HH Gregg Store Credit Card Review: Special Financing Offers

HH Gregg is an appliance, electronics, and furniture consumer based store that may very well show promising growth with their expansions within the near decade. Skipping right along to the HH Gregg Credit Card’s details, you should expect the usual special financing offers on select products when you use your hhgregg credit card to make purchases at any of our store locations or online at hhgregg.com,

On eligible “major appliance purchases” of $499+ there’s also a 5% discount attached on top of no annual fee. However, there are some things you should be aware of before applying for this card, if you’re interested, be sure to read on to learn more!

Alternative Credit Card Bonuses: 

• Citi Simplicity® Card – No Late Fees Ever
• Chase Freedom Unlimited^SM
• Citi® Double Cash Card – 18 month BT offer

HH Gregg Credit Card Summary:

• Apply Now
• Best Feature: Special Financing Offers
• Annual Fee: None
• Expiration Date: None
• Additional Advice: If you plan on taking advantage of any special financing offer, we recommend that you pay off the balance at least a given 2 and a half weeks prior to your deadline.

HH Gregg Credit Card 90 Days No Credit: 

• No credit needed!
• You pay as you go
• Just make low monthly payments that fit your budget
• Build your credit
• Every on-time payment helps create a positive credit history
• Service is included at no extra charge
• Enjoy your product with no worries
• Pay in person, by phone or online
• Enjoy more convenient payment options
• Select the merchandise you want, and set up delivery. We’ll buy that item and lease it to you. You simply make affordable monthly payments – no long term obligation.

HH Gregg Credit Card Features:

• Enjoy special financing on select products when you use your hhgregg credit card to make purchases at any of our store locations or online at hhgregg.com
• Wide range of credit lines available
• Receive special in-store & online deals
• Subject to credit approval
• Minimum monthly payments required
• No annual fee
• Other exclusions may apply
• Offers may vary per sales event

Conclusion:

If you plan on taking advantage of any special financing offer attached to the HH Gregg Credit Card, we recommend that you pay off the balance at least a given 2 and a half weeks prior to your deadline. A 29.99% purchase APR is not pretty, especially when it’s a deferred special financing offer, in which case, if you are not able to pay off the full balance in the set deadline, you will be charged the 29.99% APR on your whole balance. Definitely a risky factor to this card and not enough perks and benefits for me to take that risk. However, they’re currently offering an exclusive 90 days no credit needed, in which case, this card may or may not help you build your credit score/history. Find out which card is right for you by checking out our complete list of Credit Card Promotions today!

With the American Express® High Yield Savings Account: • Earn 1.90% APY as of 9/15/22 on your deposits. Your High Yield Savings account earns interest daily and is posted to your account monthly. • Links easily with your current bank accounts. No need to switch banks. • FDIC Insured. Your account is insured to at least $250,000 per depositor. • 24/7 Account Access Apply Now at American Express