Amex Extended Payment Option 10,000 Bonus Points Promotion (Targeted)

Available for current American Express Cardholders, you could earn yourself an easy 10,000 MR point bonus when you enroll in their Extended Payment Option valid through December 02, 2017. Yet again, the generous Pay Over Time promotion is back and it looks like it’ll be staying for quite some time now plus enjoy an introductory 0% APR for 9 billing periods.

Extended Payment Options gives you the flexibility to carry a balance or pay in full each month. Now, it’s been reported that this offer is exclusive for American Express’s Charge cards only.

Editor’s Note: This is a targeted offer exclusive for American Express cardholders; Seems like it’s targeted for only Business cardholders this time. You should receive a email or it may be under the “Amex Offers & Benefits” section on the American Express website.  Call 1-866-280-4438 and use promo code: CBUX:0003 for this offer; Amex would right off the bat confirm if you are eligible or not.

AMEX Extended Payment Option Summary:

• Offer expires 12/02/2017
• Offer only available to Card Members who have received a communication directly from American Express for this offer.
• Only one offer per American Express OPEN® Business Card account is permitted, and points will be credited to your account within 6–8 weeks after enrollment is approved.
• The Extended Payment Option is one of the Pay Over Time features we may offer.
• Not all Card Members are eligible to use Pay Over Time features. Requests to pay over time are approved based on several factors including account history, current account status and credit record at time of request.
• Upon enrollment in Extended Payment Option, we will assess your current , which may be set starting at $10,000.
• There is no fee to enroll and you will continue to enjoy all of the benefits of your Card.

Extended Payment Option In-Depth:

American Express offers numerous charge cards. The whole premise of having a charge card differs from a credit card in that your balance must be paid in full every month and there’s no hard credit limit applicable. thus, it’s not possible for American Express to obtain interest fees. The Extended Payment Option is basically how to turn your charge card into a credit card and allowing you to carry a balance on charges over $100.

From time to time, American Express will target their cardholders for bonus points and miles when enrolling their cards in the Extended Payment services. Usually, the bonus doesn’t have any requirements after enrolling. Keep in mind that there is a high interest rate utilizing the pay over time feature so it isn’t necessarily the best option for cardholders.

First, check your emails and AMEX offers section under charge cards to see if you’re targeted. if you weren’t targeted, we have seen success through verified links. If all else fails, I recommend calling America Express at 1-866-280-4438.

How to Get The Targeted Offer:

1. if you didn’t receive this targeted offer in your email: Log into your AMEX Cardholder Account
2. Check to see if you are targeted under the “Amex Offers & Benefits” section
3. Enroll in Extended Payment Option. Your Pay Over Time Limit will be assessed
4. Registration and spending must be completed by October 02, 2017.

Double Dip Method:

Occasionally, the system will often take you to an offer page with multiple cards eligible for the 10,000 offer and it may let you sign up for each card at one time in which you could earn 10k on each card. Unfortunately, people were able to sign-up for multiple card using one link in the past but it’s evident that the system will now only allow sign-ups of one singularity per link. It’s all the more necessary to try calling Call 1-866-280-4438 and utilizing the promo code: CBUX:0003 to see if you can get it on that particular card.

Final Analysis:

This is quite possibly one of the easiest 10,000 MR Points you can get. If you have been targeted for this offer, all you have to do is enroll in American Express’s Extended Payment Option. If you have multiple accounts, there’s a chance that you may be able to enroll for EACH account for separate bonuses.  Keep in mind that the interest rate isn’t very attractive and if there’s a chance that you are carrying a balance you will substantially decrease the valued 10,000 MR Points offered. Make sure you register and accomplish your necessary spend by October 02, 2017. Please allow 6-8 weeks for the Bonus to post to your account.  Don’t forget to check out our full list of Credit Card Bonuses for all of your credit card needs.