If you are currently looking to start a new banking experience this season, then look no further! Virtual Bank is offering residents across the nation a chance to take advantage of a host of account rates and lengths to fit all your banking needs. With a new CD account, you will most definitely find an account to cater to your savings goals, whether it be short term or long term.
Right now, the bank is offering an attractive 2.50% APY 6-Month CD Special when you sign up and provide a $10K minimum opening deposit into your new account. In addition, you will gain access to all the great features and service the bank has to offer. If you are interested, I suggest you apply as soon as you can!
| Best CD Accounts | ||||
|---|---|---|---|---|
| Account | Minimum | APY | ||
 | CIT Bank 11-Month No-Penalty CD Account | $1,000 | 2.05% | |
 | Synchrony Bank 15-Month CD Account | $2,000 | 2.85% | |
 | Discover Bank 12-Month CD Account | $2,500 | 2.65% | |
 | BBVA Compass Bank 18-Month CD Account | $500 | 2.00% |
VirtualBank CD Summary
- Direct Link to Offer
- Account Type: CD account
- Current Promotion: 2.50% APY 6-Month CD
- Increased APY Rates/Balance Requirements:
- 6-Month CD Term:
- 2.50% – $10,000
- 6-Month CD Term:
- APY Rates/Balance Requirements:
- 1.77% APY for 3-Month CD – $10,000
- 2.50% APY for 6-Month CD – $10,000
- 2.18% APY for 9-Month CD – $10,000
- 2.75% APY for 12-Month CD – $10,000
- 1.57% APY for 18-Month CD – $10,000
- 3.06% APY for 24-Month CD – $10,000
- 3.01% APY for 36-Month CD – $10,000
- 1.79% APY for 48-Month CD -$10,000
- 3.05% APY for 60-Month CD -$10,000
- Availability: Nationwide (Internet Bank)
- Soft/Hard Pull: Soft Pull or Hard Pull? Let us know
- Minimum Balance Requirement: $10,000
- Additional Requirements: See below
- Early Withdrawal Fee: Not specified, a penalty applies for early withdrawal
- Auto-Renewal: Yes
VirtualBank Best CD Rates
Simply put, VirtualBank has consistently been ranked nicely across the board from our Best 6 or 9-Month CD Rates in the local section. If you are looking into a generous APY rate, then the wide range of lengths and CD rates are definitely worth checking out. However, if you’re interested in making a higher rate than a traditional savings account, make sure to take advantage of this limited time special offer. Note that rates are always changing, which is why if you’re interested in getting a CD with them, you might want to hop on it as soon as possible.
VirtualBank CD Account Features
- Different terms options
- Earns higher rate of interest than regular savings account
- Interest will be compounded daily and added back every quarter
- Free Online and Mobile Banking
- Fixed rate of interest
- FDIC insured
Conclusion
VirtualBank has been consistently ranked among one of the highest in terms of CD rate offerings as well as customer satisfaction. With their current range of rate, you will definitely be able to find one that fits all your needs. If you are looking for a short term, there is a 6-month CD option for you. On the other hand, if you would like a longer length, then definitely check out the 60-month CD!
However, I would definitely recommend 2.50% APY 6-Month CD Special for its high rate and low deposit requirement. At the end of the day, if you would like to start a new banking experience for the year ahead, be sure to open your CD account today! However if you are not interested or looking for more options, be sure to browse our complete list of the Best National CD Rates for all your savings needs!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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