For those of you that didn’t know, Bank of the West offers a rather exceptional and low-key card coined the Bank of the West Cash Back MasterCard . The card earns you 3% cash back on groceries, dining and gas purchases and 1% cash back on all other purchases with cash back being automatically applied quarterly as statement credit to your account. Essentially, you’ll be getting unlimited cash back on your everyday purchases with no hassles, but you will be capped at $1,500 for gas station spending.

Alternative Credit Cards:

• Blue Cash Everyday® Card from American Express
• Chase Freedom Unlimited^SM
• Barclaycard CashForward^TM World MasterCard®

Bank of the West Cash Back MasterCard Summary:

• Learn More
• Maximum Bonus: $100
• Spending Requirement: Must spend $1,000 within first 3 months
• Annual Fee: $0
• Expiration Date: None
• Additional Advice: you will be capped at $1,500 for gas station spending.

Bank of the West Cash Back MasterCard Features:

• 3% cash back on groceries, dining and gas purchases²
• 1% cash back on all other purchases²
• Cash Back is automatically applied quarterly¹ as a statement credit to your account
• 0% introductory APR on purchases for the first six months
• 16.49% – 23.49% variable APR afterwards
• No annual fee
• Worldwide MasterCard^® acceptance
• 24/7 Online Banking access — access your credit accounts online anytime
• Enhanced security and protection benefits including Zero Liability Protection³, Price Protection⁴ and Identity Theft Resolution⁵
• Chip technology makes chip cards extremely difficult to counterfeit

Cash Back MasterCard Pros:

• 3% cash back on groceries, dining, gas
• Cash back automatically applied quarterly
• No annual fee

Blue Cash Preferred Card Cons:

• There is a cap on Gas spending

Conclusion:

With the Bank of the West Cash Back MasterCard, you will be able to earn cash back on your everyday spending. Essentially meaning, all of your grocery, dining, and even gas station spending will trigger an attractive 3%. This is a pretty solid cash back credit card for no annual fee, but I still would expect individuals who would prefer a Citi® Double Cash Card instead. Keep in mind that a cap of $1,500 on gas station spend isn’t much of a restriction… Considering spending $500 a month on gas is overboard anyways, unless you’re into Manufactured spender, then I would understand, but the card still is quite fulfilling for what it’s meant to do.  Find our complete list of Credit Card Promotions today!