Fairwinds Credit Union currently offers the Fairwinds Preferred Visa Signature® credit card, featuring a welcome offer of 60,000 bonus points when you spend $5,000 in the first 3 months.
Cardholders earn 5X points on travel, 3X points on dining, and 2X points on all other purchases. You can redeem points for gift cards at a rate of 11,000 points = $100 gift card (90 cents per point) or through the CURewards portal and get 50% more value. For example, 60,000 points = $900 in travel.
This card is restricted to those who live, work or operate a business in Orange, Seminole, Volusia, Osceola, Polk, Brevard, Lake, Hillsborough, Manatee, Pasco, Pinellas, or Sarasota counties.
 The Chase Sapphire Reserve offers 100,000 points + $500 Chase Travel promo credit after you spend $5,000 in purchases in the first 3 months from account opening. You'll earn • 8x points on all purchases through Chase Travel, including The Edit • 4x points on flights booked direct • 4x points on hotels booked direct • 3x points on dining worldwide • 1x points on all other purchases This card does carry a $795 annual fee and there are no foreign transaction fees. However, you're able to earn a $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year & up to $120 application fee credit for Global Entry or TSA Pre✓®, and more annual value from perks and benefits. Member FDIC |
Fairwinds Preferred Visa Signature Summary
- Welcome Offer: Earn 60,000 bonus points when you spend $5,000 in the first three months
- Earn points experiencing life’s greatest adventures:
- 5 points per every $1 spent on travel
- 3 points per every $1 spent on dining
- 2 points per every $1 spent on all other purchases
- Points do not expire
- Redeem points to go wherever your heart leads you:
- Get 50% more value on points redeemed for travel
- Redeem points anytime online for travel, entertainment, gift cards and more
- $249 annual fee (extra $75 for additional cardholders)
Alternative Options
Conclusion
The Fairwinds Preferred Visa Signature® earns a minimum of 2X points on all purchases, rather than the usual 1X point. Each point is worth 1.5 cents apiece in regards to travel. Though, this card does have a $249 annual fee and doesn’t offer any airline/travel credits or lounge access to offset it.
It may be beneficial to you if you’re a heavy spender during the first year and meet the application requirements. Then, you can take advantage of the travel redemption. Otherwise, there are other travel credit cards that will fare you better, such as the Chase Sapphire Reserve or Preferred. See all of our recommended credit card bonuses to find the card that best suits you.
 The Chase Sapphire Preferred® Card offers 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. You'll earn: • 5x on travel purchased through Chase TravelSM • 3x on dining, select streaming services and online groceries • 2x on all other travel purchases • 1x on all other purchases • $50 Annual Chase Travel Hotel Credit • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase TravelSM This card carries a $95 annual fee. |
