If you are a resident who wishes to obtain a generous rate while being able to save for the future, then now is your chance! Kinecta Federal Credit Union is offering qualified residents a wide range of rates for you to choose from.
I would definitely take advantage of the two CD offers: 3.00% APY on a 18-Month Karma CD. Not only do you get to enjoy your high rate, but you also get to take advantage of great features by simply meeting the required deposit for either account.
Eligibility: Joining Consumers Cooperative of Santa Monica (CCSSM) ($10 non-refundable membership fee) qualifies individuals for Kinecta membership. The Credit Union’s online application allows you to join CCSSM and Kinecta simultaneously. To learn more regarding the eligibility, be sure to read through our Kinecta FCU Bank Review.
Kinecta FCU CD Summary
- Direct Link to Offer
- Account Type: CD account
- Special APY Rates – Rates Increased
- 3.00% APY for 18-Month CD – $1,000
- APY Rates/Balance Requirements:
- $100,000 and above:
- 1.05% APY- 3 Month
- 1.30% APY- 6 Month
- 1.75% APY- 12 Month
- 2.10% APY- 2 Year
- 2.15% APY- 3 Year
- 2.25% APY- 4 Year
- 2.50% APY- 5 Year
- Under $100,000:
- 1.00% APY- 3 Month
- 1.25% APY- 6 Month
- 1.70% APY- 12 Month
- 2.00% APY- 2 Year
- 2.05% APY- 3 Year
- 2.10% APY- 4 Year
- 2.25% APY- 5 Year
- $100,000 and above:
- Availability: Nationwide (Branch Locator)
- Soft/Hard Pull: Unknown
- Minimum Balance Requirement: $1,000
- Additional Requirements: Make sure you have your Social Security number, birth date, e-mail address, U.S. street address, employer name and address as well as establishing funding
- Early Withdrawal Fee: You may face a penalty if you withdraw before the maturity date.
- Auto-Renewal: Unknown
Kinecta FCU Best CD Rates
Overall, Kinecta Federal Credit Union ranked highest across the board from our nationwide Best 18-Month CD Rates list. Not only will you have the flexibility to select a tier that best fits your needs, but you will obtain a rather generous rate as well! So if you’re interested in making a higher rate than a traditional savings account, make sure to take advantage of this limited time special offer. Note that rates are always changing, which is why if you’re interested in getting a CD with them, you might want to hop on it as soon as possible.
Kinecta FCU CD Account Features
- Mobile app and online access
- All-in-one Funds
- Offers some of the highest rates available in the nation
- Daily compounded interest rate and credited monthly
- NCUA Insured of up to $250,000
Conclusion
At the end of the day, if you would like to start a new banking experience, then look no further than Kinecta Federal Credit Union. Currently, the bank is offering some rather high APY rates for you to take advantage. With a range of options, there is definitely a rate and tier to fit all your needs. However, definitely take a second look at the current CD Special: 3.00% APY on a 18-Month CD. All you need to do is meet the deposit and watch your money grow!
However if you are not interested or looking for more options, be sure to browse our complete list of the Best National CD Rates for all your savings needs!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
 The Chase Freedom FlexSM offers a $200 bonus after spending $500 on purchases in your first 3 months from account opening. 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR. You'll earn: • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! • 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • Unlimited 1% cash back on all other purchases You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. This card has no annual fee. |
