Find all Capital One Bank bonuses, offers, and promotions are available here.
Update 9/5/24: For a limited time, Capital One is currently offering a $250 checking bonus after meeting the simple requirements!
Capital One Bank Bonuses Review
Capital One is a well known financial institution and is a top 10 bank in the United States. They were founded 31 years ago and since, have grown to be known nationwide. If you are interested, you could join a team of millions of savers. Capital One 360 Checking offers no fees, no minimums, and there are 40,000+ free ATMs nationwide.
I’ll review the current Capital One bonuses below.
Capital One Bank $250 Checking Bonus
You can earn a $250 bonus when you open a 360 checking account.
- What you’ll get: $250 Bonus
- Eligible account: 360 Checking Account
- Availability: Nationwide
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: None
- How to earn it:
- Open 360 Checking. Open a new account with promo code CHECKING250.
- Get direct deposits. Set up and receive at least 2 direct deposits, each of $500 or more, within 75 days of account opening.
- Bonus time. Your $250 will be deposited into your new account after you complete these steps.
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($200 Bonus Offer) | Fifth Third Bank Checking ($325 Bonus) |
| SoFi Checking & Savings Account ($325 bonus) | Truist Checking ($400 bonus) |
Fine Print
- Capital One reserves the right to end or change the terms of this offer at any time prior to you accepting the offer, with or without notice. Changing the terms of this offer could result in a change to any of the offer requirements such as, but not limited to, the required deposit amounts, qualified external deposit sources, the bonus amounts or expiration date. Please note that once your account is opened with a promotional code, the terms of the offer will not change without us notifying you in advance.
- If you have or had an open 360 Checking, Simply Checking, or Total Control Checking account as a primary or secondary account holder with Capital One on or after January 1, 2022, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing before you receive the bonus, you will not receive the bonus. No minimum balance is required to be maintained in order to receive this bonus.
- Here’s the full scoop on how to earn your $250 bonus:
- Open a 360 Checking account on or after August 22, 2024, using promotional code CHECKING250.
- Set up and receive at least 2 Qualifying Direct Deposits each of $500 or more to your 360 Checking account within 75 days of account opening.
- Capital One will deposit the bonus into your account after the first two requirements listed above are completed. See below for when the bonus will be posted.
- What is a Qualifying Direct Deposit?
- A Qualifying Direct Deposit is a regular periodic payment, such as salary, pension, government payments (for example, Social Security), or other monthly income that occurs as an Automated Clearing House (ACH) or Real-Time Payment network credit from your employer or an outside entity.
- Wire transfers, ACH credits, and funds transfers initiated using Capital One’s website or mobile app are not considered a Qualifying Direct Deposit.
- When will I get my bonus?
- You have 75 days to complete the requirements above. After the first 75 days from account opening, your status to receive the bonus will be assessed and processed, which can take up to 60 days. This means, if all requirements are met, you can expect your bonus to be deposited into your account within 135 days from account opening. To receive your bonus, your account must also be open and in good standing at the time the bonus will be deposited.
Capital One Bank Performance Savings
Capital One Bank Performance Savings $1,500 Bonus
- What you’ll get: Up to $1,500 bonus
- Eligible account: 360 Performance Savings
- Where it’s available: Nationwide
- Credit Inquiry: Soft Pull
- Direct Deposit Required: No
- Monthly Fee: None
- How to earn it:
- Open a new 360 Performance Savings account with promo code BONUS1500.
- Deposit $20,000 of external funds during the 15-day Initial Funding Period after opening your account.
- $20,000+ for $300 bonus
- $50,000+ for $750 bonus
- $100,000+ for $1,500 bonus
- Hold the deposit(s) in your account for 90 days after the 15-day Initial Funding Period ends.
- See the bonus in your new account within 60 days after holding. See chart for bonus amounts.
(Limited time offer)
| Western Alliance Bank High-Yield Savings Premier (5.31% APY) | CloudBank 24/7 High Yield Savings (5.24% APY) |
| RBMAX High Yield Savings (5.15% APY) | SoFi Checking & Savings ($325 Bonus + 4.60% APY) |
| Ponce Bank Money Market (5.26% APY) | Harborstone Credit Union Money Market (5.25% APY) |
Fine Print
- Capital One reserves the right to end this offer at any time with or without notice.
- Certain deposit transactions initiated through the Capital One website to retrieve funds from your external account are subject to limits. If you are subject to these limits, in order to meet the offer requirements, you would need to initiate the deposit by another external method, such as mobile deposit or setting the initial deposit to send (rather than be retrieved from) from your external financial institution.
- Capital One will deposit the bonus into your account within 60 days after you have completed all the requirements above, including fulfilling the 90-day holding period. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus. This offer cannot be combined with any other 360 Performance Savings account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Performance Savings account. Bonuses are considered interest and will be reported on IRS form 1099-INT.
