Fifth Third Bank is offering a $400 bonus when you open an eligible checking account and complete the qualifying activity.
Update 12/19/25: The offer has increased to a $400 bonus (from $350) through 1/7/25.
Fifth Third Bank $400 Checking Bonus
- Account Type: Checking Account
- Availability: FL, GA, IL, IN, KY, MI, NC, OH, SC, TN, VA
- Credit Inquiry: Soft Pull
- Credit Card Funding: Not stated
- Monthly Fee: $0-$25; waivable
- Early Termination Fee: Not stated
(Expires 01/07/2026)
Fifth Third Bank Checking Bonus Requirements
- Open a new checking account.
- Make direct deposits totaling $500 or more within 90 days of opening an account.
- You’ll get $400 within 10 business days of making your qualifying deposits.
Fine Print
- To qualify for the $400 checking bonus, provide the offer code, open a Fifth Third Momentum® Checking, or Preferred2 checking account by 1/7/2026 and make qualifying payroll or government issued direct deposit(s) totaling $500 or more within 90 days of account opening.
- Account(s) must be funded within 90 days of account opening or account may be closed, and you may not be eligible for the bonus.
- The $400 checking bonus does not require any additional activities.
- The cash bonus will be deposited into your new account within 10 business days of completing qualifying activity requirements.
- In order to receive the cash bonus, your checking account must be open and in good standing.
- Offer is only available for new customers who do not have any ownership in an existing Fifth Third checking account or a Fifth Third checking account that closed within the last 13 months.
- Bank reserves the right to limit each customer to one new account-related gift incentive per calendar year.
- Eligibility may be limited based on your account type and ownership role.
- No minimum deposit required to open a checking account.
- Bonus is considered income and may be reported on IRS Form 1099-INT, 1099- MISC, or 1042-S, as required by applicable law.
- UNIQUE OFFER CODE MUST BE PRESENTED AT ACCOUNT OPENING TO RECEIVE THE BONUS.
- See your banker for details.
- Not valid with any other offer.
- Offer availability subject to change.
How to Avoid Monthly Fees
- Fifth Third Momentum Checking: No monthly service charge
- Fifth Third Preferred Checking: $25 monthly fee waived with a combined total balance of at least $100,000 across your deposit and investment accounts one time per month
Fifth Third Bank Momentum Banking Benefits
- No hidden fees, No minimum balance
- Extra Time® to avoid overdraft fees
- Peace of mind with fraud protection
- Get access to your eligible payroll direct deposits up to 2 days early with free Early Pay
- Immediate Funds to instantly access your check deposits (fees apply)
- Local bankers to help at every step
 |
 |
Conclusion
If you live near a Fifth Third Bank location, you have the opportunity to earn bonuses ranging in value including the current bonus! If this is something you’re interested in, make sure to apply online today!
Find all the latest Fifth Third Bank Bonuses here! If you’re interested in another bank, check out our full list of Bank Promotions for more options!
Find the nearest ATM / branch here.
