For business owners who are looking for a cash back credit card option, take a look at the Ink Business Cash® Credit Card. It’s currently offering $900 Bonus Cash Back after you spend $6,000 on purchases in the first 3 months after account opening.
Update 10/6/25: With this card, you can earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year.
You may find this card attractive if you’re just starting out and you’re budget conscious because it has no annual fee. Rewards are focused on office, restaurant and gas spending.
This card can fill in a rewards gap a travel rewards credit card may leave open. Even if you don’t play the points and miles game today, you have the future option to transfer your points to another Chase card.
This makes the Ink Business Cash® Credit Card an extremely flexible option.
Ink Business Cash® Credit Card Summary
 The Ink Business Cash® Credit Card offers $900 Bonus Cash Back after you spend $6,000 on purchases in the first 3 months after account opening. You'll earn: • 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year • 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year • 1% cash back on all other card purchases with no limit to the amount you can earn. This card comes with no annual fee. You'll be able to take advantage of employee cards at no additional cost. |
Ink Business Cash® Credit Card Bonus
Earn $900 Bonus Cash Back after you spend $6,000 on purchases in the first 3 months after account opening.
Chase Business Checking Option
 • Earn up to $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities. • Multiple ways to connect with Chase. Get personal attention paired with a large-scale presence, including more than 4,900 local branches and 15,400 ATMs. Plus, bank on your phone with the Chase Mobile® app. • Chase for Business guidance you can count on. Access business insights and tools to help you grow. Meet with our team of bankers or go to our online Resource Center to find helpful information. • Chase Business Complete Checking does more for your business. Featuring multiple ways to pay and get paid, like built-in invoicing and card acceptance, Zelle®, and Tap to Pay on iPhone, to help improve your cash flow. • Waivable service fee. Multiple ways to waive the $15 Monthly Service Fee, like keeping a $2,000 minimum daily balance or making at least $2,000 in purchases per month with your Chase Ink® Business credit card. |
Conclusion
The Ink Business Cash® Credit Card doesn’t cost anything to carry.
Thus, if your business spends significant money in the bonus categories, it probably makes sense to pull the trigger.
The Ink Business Cash® Credit Card offers generous returns on a wide range of office expenses, from supplies to utility services. Because, this is a cash back card, redemption is simpler than with a points and miles card.
Nonetheless, you have the option to pair this up with another Chase card in the Ultimate Rewards program to earn even more.
For more options, see our list of the latest credit card promotions and the latest banking promotions from Chase!
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