Capital One Bank $350 Checking Bonus (Expired)
You can earn a $350 bonus when you open a 360 checking account.
- What you’ll get: $350 Bonus
- Eligible account: 360 Checking Account
- Availability: Nationwide
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: None
- How to earn it:
- Open a new 360 Checking account using the promo code BONUS350.
- Set up and receive at least 2 direct deposits, each of $250 or more, within 75 days of account opening.
- Your $350 bonus will be deposited into your new account after you complete these steps.
(Expires 10/30/2023)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($325 Bonus) |
| KeyBank Checking ($300 bonus) | HSBC Premier Checking (Up to $2,500 Cash Bonus), |
Fine Print
- Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.
- If you have or had an open 360 Checking, Simply Checking, Total Control Checking or Money Teen Checking account as a primary or secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
- Your bonus will be deposited into your account within 60 days after you have completed the requirements above. This 60-day period begins the day after your second Qualifying Direct Deposit has been posted to your account.
- This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Checking account. The amount of your bonus will be reported on IRS form 1099-INT to the IRS (and your state revenue authority, if required).
Capital One Bank $1,000 Money Market Bonus (Targeted) (Expired)
You can earn a $1,000 bonus when you deposit money into your 360 Money Market account.
- What you’ll get: $1,000 Bonus
- Eligible account: 360 Money Market Account
- Availability: Nationwide (Branch Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: No
- Monthly Fee: None
- How to earn it:
- Transfer $25,000+ (up to $100,000) of external funds into your 360 Money Market account by 10/25/2022.
- Earn $250 bonus with $25,000+ deposit
- Earn $500 bonus with $50,000+ deposit
- Earn $750 bonus with $75,000+ deposit
- Earn $1,000 bonus with $100,000+ deposit
- Hold the deposit in your account until 1/24/2023 to earn the bonus.
- The bonus should be posted to your account by 3/25/2023 and you can continue working towards your savings goals.
- Transfer $25,000+ (up to $100,000) of external funds into your 360 Money Market account by 10/25/2022.
(Learn More at Capital One)
| Western Alliance Bank High-Yield Savings Premier (5.31% APY) | CloudBank 24/7 High Yield Savings (5.24% APY) |
| RBMAX High Yield Savings (5.15% APY) | SoFi Checking & Savings ($325 Bonus + 4.60% APY) |
| Ponce Bank Money Market (5.26% APY) | Harborstone Credit Union Money Market (5.25% APY) |
Fine Print
- This bonus offer is meant only for the original recipient. Those who are not the original recipient will not receive a bonus. Please don’t share it.
- Increase your current balance in the 360 Money Market account identified by the last 4 digits of the account number in the offer email you received by depositing $25,000 or more of new money from an external bank (deposits from Capital One accounts will not qualify) between 12:00 a.m. ET on September 27, 2022 and 11:59 p.m. ET on October 25, 2022 (the “Funding Period”), then keep the new money in your account between 12:00 a.m. ET on October 26, 2022 and 11:59 p.m. ET on January 24, 2023.
- We reserve the right to review all transfers and deposits at our discretion and the following activities may not qualify for the bonus: any portion of new money to your 360 Money Market account that has been withdrawn and redeposited back into that account.
- If the balance of new money you deposited during the Funding Period drops to a lower Tier at any point between 12:00 a.m. ET on October 26, 2022 and 11:59 p.m. ET on January 24, 2023, you’ll earn the lower Tier bonus. If the balance of new money you deposited during the Funding Period drops below $25,000, you will not qualify for a bonus. If you make additional deposits after October 25, 2022 to reach a higher Tier, you’ll only be eligible for the lower Tier bonus.
- This offer is only eligible for the account referenced in the email which you received. You may be eligible for other offers that you received via email. The bonus is only valid for the savings account ending in the last four numbers indicated in your email.
