Find the latest Bank of America bonuses, promotions, and offers here.
You’ll find Bank of America Checking, Savings, and Business offers to start at $100, $200 bonuses here.
Bank of America Bonuses Review
Bank of America is the nation’s current 2nd largest bank with approximately 5,000 branch locations, so they’re never short on providing special bank offers to get new customers. Furthermore, use the Locator to find a local branch near you so you can head over and learn more about their promotions.
I’ll go over all Bank of America bonuses & offers below.
Bank Of America Personal Checking $100 Bonus Offer (Available Online)
What you’ll get: $100 bonus offer- Where it’s available: Nationwide
- How to earn it:
- The $100 bonus offer is an online only offer and must be opened through the Bank of America promotional page
- The offer is for new checking customers only
- Offer expires 12/31/2022
- To qualify, open an account through the promotional page and set up and receive qualifying direct deposits of $1000 or more into that account within 90 days of opening.
- Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- Member FDIC
(Visit Bank of America to learn more)
Account Features
- Bank of America Advantage SafeBalance Banking®
- Advantage Banking is one account with three settings – Advantage SafeBalance Banking is one of the account settings
- Banking that helps you stay within your balance
- Checkless banking with flexible ways to pay – pay with a debit card, Mobile or Online banking. No paper check writing with this account setting.
- Get help spending only the money you have available
- No overdraft fees
- No monthly maintenance fee for Students under 25 enrolled in school or an educational or vocational program
- No monthly maintenance fee if an owner of this account is under 18
- Bank of America Advantage Plus Banking®
- Advantage Banking is one account with three settings – Advantage Plus Banking is one of the account settings
- Choose from multiple ways to waive the monthly maintenance fee
- Pay with a debit card, Mobile and Online banking or paper checks (if purchased)
- Option to add Balance Connect® for overdraft protection
- Overdraft fee without Balance Connect®: $10 each item, up to 2 items per day
- Bank of America Advantage Relationship Banking ®
- Advantage Banking is one account with three settings – Advantage Relationship Banking is one of the account settings
- Perks for higher balances, like fee waivers and interest
- Earn interest on your balance
- Get fee waivers on select services including:
- Additional checking or savings accounts when you link them to your primary Advantage Relationship Banking account.
- Incoming domestic wire transfers
- Standard check purchases
- Option to add Balance Connect® for overdraft protection
- Fee without Balance Connect® : $35 each item, up to 4 items per day
How To Waive Monthly Maintenance Fee
- Bank of America Advantage SafeBalance Banking®: monthly maintenance fee of $4.95. Have monthly fee waived if:
- Students under age 25 enrolled in school or an educational or vocational program
- An owner of this account under the age of 18.
- Preferred Rewards clients get this fee waived (waiver applies to first 4 checking accounts).
- Bank of America Advantage Plus Banking®: Monthly maintenance fee of $12. To waive the fee:
- Every statement cycle that you:
- Have at least one qualifying direct deposit of $250+ Learn about qualifying direct deposits OR
- Maintain a $1,500 minimum daily balance OR
- Are enrolled in Preferred Rewards
- Every statement cycle that you:
- Bank of America Advantage Relationship Banking®: monthly maintenance fee of $25. Waive it by:
- Maintain a combined balance* of at least $10,000 or more during each statement cycle in eligible linked accounts OR
- *Combined balances include:
- Average daily balance in checking and savings accounts AND
- Current balances in CDs and IRAs at the end of the Advantage Relationship Banking statement cycle AND
- Current balances (2 business days before the end of the Advantage Relationship Banking statement cycle) in Merrill investment accounts
- *Combined balances include:
- Are enrolled in Preferred Rewards
- Maintain a combined balance* of at least $10,000 or more during each statement cycle in eligible linked accounts OR
Advertiser Disclosure: Many of the offers that appear on this site are from companies from which BankCheckingSavings.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). We do not feature all available offers.
Editorial Disclosure: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
Bank of America $100 or $200 Business Checking Bonus
Bank of America is offering qualified business owners up to a $500 in bonuses offer when you open a new Business Advantage Banking account with qualifying activity.
- What you’ll get: Up to $500 bonus
- Eligible account: Business Checking Account
- Where it’s available: Nationwide (Locator)
- How to earn it:
- Below are the requirements to earn up to $500 bonus
- Requirements to Receive a Business Advantage Banking Cash Bonus Up to $200:
- To earn the $100 bonus:
- Open a new Business Advantage Relationship Banking or Business Advantage FundamentalsTM Banking account by December 31, 2022; AND
- Make Qualifying Deposits of $1,000 or more in new money* into your new Business Advantage Banking account within thirty (30) days of account opening; AND
- Maintain an average balance of $1,000 during the Maintenance Period** into the new Business Advantage Banking account.
