonus), Fifth Third Preferred Checking ($200 Bonus), KeyBank Checking ($200 bonus). |
Fine Print
- Eligible checking accounts include the Simply Checking, Total Control Checking, or 360 Checking Account, as indicated by the last 4 digits within the email communication.
- Bonus is only valid for one checking account.
- A qualifying direct deposit is a regular periodic payment, such as salary, pension, government payments (for example, Social Security), or other monthly income that occurs as an Automated Clearing House (ACH) or Real-Time Payment network credit from your employer or an outside institution.
- ACH credits or fund transfers initiated via the Capital One website or mobile app and wires are not considered a direct deposit.
- Capital One will report this bonus on IRS Form 1099-INT, which will be provided to the primary account holder, the IRS (and your state revenue authority, if required).
Capital One $25 – $100 Checking/Performance Savings Bonuses *Expired*
For new customers, you can earn a $25 bonus for a new Capital One 360 Checking account. When you open a Performance Savings account, you can earn a $100 bonus.
- What you’ll get: $25-$100
- Eligible account: Checking, Performance Savings
- Availability: Nationwide (Branch Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: None
- How to earn it:
- 360 Performance Savings
- Open an account with $10,000 initial deposit
- Deposits of $10,000 or more earn a $100 bonus
- Deposits of $250-$9,999.99 earn a $25 bonus
- Bonus starts earning interest upon account opening, but is unavailable for withdrawal for 30 days, once the requirements are met
- 360 Checking account
- Open an account with $250 initial deposit
- Have a total of 3 Debit Card purchases within 45 days of account opening
- Bonus will automatically be deposited into your account on day 50, once the requirements are met.
- 360 Performance Savings
(Offer has no set expiration date)
Fine Print
- You won’t be eligible for the bonus if you currently have a Savings, Checking, or Money Market account with Capital One.
- Capital One reserves the right to change or discontinue the Refer a Friend program at any time without prior notification.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them.
- Rates are subject to change at any time after account opening.
How to Avoid Monthly Fees
- 360 Checking: No monthly fee
- 360 Performance Savings: No monthly fee
- MONEY Teen Checking: No monthly fee
- Kids Savings Account: No monthly fee
Capital One Credit Card Bonuses
Capital One Venture Rewards Credit CardCapital One Savor Cash Rewards Credit CardCapital One SavorOne Cash Rewards Credit CardCapital One VentureOne Rewards CardCapital One Quicksilver Cash Rewards CardCapital One Spark Cash Select for BusinessCapital One Spark Miles Select for BusinessCapital One Spark Miles for BusinessCapital One Spark Cash PlusCapital One Platinum Credit CardCapital One Spark Classic for BusinessCapital One SavorOne Student Cash Rewards Credit CardCapital One Quicksilver Student Cash Rewards Credit CardSecured MasterCard® from Capital OneJourney Student Rewards from Capital One
 The Capital One Venture Rewards Credit Card offers a one-time bonus of 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening. You're able to earn: • 2 Miles per dollar on every purchase, every day. • 5 Miles per dollar on hotels and rental cars booked through Capital One Travel This card does come with a $95 annual fee. Enjoy no foreign transaction fees and receive up to $100 application fee credit for Global Entry or TSA Pre✔®. |
 The Capital One SavorOne Cash Rewards Credit Card offers a one-time $200 Cash Back after you spend $500 on purchases within 3 months from account opening. 0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; 3% fee on the amounts transferred within the first 15 months. You'll earn: • 3% Cash Back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®). • 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply). • 8% Cash Back on Capital One Entertainment purchases. • 1% Cash Back on all other purchases. This card comes with no annual fee and no foreign transaction fees. |
 The Capital One VentureOne Rewards Card offers 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel. Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; 3% fee on the amounts transferred within the first 15 months. You'll earn: • 1.25 Miles per dollar on every purchase, every day. • 5 Miles per dollar on hotels and rental cars booked through Capital One Travel. This card comes with no annual fees and no foreign transaction fees which is a great choice as your go-to travel card! |
