Get your hands on City National Bank’s Crystal VISA Infinite Card and you could earn yourself an attractive 75,000 Maximum Bonus Points when you make a spend of $5,000 or more within a given 90 days that you’ve opened the card. Expect the utmost luxury in a premium travel card with perks such as Airport lounge access with priority pass, no foreign transaction fees, global entry credit and so much more.
This new 75K offer is valid through December 17th, 2018. You must apply in branch in DC, NY, DE, GA, TN, NV & CA. Now keep in mind that there is a $400 annual fee, but utilizing their incidental airlines credit and authorized user $250 benefit, up to three AUs will definitely make up for the annual fee.
Editor’s Note: Comparative to another VISA Infinite Card, I recommend that you also check out our review on the Chase Sapphire Reserve as well as the Chase Ritz-Carlton. The amount of bonus points you receive may vary.
| BONUS LINK | OFFER | REVIEW |
| Chase Business Complete Checking® | $300 or $500 Cash | Review |
| Chase Private Client | $3,000 Cash | Review |
| Chase Total Checking® | $300 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| J.P. Morgan Self-Directed Investing | Up To $700 Cash | Review |
| Chase Secure BankingSM | $100 Cash | Review |
Crystal VISA Infinite Card Key Features:
- Sign up bonus of 75,000 Rewards points with $5,000 minimum spend within the first 3 months of account opening
- Earn 3 Points per $1 spent on many travel and dining purchases and 1 Point per $1 spent on all other purchases.
- Unlimited Priority Pass Select lounge access for two and their guests (e.g. one primary and one authorized user card + guests)
- Receive a statement credit of up to $250 per card, per calendar year for qualifying airline-related purchases.3 And, through the Visa Infinite Discount Air Benefit, save $100 on the total cost when you book a qualifying domestic round-trip coach airline itinerary for 2 to 5 travelers with your Crystal Visa Infinite Card
- $100 companion fair discounts
- $100 Global Entry Credit
- Crystal Card Concierge service
- Visit Infinite Benefits
- 12 free Gogo passes annually
Crystal VISA Infinite Application Process
The ability to apply for this card varies. Applications are only accepted within City National Bank branches. Branches are located in Delaware, New York, Tennessee, Georgia, Nevada, or California. A majority of the branches are local to California. Keep in mind that in the past, some people reported being able to e-mail or fax their application. For your application to get processed, you are still required to go in-branch even if you aren’t a residents of the qualifying states.
City National has always emphasized the importance of relationship banking with higher net-worth clients and if CNB deems that you do not make the necessary salary, odds are, you won’t be approved. Of course, YMMV, be sure to call (800) 733-7100 for further questions.
Crystal VISA Infinite Pros:
- Generous Sign-Up Bonus
- Priority Pass Select Perk
- Annual fee is waived for the first year
Crystal VISA Infinite Cons:
- Harsh Application process and approval
Conclusion:
The Crystal VISA Infinite is one of the most prominent cards in the business and without a doubt, it’s an attractive card with jaw-dropping impressive features. Being of it’s class, it stands as one of the few VISA Infinite’s to hit the market. (Chase Sapphire Reserve, Chase Ritz-Carlton) You could now earn an excellent 50,000 Bonus points when you make a spend of $5,000 or more within a given 90 days. On top of that, you could earn 3 points for every dollar spent on travel and dining purchases!
Even without a signup bonus, the Crystal Visa Infinite card is evidently a card that’s worth to get considering $500 worth in travel benefits, $250 eligible airline incidental charged per each card each calendar year, lounge access and other benefits. Keep in mind that you may be subject to a strict approval process if you aren’t a residents of Delaware, New York, Tennessee, Georgia, Nevada, or California. Some have reported that you must also maintain a certain amount of net-worth to be approved for this card; making it all the more exclusive in the premium travel card world. I have seen bonuses go up to 100,000 bonus points, but it seems highly unlikely to see that offer any time soon. Be sure to also check out our complete list of Credit Card Promotions from our exclusive list!
Hello, my name is Ralph Rodriguez. I am actually a Banker at City National Bank in New York City. So, from the horse’s mouth:
Yes, the 50,000 sign up bonus is available to new-to-bank clients, need not have an existing relationship.
Yes – we do require full underwriting and in-person application at one of our bank offices. Documents to bring or send later is W2, most recent paystub, most recent tax return if you are a business owner or earn 1099 income. Liquidity statements (ex. bank accounts, brokerage accounts) can help as we can do a debt-to-asset assessment if a debt-to-income assessment doesn’t work out.
Because we do actual full underwriting, you can actually request the amount of credit line you want, up to $50,000.
I have been able to get people approved for this card within 24 hours and even shipped to address of choice expedited. I am not the best salesman! But if anyone has any questions about the card, I can give guidance to see whether or not it is the right fit for their credit portfolio. I can be reached at (212) 597-0119 or [email protected].
Awesome, thanks Ralph for providing additional details for our readers!