The GolfSmith Credit Card from Synchrony boast it’s appeal for golf fanatics everywhere with a chance to take advantage of financing options for purchases made through Golfsmith.com for 6 months on purchases over $299 and 12 months on purchases over $499. Some things to keep in mind with this card is that the APR sits overwhelmingly high with 29.99% if you aren’t taking advantage of any special financing deals, then this card doesn’t necessarily offer any means of practicality. Now, if this card introduced a spending perk where consumers can earn rewards for their golfing purchases, then I’d see better prospects.
Alternative Credit Card Bonuses:
- Citi Simplicity® Card – No Late Fees Ever
- Chase Freedom UnlimitedSM
- Blue Cash Everyday® Card from American Express
GolfSmith Credit Card Summary:
- Apply Now
- Best Feature: Special Financing Offers
- Annual Fee: None
- Expiration Date: None
- Additional Advice: Do not carry any balance on a 29.99% APR. If you’re taking advantage of special financing deals, be sure to pay it off in a timely fashion. If you fail to pay off the balance within the deadline, you will accrued the 29.9% interest.
GolfSmith Credit Card Features:
- No annual fee
- Special Financing Offers
- 6 months on purchases over $299 and 12 months on purchases over $499
GolfSmith Credit Card Pros:
- ExcellentRewards Structure
- No Annual Fee
- MasterCard Perks
GolfSmith Credit Card Cons:
- High Interest Rate of 29.99%
Conclusion:
Now, it’s completely understandable what the functionality of the GolfSmith Credit Card is and that’s to offer golf connoisseurs a chance to indulge themselves in special financing offers for the products they buy off of golfsmith.com. The card doesn’t provide any sense of practicality to me and offers no real golf rewards spending perks, but if you’re looking for special financing offers then this card may be for you. It’s necessary to point out that even a low interest credit card like the Citi Simplicity Card may prove itself to be more beneficial than this card. However, let’s not overlook that some individuals are getting a huge $2,000-$3,000 Credit line on this card. Find out which card is right for you by checking out our complete list of Credit Card Promotions today!
