Seems like this card is only up for grabs for California residents now. If you fall in this category, you may want to become a Golden 1 Credit Union member considering that they offer a Platinum Rewards Credit Card at 3% cash rebate on gas, groceries and restaurant spending on top of beautifully low rates and no annual fee attached. This card could be a great option for those looking for that peak of well-rounded cash-back, however, you must be an active member and maintain a Golden 1 Regular Savings Account with the set minimum requested.
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Alternative Credit Card Bonuses:
Golden 1 Credit Union Platinum Rewards Summary:
- Learn More
- Best Feature: Up to 3% rebate
- Annual Fee: None
- Expiration Date: None
- Additional Advice: 3% cash rebate does not include wholesale clubs or eating establishments such as quick-service restaurants. Credit card accounts closed prior to their monthly closing statement date forfeit all unpaid rebates earned during the prior period.
Golden 1 Credit Union Platinum Rewards Features:
- Low APR
- 3% cash rebate on gas, grocery, and restaurant purchases
- Plus, 1% cash rebate on all other purchases
- Up to $2,000 credit limit
- No co-signer required, if you qualify to make minimum payments on your own
- No annual fee
- No balance transfer fee
Platinum Rewards Pros:
- 3% Category
- No annual fee
Platinum Rewards Cons:
- Need to be a member AND have a Savings that satisfies more requirements
- No sign-up bonus
- Tough approval system
Conclusion:
Surely enough, becoming a member with Golden 1 Credit Union shouldn’t be too hard, however, getting approved for their Platinum Rewards Credit Card would mean having an excellent credit score, being a residents of the eligible California counties and surely, having a Golden 1 Savings account with a minimum $100 balance maintained. With that in mind, this well-rounded beautiful 3% cash back on gas, grocery, and restaurant purchases with no caps could mean quite the journey for some of us with no promises of even getting approved. Check out our complete list of Credit Card Promotions for any and all of your credit card necessities!
