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Currently, they have rates up to 1.30% APY.
Consumers Credit Union CD Summary
Consumers Credit Union offers products and financial services that will allow you to not worry about having any problems. They have access to more than 30,000 free ATMs nationwide, and keeps up with your life, home, car, business, and future. With their top tier service, financial wellness, and easy-to-use app, they’ve had no problem meeting customer satisfactions.
| Eligibility: If you live, work, worship in the Lower Peninsula of Michigan you are eligible to become a member. See more information about membership eligibility here. |
- Minimum deposit: $250
- Maximum deposit: None
- Early withdrawal penalty: We may impose a penalty if you withdraw any of the principal of the Term Share account before the maturity date.
Regular CD
| Term | APY Rate | Minimum Deposit |
| 3-Month | 0.35% | $250 |
| 6-Month | 0.40% | $250 |
| 1-Year | 0.45% | $250 |
| 16-Month | 1.10% | $250 |
| 18-Month | 0.45% | $250 |
| 2-Year | 0.50% | $250 |
| 30-Month | 0.55% | $250 |
| 3-Year | 0.60% | $250 |
| 4-Year | 0.65% | $250 |
| 5-Year | 0.70% | $250 |
Jumbo CD
| Term | APY Rate | Minimum Deposit |
| 3-Month | 0.35% | $100,000 |
| 6-Month | 0.40% | $100,000 |
| 1-Year | 0.55% | $100,000 |
| 16-Month | 1.20% | $100,000 |
| 18-Month | 0.55% | $100,000 |
| 2-Year | 0.60% | $100,000 |
| 30-Month | 0.65% | $100,000 |
| 3-Year | 0.70% | $100,000 |
| 4-Year | 0.75% | $100,000 |
| 5-Year | 0.80% | $100,000 |
Super Jumbo CD
| Term | APY Rate | Minimum Deposit |
| 1-Year | 0.65% | $250,000 |
| 16-Month | 1.30% | $250,000 |
| 18-Month | 0.65% | $250,000 |
| 2-Year | 0.70% | $250,000 |
| 30-Month | 0.75% | $250,000 |
| 3-Year | 0.80% | $250,000 |
| 4-Year | 0.85% | $250,000 |
| 5-Year | 0.90% | $250,000 |
CD Account Features
- Flexible terms
- Competitive rates
- Have a notice sent 30 days before maturity date
- Online and mobile access to your account 24/7
- Interest compounds monthly
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Conclusion
Overall, if you decide to open a CD Rate account with Consumers Credit Union, you’ll get great competitive rates along with it. If you can see yourself meeting the minimum balance, then opening an account will be easy for you. Plus, there are some good account features that you’ll be able to benefit from as well.
Remember that your deposits will be NCUA Insured up to the maximum allowed by state. Also, there will be a penalty if you withdraw prior to maturity. Be sure to also see our complete list of the Best CD Rates for all your banking needs!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
