Best Buy Credit Card Review: 5-6% Back in Rewards

Sign up today for the Best Buy® Credit Card and receive 5% back in rewards every time you shop at Best Buy. For example, you’ll get 2.5 points (1 base point plus 1.5 bonus points) per $1 spent (5% back in rewards) on qualifying Best Buy purchases. As an added bonus, you’ll get 10% back in rewards the first time you use your card.

This card also offers promotional financing such as 6-month financing on all purchases totaling $199 and up or 18-month financing on all purchases totaling $479 and up (the 18-month financing offer). There is also a 24-month financing option on home theater purchases totaling $799 and up.   As an added convenience, you can make payments 4 ways with this card- online, in-store, by email, or by phone. Annual fees are either free or $59 based on your creditworthiness. If you’re interested, read on!

Editor’s Note: If you’re an Elite Plus customer, you’ll be able to earn 6% back in rewards for your Best Buy purchasing needs.

Alternative Credit Cards:

• Chase Freedom Unlimited®
• Barclaycard CashForward^TM World MasterCard®
• Blue Cash Everyday® Card from American Express

Best Buy Credit Card Summary:

• Apply Now
• Best Feature: 5% back in rewards
• Annual Fee: None or $59 based on your creditworthiness
• Expiration Date: None
• Additional Advice: Get 10% back in rewards on your first purchase

Best Buy Credit Card Features:

• No annual fee or $59 annual fee based on creditworthiness
• 5% back in rewards on Best Buy purchases
  • 6% back in rewards on Best Buy purchases if you’re an elite plus member
• 10% back in rewards on your first purchase when you are approved for a My Best Buy Credit Card
• 6-month financing on all purchases totaling $199 and up
• 18-month financing on all purchases totaling $479 and up (valid 11/1/15 – 12/26/15)
• 24-month financing on home theater purchases totaling $799 and up
• Options to pay online, in-store, by phone, or by email

Conclusion:

If you are a fan of Best Buy, the Best Buy® Credit Card may be for you. With this card, you’ll receive 5% back in rewards every time you shop at Best Buy. The more you shop, the more rewards you’ll rack up. As an example, you’ll receive 2.5 points (1 base point plus 1.5 bonus points) per $1 spent (5% back in rewards) on qualifying Best Buy purchases. 1,250 points is equal to a $25 reward certificate value. In addition, this card features multiple financing offers such as 6, 18, and 24 month financing on certain items. You can choose to to pay online, in-store, by phone, or by mail. The annual fee will either be none or $59 based on your creditworthiness. If you shop frequently at Best Buy this card has some great features you’ll be able to take advantage of so consider signing up today. Otherwise, find out which card is right for you by checking out our complete list of Credit Card Promotions today!