Take advantage of our updates on the latest Citi bonuses, promotions, and offers here.
Currently, you’ll find Citi Checking, Savings, and Business offers to start at $200, $400, $700, $1,500 and $2,000 bonuses.
Citi Bonuses Review
Founded in 1812, Citi was previously known as Citi of New York. However, they’ve expanded nationwide and has locations in nearly every state. Plus, they have recently expanded their online banking service to reach everyone and make it easier to manage their accounts from anywhere.
- Account Type: Checking, Savings Plus, Business Checking account
- Availability: Nationwide
- Branches: 800+ (Bank Locator)
- Credit Inquiry: Soft Pull via ChexSystems
- Direct Deposit Options: Many Options.
These bonuses from Citi are fairly simple to earn and I recommend taking advantage of this offer before it expires. However, Citi rates aren’t that great, so check our best rates Savings, Money Market, and CD accounts.
If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, Wells Fargo, and many more.
I’ll go over all Citi offers below.
Citi Priority Account $300, $700, $1,500 Bonus
Citi is offering a promotion of a $300, $700, or $1,500 cash bonus when you open an eligible checking & savings account in The Citi Priority Account with required activities.
- What you’ll get: $300 up to $1,500 Bonus
- Account Type: Citi Priority Account
- Where it’s available: Nationwide. Branches in CA, CT, DC, DE, FL, IL, MA, MD, NJ, NV, NY, PA, SD, TX, and VA.
- Credit inquiry: Soft pull, which does not affect your credit
- Direct Deposit Requirement: No
- Monthly Fee: $30, see below on how to avoid the fee.
(Expires 01/04/2022)
How To Earn The Bonus
HOW TO EARN $700 BONUSACCOUNT FEATURESHOW TO WAIVE THE MONTHLY FEEFINE PRINT
- Open a Citi Priority Checking Account between 10/5/21 to 1/4/22 and earn a cash bonus of $300, $700, or $1,500 when you maintain a minimum eligible balance and complete required activities.
- Within 20 days of opening your account, make the minimum deposit in New-to-Citi funds between the new checking and savings accounts.
- Must also maintain the minimum balance between the checking and savings accounts for 60 consecutive calendar days.
| Cash Bonus | Minimum Deposit & Minimum Balance |
| $300 | $15,000 – $49,999 |
| $700 | $50,000 – $199,999 |
| $1,500 | $200,000+ |
- Online Banking
- Free ATMs
- Waive the Service Fee
- Mobile Check Deposit
- In order to waive the $30 monthly service fee, you will need to maintain a combined average monthly balance of $50,000 or more in eligible linked deposits, retirement, and also investment balances.
- The Cash Bonus will be credited within 90 calendar days from the date you complete all required activities.
- Your new Eligible Checking and/or Savings Account must be open and in good standing, at the time the Cash Bonus is paid or no Cash Bonus will be paid.
- At the time the Cash Bonus is paid, it will be credited to (1) your new Eligible Checking Account if both your Eligible Checking Account and Eligible Savings Account are open, (2) your new Eligible Checking Account if your Eligible Savings Account is closed, or (3) your new Eligible Savings account if your Eligible Checking Account is closed.
View the latest Citi Priority Account Promotions.
Citi $300, $700, $1,500 Citigold® Checking Bonus
Citi is offering up to $1,500 bonus when you open a Citigold® Checking Account and meet the deposit requirements.
- What you’ll get: Up to $1,500 Bonus
- Expiration Date: 01/04/2022
- Where it’s available: Nationwide (Bank Locator)
- Credit inquiry: Soft pull, which does not affect your credit
- Monthly fee: None
How To Earn The Bonus
HOW TO EARN $1,500 BONUSACCOUNT FEATURESHOW TO WAIVE THE MONTHLY FEEFINE PRINT
- Open a new Citigold® Checking Account and earn a cash bonus of $300, $700, or $1,500 when you maintain a minimum eligible balance and complete required activities.
- Within 20 days of opening your account, make the minimum deposit in New-to-Citi Funds in the new checking account.
- Maintain a minimum balance in the checking account for 60 consecutive calendar days.
- After all required activities are met, the $300, $700, or $1,500 bonus will be deposited to your open, eligible account within 90 calendar days.
| Cash Bonus | Minimum Deposit & Minimum Balance |
| $300 | $15,000 – $49,999 |
| $700 | $50,000 – $199,999 |
| $1,500 | $200,000+ |
- Easy Access to Funds
- FDIC Insured
- Mobile Check Deposits
- Basic Banking: to waive the $12 monthly service fee, make one qualifying direct deposit per statement period and one qualifying bill payment per statement period or maintain a $1,500 or more combined average monthly balance in eligible linked accounts.
- Citi Account: A monthly service fee of $25 and a $2.50 non-Citi ATM fee apply to the checking account if a combined average monthly balance of $10,000 or more is not maintained.
- Citi Priority Account: A monthly service fee of $30 applies to the checking account if a combined average monthly balance of $50,000 or more is not maintained.
- Citigold® Checking Account: There is no monthly service fee for a checking account
- For the $500 offer only: The bonus will be reported to the IRS as miscellaneous income to the first signer on the account, in the year received, as required by applicable law.
- Bonus payments received by U.S. persons will be reported on IRS Form 1099-MISC for the year received.
- The customer is responsible for any applicable taxes and consulting a tax advisor.
- Citi is not a tax advisor.
- To be eligible for the bonus, U.S. persons must furnish Citi with a valid IRS Form W-9 (Request for Taxpayer Identification Number and Certification).
- Foreign persons are ineligible to participate in this offer.
