Before I get into this post, this card should not be confused with the Citi Sears Mastercard Credit Card which has held a place on our Best Store Credit Cards archive for years on end.
The Citi Sears Credit Card can get you saving on your favorite brands (Sears and Kmart) with special financing special offers, exclusive events and coupons. This card will either give you the option of an upfront 5% discount on your Sears, Sears.com, Kmart, and Kmart.com purchases or special financing on select products, from home appliances and electronics to fitness equipment, tools and automotive items. All at no annual fee, the card is considerable for those of you large haulers when it comes to Sears and Kmart purchases.
| BONUS LINK | OFFER | REVIEW |
| Chase Business Complete Checking® | $300 or $500 Cash | Review |
| Chase Private Client | $3,000 Cash | Review |
| Chase Total Checking® | $300 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| J.P. Morgan Self-Directed Investing | Up To $700 Cash | Review |
| Chase Secure BankingSM | $100 Cash | Review |
Alternative Credit Card Bonuses:
Citi Sears Credit Card Summary:
- Apply Now
- Best Feature: Special Financing Offers
- Annual Fee: None
- Expiration Date: None
- Additional Advice: The card emphasizes monthly deals and special offers in-store or online on top of cardmember events, coupons and the opportunity to earn additional Shop Your Way® points.
Citi Sears Credit Card Features:
- No annual fee
- Special financing offers – On select products, from home appliances and electronics to fitness equipment, tools and automotive items
- Exclusive savings offers – Monthly deals and special offers in-store or online at sears.com/credit, plus cardmember events, coupons and the opportunity to earn additional Shop Your Way® points when you enroll and use your Sears Card
- Account protection – $0 Fraud Liability on Unauthorized Purchases and Citi Identity Theft Resolution Services
- Easy Card Management – Pay bills 24/7 through your Account Online or by mail. Check balances, available credit, payment information and more online or by phone
Pros:
- No annual fee
Cons:
- Terrible Interest APR
- Limited to In-store usage only
Conclusion:
There’s no special sign-up bonus on the Citi Sears Credit Card and nothing that stands out from the ordinary when it comes to it’s benefits, however, much like the Citi Sears Mastercard, you’ll be able to take advantage of monthly deals and special offers, cardmember events, coupons, and all that is to exclusive savings at Sears and Kmart, all at no annual fee. It’s a lot more easier to get approved for this store card variant, however, you should already be aware that there will be a hardpull to your credit that will down you a couple points on your credit score. Nonetheless, if you’re a frequent, large-hauler at Sears or Kmart, this card could be an option. Find out which card is fit for you by checking out our complete list of Credit Card Promotions today!
