Belk Store Credit Card Review: Up to 20% Off + 400 Bonus Points

When you apply for the Belk Store Credit Card issued by Synchrony Bank, you will be able to take advantage of Special In-store offers such as 20% off all day (cosmetics included, 15% for home/shoes). In addition to that, you’ll get 400 Rewards Points when you make your first purchase with the card. You should expect no annual fee attached on this card.

Editor’s Note: If there is anything you would like to mention anything about this card, be sure to do so in the comment section. It’d be most appreciated!

Alternative Credit Card Bonuses:

• Citi® Double Cash Card – 18 month BT offer
• Chase Freedom Unlimited^SM
• Blue Cash Everyday® Card from American Express

Belk Store Card Features:

• 20% off all day
• 15% for home/shoes
• 400 Rewards Points when you make your first purchase with the card
• Optional Card Security – Up To $10,000 in protection on your credit card
• 24.49% Interest APR

Pros:

• No Annual Fee

Cons:

• 24.49% Interest APR

Final Analysis:

The Belk Store Credit Card isn’t really that impressive even if you do quite a bit of your shopping at Belk. Of course, it could save you a little bit on your trips when it comes to the occasional in-store special offers, however, I can’t seem to find a consistency with this card. Would be nice to hear if there’s a earning rewards rate with this card. However, it must be added that this is a card that you don’t have to have an impressive credit score for, which could be a good reason for some of you to take advantage of it. Keep in mind that the 400 rewards point bonus is just $10 and there’s a 24.99% APR attached with this card. Don’t forget to check out our full list of Credit Card Bonuses if you’re not interested at the moment.