- To earn the $200 bonus:
- Open a new Business Advantage Relationship Banking or Business Advantage FundamentalsTM Banking account by December 31, 2022; AND
- Make Qualifying Deposits of $3,000 or more in new money* into your new Business Advantage Banking account within thirty (30) days of account opening; AND
- Maintain an average balance of $3,000 during the Maintenance Period** into the new Business Advantage Banking account.
- To earn the $100 bonus:
- Requirements to Receive a Business Advantage Banking Cash Bonus Up to $200:
- Requirements to Qualify for the $300 Credit Card Statement Credit:
- Apply for a new small business credit card account (such as the Business Advantage Customized Cash Rewards credit card or the Business Advantage Unlimited Cash Rewards credit card) by December 31, 2022; AND
- Make at least $3,000 in New Net Purchases*** with your card that post to your account within the first ninety (90) days from the small business credit card account opening.
- Below are the requirements to earn up to $500 bonus
(Expires 12/31/2022)
The information for this offer has been collected independently by BankCheckingSavings. The product details on this page have not been reviewed or provided by the bank.
| For other business checking accounts, take a look at our U.S. Bank Business Checking ($300 Bonus), Axos Bank Basic Business Checking ($200 Bonus), Huntington Unlimited Plus Business Checking ($750 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
Fine Print
- Offer only available to business owners who receive this offer via a direct communication from a Bank of America Small Business Specialist or from a Bank of America communication. This offer is intended for new customers only; your business is not eligible for this offer if you were an owner or signer on a Bank of America Business Advantage account within the last six (6) months. Bank of America employees are not eligible for this offer. This offer is not available in a Bank of America financial center or online at bankofamerica.com/smallbusiness.
- Offer expires on December 31, 2022 and all qualifying activities must be completed within the stated time frames in order to be eligible for this offer. This offer may not be combined with any other offers. You must meet the requirements of this offer, in order to receive the bonus associated with that offer. Bank of America may change or discontinue this offer at any time before this date without notice. Only one Banking Relationship bonus offer per business owner, regardless of the number of businesses owned or operated by the customer.
- The $100 and $200 bonus Business Advantage Banking offers are mutually exclusive: only one bonus (either $100 or $200) per business.
Bank of America $100 Savings Bonus (Targeted)
Bank of America is offering a $100 bonus when you open a new Bank of America Advantage Savings account with qualifying activity.
- What you’ll get: $100 bonus
- Eligible account: Savings
- Where it’s available: Nationwide
- How to earn it:
- To be enrolled in this offer, you must have accessed this page via a direct communication from Bank of America.
- Requirements to Receive the $100 Savings Bonus:
- (1) Enroll in this offer through a Bank of America associate OR by clicking the enrollment button or link in a direct communication from Bank of America.
- (2) Open a new Bank of America Advantage Savings account by November 30, 2022.
- (3) Deposit $1,000 or more in New Money directly into that Bank of America Advantage Savings account within thirty (30) days of account opening (the “Deposit Period”).
- (4) Maintain a daily balance of $1,000 or more in that Bank of America Advantage Savings account during the Maintenance Period. The “Maintenance Period” begins thirty-one (31) days after you open the account and ends ninety (90) days after you open the account.
(Expires 11/30/2022)
The information for this offer has been collected independently by BankCheckingSavings. The product details on this page have not been reviewed or provided by the bank.
| Compare this savings account to alternatives like Discover Online Savings (Up to $200 Bonus + 2.00% APY), UFB Direct Savings (2.21% APY), and CIT Bank Savings Connect (2.10% APY). |
Fine Print
- Offer is limited to individuals who receive the offer via a direct communication from Bank of America and have not owned or co-owned a Bank of America personal savings account within the last twelve (12) months.
- Fiduciary accounts (e.g., trusts), business accounts, Certificates of Deposit (CDs), and Individual Retirement Accounts (IRAs) are not eligible for this offer.
- Offer cannot be combined with any other savings offer and is limited to one bonus per account and per customer.
- Offer expires on November 30, 2022.
- Bank of America may change or discontinue this offer at any time before this date without notice.
Bank of America Free 1-Year Grubhub+ Subscription
Bank of America offers customers 1 year of Grubhub+ for free!
- What you’ll get: Free Year of Grubhub+
- Where it’s available: Nationwide
- How to earn it:
- Simply sign up with your Bank of America card and get 1 year of Grubhub+ for free!
(Expires 4/20/2023)
The information for this offer has been collected independently by BankCheckingSavings. The product details on this page have not been reviewed or provided by the bank.
Fine Print
- Offer available only for eligible Bank of America credit or debit cardholders who do not have an active Grubhub+ membership at the time of signup (as determined by Grubhub). Certain Bank of America cardholders, including commercial prepaid cardholders, may not be eligible. Eligible cardholders may redeem this offer by enrolling in the Grubhub+ membership trial using their eligible Bank of America card at https://grubhub.com/partner/bofa no later than 4/20/2023.