How to Avoid Monthly Fees
- 360 Checking: No monthly fee
- 360 Performance Savings: No monthly fee
- MONEY Teen Checking: No monthly fee
- Kids Savings Account: No monthly fee
Capital One Credit Card Bonuses
Capital One Venture Rewards Credit CardCapital One Savor Cash Rewards Credit CardCapital One SavorOne Cash Rewards Credit CardCapital One VentureOne Rewards CardCapital One Quicksilver Cash Rewards CardCapital One Spark Cash Select for BusinessCapital One Spark Miles Select for BusinessCapital One Spark Miles for BusinessCapital One Spark Cash PlusCapital One Platinum Credit CardCapital One Spark Classic for BusinessCapital One SavorOne Student Cash Rewards Credit CardCapital One Quicksilver Student Cash Rewards Credit CardSecured MasterCard® from Capital OneJourney Student Rewards from Capital One
 The Capital One Venture Rewards Credit Card offers a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel. You're able to earn: • 2 Miles per dollar on every purchase, every day. • 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection This card does come with a $95 annual fee. Enjoy no foreign transaction fees and receive up to $120 application fee credit for Global Entry or TSA Pre✔®. |
 The Capital One SavorOne Cash Rewards Credit Card offers a one-time $200 Cash Back after you spend $500 on purchases within 3 months from account opening. 0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; 3% fee on the amounts transferred within the first 15 months. You'll earn: • 3% Cash Back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®). • 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply). • 8% Cash Back on Capital One Entertainment purchases. • 1% Cash Back on all other purchases. This card comes with no annual fee and no foreign transaction fees. |
 The Capital One VentureOne Rewards Card offers 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel. Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; 3% fee on the amounts transferred within the first 15 months. You'll earn: • 1.25 Miles per dollar on every purchase, every day. • 5 Miles per dollar on hotels and rental cars booked through Capital One Travel. This card comes with no annual fees and no foreign transaction fees which is a great choice as your go-to travel card! |
 The Capital One Quicksilver Cash Rewards Card offers $200 Cash Back after spending $500 on purchases within 3 months from account opening. 0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; balance transfer fee applies You'll earn: • 1.5% Cash Back on every purchase, every day with no rotating categories or sign-ups needed to earn cash rewards. • Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply. • Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024 This card comes with no annual fee and no foreign transaction fees which makes this card a viable option for your go-to everyday card. |
 The Capital One Spark Cash Select for Business offers $500 Cash Back once you spend $4,500 on purchases within the first 3 months from account opening. You'll earn: • Unlimited 1.5% cash back could mean thousands of dollars each year going back into your business with no categories to limit your purchasing. • Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel This card comes with no annual fee and employee cards at no additional cost. |
 The Capital One Spark Miles Select for Business offers a one-time bonus of 20,000 miles once you spend $3,000 on purchases within 3 months from account opening. You can earn 1.5 miles per $1 on every purchase. Your miles won't expire for the life of the account, and there are no categories to limit where or what you buy. There is no annual fee or foreign transaction fees to worry about making this card a viable option for business travel. |
 The Capital One Spark Miles for Business offers a one-time bonus of 50,000 miles - equal to $500 in travel - once you spend $4,500 on purchases within the first 3 months from account opening. You'll earn: • Unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account • Unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel Skip the lines with up to a $100 statement credit on TSA PreCheck or Global Entry There is an annual fee of $95, however, there is a $0 intro annual fee for the first year. Enjoy no foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions. |
 The Capital One Spark Cash Plus offers $2,000 Cash Back once you spend $30,000 in the first 3 months. Earn an additional $2,000 cash bonus for every $500K spent during the first year. You'll earn: • Unlimited 2% cash back on every purchase, everywhere-with no limits or category restrictions • Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel • Get your $150 annual fee refunded every year you spend at least $150,000 This card comes with a $150 annual fee and no foreign transaction fees. |
 With the Capital One Platinum Credit Card: This card can help build your credit with responsible card use and be automatically considered for a higher credit line in as little as 6 months. Get access to your account 24 hours a day, 7 days a week with online banking from your desktop or smartphone, with Capital One's mobile app. Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges. You're able to pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you Monitor your credit score with CreditWise from Capital One. It's free for everyone. This card comes wit no annual or hidden fees. See if you're approved in seconds |
 With the Capital One SavorOne Student Cash Rewards Credit Card, you'll earn $50 Cash Back when you spend $100 in the first three months. You'll earn: • 3% Cash Back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®). • 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply). • 8% Cash Back on Capital One Entertainment purchases. • 1% Cash Back on all other purchases. Enjoy no annual fee, foreign transaction fees, or hidden fees. |
With the Capital One Quicksilver Student Cash Rewards Credit Card, earn $50 when you spend $100 in the first three months. You'll earn • Unlimited 1.5% cash back on every purchase, every day. • Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. • 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024 This card is exclusively for students. Whether you’re at a 4-year university, community college or other higher education institution, this card might be an option for you. Enjoy no annual fee, foreign transaction fees, or hidden fees. |
With the Capital One Platinum Secured: Unlike a prepaid card, this card will help you build credit when used responsibly, with regular reporting to the 3 major credit bureaus. You'll get an initial $200 credit line after making a security deposit of $49, $99, or $200, determined based on your creditworthiness; and be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with Capital One's mobile app This card comes with no annual fee, and all the credit building benefits with responsible card use. |
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Conclusion
All in all, Capital One 360 is offering multiple bonus opportunities for new customers. We will be updating this page with new Capital One 360 bonuses and offers so check back regularly! In my opinion, the bonuses are attractive because it is soft pull, so it won’t hurt your credit score. Furthermore, be sure to act as soon as possible before the promotions end.
While these bank promotions are rather attractive, you can also take advantage of our list of Savings, Money Market, and CD rates.
However, definitely take a look at our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, Bank of America, Citi, Wells Fargo and many more.
