Own an active Empower account to make referrals. Then, you and your friends can get $20 when they open an Empower AutoSave or Empower High-Interest Checking Account. Then, they must transfer a minimum of $10. Your referral must:

• Download the Empower app with your referral code.
• Make an account and open an Empower AutoSave or a checking account with a balance more than $10.

Typically, Empower is free for the first 30 days, then $6 a month to access all of the money management perks in the app. This also includes automated savings, simple budgeting, and spend tracking. Plus, it comes with smart recommendations, human coaches, etc.

• To participate in the program, the referrer must be an active Empower subscriber, and the referee must be a new and active Empower subscriber.
• The referrer must use their unique referral link in order for Empower to measure and attribute new customer leads.
• A successful referral is defined as a referee who: (i) is a new and active Empower subscriber, and (ii) uses the referrer’s unique referral link to sign up and open an Empower AutoSave account or Empower Checking account, and (iii) reaches a balance milestone of at least $10 in either their Empower AutoSave account or Empower Checking account within 30 days of signing up.
• Empower will deposit $20 into the referrer’s Empower account or External Bank Account and $20 into the referee’s Empower account on the last day of the month following the month in which the successful referral was completed.
• Referees and referrers who close their Empower accounts before the scheduled reward payout, make a deposit that results in a reversal from their bank, or have Empower accounts that are inactive for non-payment will not qualify for the reward.
• Empower reserves the right at any time to terminate this program, modify various parts of this program, and refuse or recover any reward payouts if Empower determines in its sole discretion that any of Empower’s Terms of Service have been violated by the referrer or referee.