 The Capital One Quicksilver Cash Rewards Card offers $200 Cash Back after spending $500 on purchases within 3 months from account opening. 0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; 3% fee on the amounts transferred within the first 15 months. You'll earn: • 1.5% Cash Back on every purchase, every day with no rotating categories or sign-ups needed to earn cash rewards. • Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply. • Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024 This card comes with no annual fee and no foreign transaction fees which makes this card a viable option for your go-to everyday card. |
 The Capital One Spark Cash Select for Business offers a $750 bonus when you spend $6,000 in the first 3 months of account opening You'll earn: • Unlimited 1.5% cash back could mean thousands of dollars each year going back into your business with no categories to limit your purchasing. • Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel This card comes with no annual fee and employee cards at no additional cost. |
 The Capital One Spark Miles Select for Business offers a one-time bonus of 20,000 miles once you spend $3,000 on purchases within 3 months from account opening. You can earn 1.5 miles per $1 on every purchase. Your miles won't expire for the life of the account, and there are no categories to limit where or what you buy. There is no annual fee or foreign transaction fees to worry about making this card a viable option for business travel. |
 The Capital One Spark Miles for Business offers a one-time bonus of 50,000 miles - equal to $500 in travel - once you spend $4,500 on purchases within the first 3 months from account opening. Your miles won't expire for the life of the account, and there are no categories to limit where or what you buy and you can earn 2 miles per $1 on every purchase. And 5X miles on hotel and rental car bookings through Capital One TravelSM using a Spark Miles card Skip the lines with up to a $100 statement credit on TSA PreCheck or Global Entry There is an annual fee of $95, however, there is a $0 intro annual fee for the first year. Enjoy no foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions. |
 With the Capital One Platinum Credit Card: This card can help build your credit with responsible card use and be automatically considered for a higher credit line in as little as 6 months. Get access to your account 24 hours a day, 7 days a week with online banking from your desktop or smartphone, with Capital One's mobile app. Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges. You're able to pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you Monitor your credit score with CreditWise from Capital One. It's free for everyone. This card comes wit no annual or hidden fees. See if you're approved in seconds |
 With the Capital One SavorOne Student Cash Rewards Credit Card, you'll earn $50 Cash Back when you spend $100 in the first three months. You'll earn: • 3% Cash Back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®). • 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply). • 8% Cash Back on Capital One Entertainment purchases. • 1% Cash Back on all other purchases. Enjoy no annual fee, foreign transaction fees, or hidden fees. |
 With the Capital One Quicksilver Student Cash Rewards Credit Card, earn $50 when you spend $100 in the first three months. You'll earn • Unlimited 1.5% cash back on every purchase, every day. • Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. • 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024 This card is exclusively for students. Whether you’re at a 4-year university, community college or other higher education institution, this card might be an option for you. Enjoy no annual fee, foreign transaction fees, or hidden fees. |
 With the Capital One Platinum Secured: Unlike a prepaid card, this card will help you build credit when used responsibly, with regular reporting to the 3 major credit bureaus. You'll get an initial $200 credit line after making a security deposit of $49, $99, or $200, determined based on your creditworthiness; and be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with Capital One's mobile app This card comes with no annual fee, and all the credit building benefits with responsible card use. |
Conclusion
All in all, Capital One 360 is offering multiple bonus opportunities for new customers. We will be updating this page with new Capital One 360 bonuses and offers so check back regularly! In my opinion, the bonuses are attractive because it is soft pull, so it won’t hurt your credit score. Furthermore, be sure to act as soon as possible before the promotions end.
If you have experience with Capital One 360, feel free to leave a comment below informing our readers about the pros and cons! Like these offers, you can find other great bonuses by opening a checking account and meeting the account requirements.
While these bank promotions are rather attractive, you can also take advantage of our list of Savings, Money Market, and CD rates.
However, definitely take a look at our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, Bank of America, Citi, Wells Fargo and many more.
