When transferring money in or out of your checking or savings account from Citibank, it is necessary to use the right routing number. A routing number is commonly used by banks to direct the exchange of funds to and from one another. Continue reading below to see where to find your Citibank routing number and how to do money transfers.
Routing numbers are 9-digit numbers that banks use to identify themselves. Think of them as an address that lets other banks know where to find your money.
You need your routing number for many tasks, including:
- ACH payments
- Setting up direct deposit
- Receiving benefits from the government, including tax refunds
- Transferring money between accounts at different banks or investment firms
- Automatic bill payment
- Domestic wire transfers
Many banks have more than one routing number, especially if they have branches in more than one state. Citibank, in particular, has branches throughout the United States and uses different routing numbers for different regions.
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Citibank Routing Number By State
Your Citibank routing number is associated with the location of the bank where you opened your account. So if you bank at another Citibank branch, what matters is the bank where you opened your account.
Below is a list of Citibank routing numbers by state:
| Departure | Destination |
| California: Northern (San Francisco and Central California) |
321171184 |
| California: Southern (Los Angeles, San Diego) |
322271724 |
| Connecticut | 221172610 |
| Delaware | 021272655 |
| Florida: Branches 510, 511, 512, 520, 522, 529, 530 and 622 | 067004764 |
| Florida: All other branches | 266086554 |
| Illinois | 271070801 |
| Maryland | 052002166 (or 254070116 for wire transfers) |
| Massachusetts | 221172610 |
| Nevada: Not including Las Vegas | 322271724 |
| Nevada: Las Vegas area | 122401710 (or 322271724 for wire transfers) |
| New Jersey | 021272655 |
| New York | 021000089 (021001486 for former EAB customers) |
| Pennsylvania | 021272655 |
| Texas | 113193532 |
| Washington, DC, and Virginia | 254070116 |
If you don’t see your state listed above or don’t know which location you opened your account, continue reading below to find your Citibank routing number.
Domestic Wire Transfers and Routing Numbers
Anyone from your friends, family, or business can wire funds to your Citibank account. Wire transfers are the fastest way to send money than an ACH transfer, but they cost a small fee.
To wire funds, you need to register for an online account with your Citibank account. You can then click on ‘Transfers’ and enter the required information below.
When dealing with wire transfers in the US, you need to use your corresponding bank routing number, see list above.
But other incoming domestic wire transfer require different routing numbers, so make sure to double-check that you have the correct one.
You’ll nee the following information to send a domestic wire:
- The name of the person to whom you’re wiring funds (the “beneficiary”)
- The name and location of the beneficiary’s bank
- The ABA number of their bank (if you don’t know it, don’t worry; Citibank provides a searchable list of ABA numbers)
- The beneficiary’s account number
International Wire Transfers and Routing Numbers
To transfer money from abroad, either to or from your Citibank account, you’ll need a SWIFT CODE. These are the international equivalents of U.S. routing numbers. Citibank’s SWIFT code is CITIUS33.
In order to transfer money from abroad, from or to your Citibank account, you’ll need to use a Citibank’s SWIFT code, CITIUS33. This is equivalent to a U.S. routing number.
You’ll nee the following information to send international wire:
- The name of the person to whom you’re wiring funds (“the beneficiary”)
- The name and location of the beneficiary’s bank
- The beneficiary’s account number
- The Bic Code or SWIFT (Society for Worldwide Interbank Financial Telecommunication) and the CHIPS UID# (Clearing House Interbank Payment System).
Other Ways to Find Citibank Routing Number
Here are several other ways to find your Citibank routing number:
Use a Check
For checking accounts, you can find the routing number in the lower left-hand corner of the checks corresponding with your checking account. It’s the first 9 digits located at the bottom of the check.
Go Online
Visit the “Account Details” page after logging into your account. Click on “View Image” for a posted check. Citibank provides access to checks written within the last 18 months.
For a savings account routing number, check a recent bank statement via your online portal.
Call Customer Service
Call Citibank at 800-374-9700. After you provide a few specific details to identify yourself, a representative will be able to confirm your account’s routing number.
Conclusion
Sending domestic payments with your bank can be easy enough. But international transfers are a different story. Thanks to high SWIFT and cross-border fees, they can be very expensive and time-consuming.
If you bank with Citibank, then knowing or keeping your routing number on you is important when it comes to managing your finance. Having this on hand will help you set up direct deposit, automatic payment, or wire transfer.
However, if you don’t have a bank account yet, definitely take a look at our list of Citibank Bonuses or CD Rates for all your banking needs.
