Being a college student can be tough at times with circumstances leading to top lenders deeming you unfit for a credit card. Now, good news is that there are Student credit cards out there necessary to help you earn the rewards you love and crave at an enjoyably short-term, interest-free financing. A student card can be a great foundation to establishing a good credit history if you have none to start with. Having a sufficient credit score can help you with future loans, rent, and getting lower premium rates… So essentially, the Student card is all the more necessary to have if you fall into this category.
| BONUS LINK | OFFER | REVIEW |
| Chase Business Complete Checking® | $300 or $500 Cash | Review |
| Chase Private Client | $3,000 Cash | Review |
| Chase Total Checking® | $300 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| J.P. Morgan Self-Directed Investing | Up To $700 Cash | Review |
| Chase Secure BankingSM | $100 Cash | Review |
Students Credit Cards In-Depth:
It’s still quite difficult to get approved for a student card even if you are a student. In order to verify you are a student with the ability to pay off his/her’s balance, you’ll need an access to income and most likely, if you have a flailing next to none credit history, best bet is to try and get approved for a secured credit card where you put in deposits as collateral at a time. Moreover, here is a list of what we deem as the Best Student Credit Cards to have:
- Discover IT Chrome for Students Card
- Discover it for Students Credit Card
- SelfScore MasterCard
- Citi ThankYou Preferred Card for College Students
- Journey Student Credit Card
- BankAmericard Cash Rewards Credit Card for Students
Recommended Secured Cards:
- Citi® Secured MasterCard®
- Fifth Third Secured Mastercard
- USAA Secured Platinum American Express® Card / USAA Secured Platinum MasterCard®
- Capital One® Secured MasterCard®
- First Progress Platinum Select MasterCard® Secured Credit Card
Recommended Credit Cards:
This section is for cards recommended after you have the adequate credit score established:
- Chase Freedom UnlimitedSM
- Chase Freedom®
- Costco Anywhere Visa® Card by Citi
- Amex EveryDay® Credit Card
- Discover IT Chrome for Students Card
Conclusion:
Students wanting to reap the full benefits of a rewarding credit card and getting approved for one: Here is my top contender; the Discover It for Students. With the Discover IT, you’ll receive a 5% Cash Back on $1,000 quarterly, then 1x unlimited. On top of that you’ll be doubling all your cash back at the end of your first year for new cardmembers only. Having a category credit card such as this one could further teach you how to spend utilizing categories and further improve your credit history. Once you have the adequate credit score, the next card I recommend is the Chase Freedom® . See our complete list of Credit Card Promotions!
