Citi Simplicity Card Review: 0% Intro APR on Balance Transfers & Purchases

Sign up today for the Citi Simplicity® Card and receive 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.

Update 4/10/24: If you’re looking for some extra time on outstanding debt, the Citi Simplicity offers 0% intro APR for 21 months! Just keep in mind the intro balance transfer fee of $5 or 3% of the amount of the transfer, whichever is greater for transfers completed within 4 months of account opening.

With this card, there are no annual fees, late fees, or penalty rates. However, there is a foreign transaction of 3% when traveling outside of the U.S. that can add up your cost if you travel often. If this is something you’re interested in then continue reading below to learn more about the promotional offers.

Citi Simplicity Card Summary

Direct Link to Offer

• Low intro APR on balance transfers for 21 months
• Low intro APR on purchases for 12 months
• No annual fee
• No late fees
• No penalty rate
• $0 liability on unauthorized charges

* The Citi Simplicity® Card  is issued by Citi. They also offer great sign-up bonuses. You can also compare this card with other credit card bonuses!

Conclusion

For frequent travelers, keep in mind that there is a fee for foreign purchases – 3% of the U.S. dollar amount of each purchase. On the upside, you’ll never be charged late fees, penalty fees or annual fees with this card.

Sign up today if this interests you. Otherwise, find out which card is fit for you by checking out our complete list of Credit Card Promotions today!