Before I get into this post, I want to remind you guys just how a secured card is supposed to function. Secured cards are catered towards those with not-so-good credit that usually have a hard time applying for virtually any credit card and since they report to all three credit bureaus, secured cards can effectively make or break your credit score with responsible usage being the determinant.
Moreover, the Golden 1 Credit Union Platinum Secured Card is protected with money you have on deposit in a dedicated Golden 1 savings account. It’s a great way to establish or re-establish your credit-all while earning dividends. You should expect the card to give you a $250 to $3,000 credit limit based on the money you’ve backed in the savings account on top of low rates and your funds will earn dividends. Be sure to check out our full list of Best Secured Credit Cards of 2017 as well!
| BONUS LINK | OFFER | REVIEW |
| Chase Business Complete Checking® | $300 or $500 Cash | Review |
| Chase Private Client | $3,000 Cash | Review |
| Chase Total Checking® | $300 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| J.P. Morgan Self-Directed Investing | Up To $700 Cash | Review |
| Chase Secure BankingSM | $100 Cash | Review |
Alternative Credit Card Bonuses:
Golden 1 Credit Union Platinum Secured Card Summary:
- Learn More
- Best Feature: Rebuild Credit at a low APR
- Annual Fee: None
- Expiration Date: None
- Additional Advice: Your approved credit limit will be equal to your initial deposit amount, also known as your collateral.
Golden 1 Credit Union Platinum Secured Card Features:
- Credit limit: $250 to $3,000
- Funds continue to earn dividends
- Low Rate
- No annual fee
Platinum Secured Pros:
- No annual fee
- Qualify with limited / bad credit
- Low APR
Platinum Secured Cons:
- No rewards
Conclusion:
Looking to build your credit? Not able to get approved for at least 98% of the credit card market? Well, the Golden 1 Credit Union Platinum Secured Card could be an option. The card offers no annual fee, low APR and you’ll be able to qualify with limited or bad flaking credit. Your credit limit will be how much you initially deposit, so if you deposit $250, you should expect a $250 credit limit. Be sure to also check out our Best Secured Credit Cards of 2017 as well as our complete list of Credit Card Promotions for your credit card needs!
