*Expired
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AccountNow Prepaid Classical vs Gold Card:
The AccountNow currently have 2 available VISA Prepaids: The Classical and the Gold. Classical has no monthly fees but $1 per transaction and the Gold has a $9.95 Monthly fee so either way, you’ll be taking a considerable loss even if they offer you a minuscule $15 bonus for opening direct deposit on your card. Also, keep in mind that the classical does have a $4.95 start-up fee.
AccountNow Prepaid VISA vs. Mastercard Card:
Seemingly enough, the only difference I can really attain is that they’re on two different payment networks. Also, the Mastercard doesn’t seem to have an available Gold Card like the VISA does. Of course, the VISA says they offer rewards for your spend, but they do not elaborate on that certain award. So it’s all the more necessary to assume that they have empty promises in that field and you would be taking a considerable loss with each of the options mentioned.
AccountNow Prepaid VISA Summary:
- Sign up Offer
- Account Type: Prepaid MasterCard.
- Availability: Nationwide.
- Credit Inquiry: None.
- Opening Deposit: None.
- Credit Card Funding: N/A
- Direct Deposit Requirement: None.
- Monthly Fee:
- Gold VISA: $9.95 Monthly Fee
- Additional Requirements: None.
- Closing Account Fee: None.
AccountNow Prepaid VISA $15 DD Requirements:
- Apply for the AccountNow Prepaid VISA. This offer is available to all AccountNow Gold Visa Prepaid Card customers.
- To qualify for the $15 direct deposit bonus, within 6 months after being approved to receive a card you must deposit at least $500 in qualifying deposits per month via recurring direct deposit in two or more consecutive months.
- Once all requirements have been accomplished, you’ll receive the $15 DD Bonus.
AccountNow Prepaid VISA Features:
- 100% Approval* (subject to I.D. Verification)
- $0 monthly fee†
- No minimum balance
- No credit check∞. No risk of overdraft fee.
- No Bounce Checks
- Free† direct deposit and online bill payment
- Use it everywhere Visa debit card accepted
- Easy online/mobile account access
- NOW: Rewards on purchases
Conclusion:
We recently reviewed the AccountNow Prepaid MasterCard only to find out that they also offer a Prepaid VISA card in Classical and Gold. This could be quite the expensive card and does seemingly state so considering that they keep emphasizing that other fees may apply in their terminology beneath the cards specs. Again, this card is flamboyantly suspicious and it’s not a recommendation I have in mind. Even though it is top-rated for prepaid cards, I recommend avoiding prepaid cards in general. A clear alternative to prepaids is a secured credit card and/or regular checking account. See our complete list of Bank Deals for all your banking needs!
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