When you sign up for the Jewelry Exchange Store Credit Card, you will be able to get no interest if paid in full within 18 Months on purchases $500 or more. The availability of financing, especially with big-expensive jewelry purchases is quite reassuring.
If you have that special piece of jewelry in mind for that special someone but it’s price-tag is a little out of hand for you to blow all in one day, then you might want to try financing it through this card. However, it’s worth keeping in mind that with cards like these, a hefty 29.99% APR is usually standard, so if you aren’t able to pay off your balance within 18 months, I advise you to stray away from this card.
Alternative Credit Card Bonuses:
Jewelry Exchange Store Credit Card Summary:
- Apply Now
- Best Feature: Special Financing available to cardholders
- Annual Fee: None
- Expiration Date: None
- Additional Advice: Be sure that you pay off your balance before 18 months. I recommend a month or 2 prior to the deadline.
Hyde Park Jewelers Credit Card Key Features:
- Special finance options available
- No interest if Paid in Full within 18 Months.* On Purchases $500 or more with your Jewelry Exchange credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 18 Months. Minimum Monthly Payments required.
- Purchase APR is 29.99%. Minimum Interest Charge is $2.
Final Analysis:
A nice wedding ring, or glistening gold chain, bracelet, etc., can all rack you quite the bill, which is why special financing on your Jewelry Exchange Store Credit Card may come in handy. However, deferred payments are risky and if you aren’t able to pay off the balance in an orderly fashion, expect to pay the full 29.99% APR attached to your total balance when you activated the no-interest financing. I do not recommend this card to build credit, and it may be worth it more to get a nice No-Intro APR credit card like the Barclaycard Ring Mastercard. Don’t forget to check out our full list of Credit Card Bonuses if you’re not interested at the moment.
