BB&T Spectrum Rewards Credit Card Review: 3% Cashback

Sign up today for the BB&T Spectrum Rewards Credit Card and you can start earning 3% cashback on all your purchases. Specifically, you’ll earn 3% cash on all net qualified purchases for the first 90 days. Thereafter, you’ll earn 1% cash on all net qualified purchases. Look forward to a 5% anniversary bonus on cash earned every year. Plus, you’ll still earn an additional 30% bonus on cash earned when spending $50,000 or more annually. Also look forward to 0% introductory APR for 12 months on purchases and balance transfers. Afterwards, you’ll be assigned a variable APR ranging from 10.40% to 19.40% based on your creditworthiness. Keep in mind there is a balance transfer fee of 3% of each advance ($10 minimum). You’ll also have peace of mind knowing that your card comes with zero liability on unauthorized purchases, warranty manager service and purchase security, travel and emergency assistance services, and travel accident insurance. With no annual fee this card has some great features, so read on in you’re interested!

Alternative Credit Card Bonuses:

• Chase Freedom UnlimitedSM Card
• Blue Cash Everyday® Card from American Express
• Plenti Credit Card from Amex

BB&T Spectrum Rewards Credit Card Summary:

• Apply Now
• Best Feature: 3% cashback for the first 90 days
• Annual Fee: None
• Expiration Date: None
• Additional Advice: Take advantage of additional card features such as warranty manager service and purchase security, travel/emergency assistance services, and travel accident insurance!

BB&T Spectrum Rewards Credit Card Features:

• No annual fee
• Earn 3% cash on all net qualified purchases for the first 90 days
• Earn 1% cash on all net qualified purchases thereafter
• Earn a 5% anniversary bonus on cash earned every year
• Earn an additional 30% bonus on cash earned when spending $50,000 or more annually
• Zero liability on unauthorized purchases
• Warranty manager service and purchase security
• Travel and emergency assistance services
• Travel accident insurance
• 0% Introductory APR for 12 months on purchases and balance transfers
• Afterwards, variable APRs ranging from 10.40% to 19.40%
• Balance transfer fee: 3% of each advance ($10 minimum)
• Online banking—access your account information 24 hours a day, 7 days a week

Conclusion:

Start earning 3% cashback today when you sign up for the BB&T Spectrum Rewards Credit Card. With this card you’ll earn 3% cash on all net qualified purchases for the first 90 days, then 1% cash on all net qualified purchases thereafter. A net qualified purchase means any signature-based purchase, internet purchase, phone or mail-order purchase, or automatic bill payment made with a BB&T Spectrum Rewards credit card, excluding cash advances, traveler’s checks, access checks, balance transfers, credits and returns. You’ll also be able to take advantage of a 5% anniversary bonus on cash earned every year. If you spend more than $50,000 annually, you’ll earn an additional 30% bonus on cash earned. Keep in mind this card comes with 0% introductory APR for 12 months on purchases and balance transfers. Afterwards, the variable APR will range from 10.40% to 19.40%. This card would be great for those looking to earn some cashback. If you’re interested sign up today! There is no annual fee. Otherwise, find out which card is right for you by checking out our complete list of Credit Card Promotions today!

With the American Express® High Yield Savings Account: • Earn 1.90% APY as of 9/15/22 on your deposits. Your High Yield Savings account earns interest daily and is posted to your account monthly. • Links easily with your current bank accounts. No need to switch banks. • FDIC Insured. Your account is insured to at least $250,000 per depositor. • 24/7 Account Access Apply Now at American Express