
Available nationwide, Live Oak Bank is offering a $200 bonus* when opening a qualifying business checking account & meeting simple requirements.
Update 4/9/26: There’s currently a $200 business checking bonus offer valid through 4/30/26.
Live Oak Bank $200 Business Checking Bonus

- Learn More at Live Oak Bank
- What you’ll get: $200 bonus*
- Account Type: Business Essential Checking
- Availability: Nationwide
- Monthly Fee: Business Essential Checking: $10/month waivable with a $1,000 average daily balance
(Expires 04/30/2026)
Live Oak Bank Business Checking Features
- Money Management
- Unlimited number of transactions
- Flexible debit card use with free withdrawals at over 55,000 Allpoint® ATMs
- Easy money movement to make payments and deposit checks on the go
- Business Management
- Connect with QuickBooks
- Set employee permissions and customize alerts in online banking
- Support & Security
- Waivable monthly service fees (based on balance requirements)
- Dedicated support from our U.S.-based team
- Fraud protection with built in safeguards and Mastercard® Zero Liability
How To Earn Bonus
- Open a Business Essential checking account by April 30th, 2026.
- Fund Your Account & Maintain Balance. Deposit $5,000 by 4/30/26 and maintain that average daily balance for 90 days beginning 5/1/26.
- Get Your $200 Bonus*. Live Oak will deposit your $200 bonus* into your Business Essentials checking account after you have completed all qualifying activities.
Conclusion
Experience online business checking with an unlimited number of transactions. Get streamlined tools, low fees and support from a U.S.-based team.
Find our full list of bank bonuses for all your banking needs!
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