- The Grubhub+ $0 delivery fee offer is applicable on orders with a subtotal of $12+ (before tax, tip, and fees) from Grubhub+ eligible restaurants only.
- Additional fees (including service fees) may apply and vary on orders and will not be discounted. Free 12 month free trial available for 365 days from date trial is initiated. Grubhub+ is an automatically renewing membership service requiring recurring payments.
- After your free trial ends, your free trial will convert to a paid Grubhub+ membership and Grubhub will automatically charge you each month at the then-current rate (currently $9.99 per month) plus applicable tax until you cancel.
- Canceling during the free trial period will result in immediate termination of the Grubhub+ membership and benefits. Grubhub+ is subject to restaurant and delivery availability.
- Grubhub reserves the right to change whether a restaurant is eligible for Grubhub+ at any time with or without notice to members.
- See Grubhub+ cancellation and refund policy and full terms at https://lp.grubhub.com/legal/plus/. For a limited time, Grubhub will donate amounts equal to participating members’ donations donated through Grubhub’s Donate the Change feature in connection with orders placed at Grubhub+ eligible restaurants only.
- To the maximum extent permitted by law, Grubhub reserves the right to cancel, suspend and/or modify any aspect of or the entirety of this offer, for any reason at any time, with or without notice, including, without limitation, if any fraud or technical failure impairs the integrity or proper functioning of the offer.
- Offer cannot be combined with other free trial offers.
- This offer is available in the United States only (not available in Puerto Rico or the U.S. Virgin Islands).
Bank of America Free Museum Admissions
Bank of America offers customers the chance to get into many museums for FREE.
- What you’ll get: Free Admissions
- Where it’s available: Nationwide
- Dates:
- August 6 – 7, 2022
- September 3 – 4, 2022
- October 1 – 2, 2022
- November 5 – 6, 2022
- December 3 – 4, 2022
- How to earn it:
- First, sign up for email or text reminders of eligible weekends.
- Next, present your Bank of America or Merrill Lynch Credit or Debit Card and a photo ID to get free admission to certain museums.
(Learn More on Museums on Us Program)
The information for this offer has been collected independently by BankCheckingSavings. The product details on this page have not been reviewed or provided by the bank.
Fine Print
- Additionally, this promotion is for Existing Bank of America or Merrill Lynch Account members only.
- Additional requirements may apply, visit the link below for more information.
How To Avoid Monthly Fee
- SafeBalance Banking: $4.95 monthly maintenance fee, can be waived for eligible students under age 24 or with enrollment in Preferred Rewards.
- Plus Banking: $12 monthly maintenance fee, can be waived with minimum direct deposit or daily balance requirements, for eligible students under age 24 or with enrollment in Preferred Rewards.
- Relationship Banking: $25 monthly maintenance fee, can be waived with combined balances in eligible linked accounts or with enrollment in Preferred Rewards.
- Bank of America Advantage Savings: $8 monthly maintenance fee waived if:
- Maintain a minimum daily balance of at least $500 or
- Link your Bank of America Advantage Savings account to your Bank of America Advantage Relationship Banking® account (waiver applies to first 4 savings accounts) or
- When you are a Bank of America Preferred Rewards client (waiver applies to first 4 checking and savings accounts) or
- An account owner is under age 18 or
- An account owner is under age 25 and qualifies as a Student
- Business Advantage Fundamentals Banking: $16 monthly fee waived with one of the following requirements each statement cycle:
- Maintain a $5,000 combined average monthly balance
- Spend at least $250 in new net qualified debit card purchases
- Become a Preferred Rewards for Business member
- Business Advantage Relationship Banking: $29.95 monthly fee waived with one of the following requirements each statement cycle:
- Maintain a $15,000 combined average monthly balance
- Become a Preferred Rewards for Business member
Conclusion
Bank of America is always coming out with new coupons and bonuses for their Checking, Savings and Business accounts — too many to keep up with. Additionally, that’s why we’re here to provide you with the best promotions Bank of America has to offer.
These bonuses from Bank of America are fairly simple to earn and I recommend taking advantage of this offer before it expires. However, Bank of America rates aren’t that great, so check our best rates Savings, Money Market, and CD accounts.
However, if you are not eligible for these promotions, use our bank bonuses page to find other offers. Additionally, some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, Citibank, Wells Fargo and many more.
Furthermore, feel free to comment on this post with any questions you may have about Bank of America, their accounts they offer, or Bank of America coupon codes.
Lastly, check back often for more Bank of America Bonuses, Promotions, or Offers!
Advertiser Disclosure: Many of the credit card offers that appear on this site are from credit card companies from which BankCheckingSavings.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). We do not feature all available credit card offers or all credit card issuers.
Editorial Disclosure: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
