A banks routing number exists for banks to transfer money between different banks every day. It’s a nine-digit code that enables you to move money from bank to bank with online payments. Read below for more information on what a routing number is and where to look for one.
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Bank of the West Routing Number
With Bank of the West, they are originally located in San Francisco with many branches in about 19 different states. Knowing their routing number will help you set up a direct deposit for a paycheck or income tax refund. Normally, you’ll be able to find the routing number on their website or talking to their customer services.
The ABA routing number is a nine-digit code that is used to verify a financial institution. The American Bankers Association made these numbers back in 1910 to help transfer money from one bank to another. Bank of the West’s routing number is: 121100782.
Where to Find the Routing Number
Normally, you’ll be able to find the routing number on a paper check. It will be on the bottom left corner as the first nine digits. These numbers will represent the financial institution’s Federal Reserve bank district and branch.
The first two digits 12 for the Bank of the West, show where your bank is located. The next two digits 11, will indicate the Federal Reserve Bank in that district that is assigned to the transactions for the bank. Next, the other four digits will stand for the calculation done that proves the validity of their routing number.
Bank of the West Wire Transfers
Making wire transfers or other money transactions for any bank account will require a routing number. However, make sure that the information is accurate or your transfer will not work. There are many different ways to get the routing number, you can search online or contact your bank. If the routing or account number aren’t correct, the Bank of the West can transfer money on the basis of the routing and account number itself.
With an international wire transfer, you’ll need to use a code that’s given by the Society for Worldwide Interbank Financial Telecommunication (SWIFT). Plus, this organization is found in Belgium that will give a financial message service and has their own requirements for international transactions. The SWIFT code for the Bank of the West is: BWSTUS66.
Conclusion
Overall, when you need to make a money transfer, whether it be international or not, you’ll always need a routing number from your bank. This nine-digit code can be found in many different ways such as: looking on your banks website, on the back of your check, in your account information, or by contacting your bank. Additionally, it makes it easier for other financial institutes to verify one another.