- Note: You may not convert your Citigold® Checking Account to the Citi Priority Account, Citi Account, or Basic Banking and still be eligible for the Cash Bonus. You may not convert from your Citi Priority Account to the Citi Account or Basic Banking, nor can you convert from your Citi Account to the Basic Banking and still be eligible for the Cash Bonus.
Citi® Accelerate Savings Account 0.50% APY
Citi is offering an attractive 0.50% APY with the Citi® Accelerate Savings. It’s known “Citi® Accelerate Savings” and only available in select states.
Learn more about how to earn 0.50% APY on your savings.
- Account Type: Citi® Accelerate Savings
- Where it’s available: AL, AK, AZ, AR, CO, DE, GA, HI, ID, IN, IA, KS, KY, LA, OK, ME, MA, MI, MN, MO, MS, MT, NE, NH, NM, NC, ND, OH, OR, PA, RI, SC, SD, TN, TX, UT, VT, WA, WV, WI, and WY
- Excludes: Boston, Philadelphia, Seattle, Dallas (Bank Locator)
- Credit inquiry: Soft pull, which does not affect your credit
- ChexSystems: Yes
- Credit Card Funding: No
- Monthly Fee: Yes, see below on how to waive
- Closing Account Fee: None
Take Advantage of the 0.50% APY
TAKE ADVANTAGE OF THE RATEACCOUNT FEATURESHOW TO WAIVE THE MONTHLY FEEFINE PRINT
- Open a Savings Account account from Citi.
- Input your info – Provide your name, address, phone, email and social security number or Tax ID.
- Must also fund the account – Transfer funds electronically from an internal account here or an external account at another bank.
- Earn 0.50% APY with a $1 minimum balance. Earn over 12x the national average with one of their highest rates.
- Receive high earnings without paying back in monthly fees
- Funding accounts is made easy via bank transfers, mobile deposit, wire transfer or check
- Manage your accounts at your leisure from your computer, tablet or mobile device
- All deposits are FDIC insured to the maximum amount allowed by the law
- The $4.50 monthly fee can be waived if you have a balance of at least $500. There is also a $2.50 ATM fee if you use a non-Citi ATM.
- Accounts which have a zero balance for ninety (90) days are subject to closure.
- Interest rates for the Citi® Accelerate Savings Account are variable, determined by Citi at its sole discretion and can change at any time.
- All accounts subject to applicable terms, fees, and charges. Fees may reduce earnings.
Learn more about the Citi Savings offer.
Citi $2,000 Business Checking Bonus
Qualified business owners can earn up to a $2,000 bonus when you open a new account.
- What you’ll get: Up to $2,000 Bonus
- Expiration Date: 01/04/2022
- Eligible account: Checking Account
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: Nationwide, in-branch (Bank Locator)
- Monthly fee: See below
(Visit Citi to learn more)
Redeem up to $2,000 Bonus
REDEEM THE BONUSACCOUNT FEATURESHOW TO WAIVE THE MONTHLY FEEFINE PRINT
- Citi Business is offering a bonus of up to $2,000 when you open a new business checking account.
- The bonus you receive depends on how much you deposit, the balance must be maintained for 60 calendar days after deposit.
- Bonus tiers are as followed:
- $200 bonus with a $5,000 deposit
- $500 bonus with a $15,000 deposit
- $700 bonus with a $25,000 deposit
- $1,000 bonus with a $50,000 deposit
- $1,500 bonus with a $100,000 deposit
- $2,000 bonus with a $200,000 deposit
- Easy Access to Funds
- FDIC Insured
- Mobile Check Deposits
- CitiBusiness®Streamlined Checking Account: monthly fee of $15 and is waived have an average monthly balance of $5,000 or more.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
- Must open in branch
- YMMV.
Citi High Yield Checking 0.60% APY
Residents of selected markets can earn an attractive 0.60% APY rate on balances of $25,000 or more. With no minimum deposit, you will be able to enjoy the rate to its full potential!
- What you’ll get: 0.60% APY up to $25,000
- Eligible Accounts: Citi High-Yield Checking Account
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available:
- AL, AK, AZ, AR, CO, DE, GA, HI, ID, IN, IA, KS, KY, LA, OK, ME, MA, MI, MN, MO, MS, MT, NE, NH, NM, NC, ND, OH, OR, PA, RI, SC, SD, TN, TX, UT, VT, WA, WV, WI, and WY
- Not available in the following cities: Boston, Philadelphia, Seattle, Dallas
- Opening Deposit: No minimum
- Credit Card Funding: Unknown
- Monthly fee: None
Receive the 0.60% APY Rate
RECEIVE THE RATEACCOUNT FEATURESFINE PRINT
- Open a Citi High-Yield Interest Checking account as part of the Citi® Elevate.
- Meet the tiered deposit amount below to receive your APY rate.
- To waive the $15 monthly service fee, maintain an average monthly balance of $5,000 in your checking account
| Balance Requirement | APY Rate |
| $0.01-$9,999 | 0.20% APY |
| $10,000-$24,999 | 0.30% APY |
| $25,000 and above | 0.60% APY |
- No minimum to open
- No limit on earnings
- Online banking
- Smart mobile banking with the Citi Mobile® App
- Mobile Check Deposits
- Spending Insights
- Peer-to-Peer Payments
- You must register your account for online access on Citi Online® and Citi Mobile® in order to view your statements and other legal notices.
- Must have a residential/home (not mailing) address in an Eligible Location listed above.
Citi $200-$1,500 Checking/Savings Bonus (Targeted)
Citi is offering a targeted promotions for new customers to earn between a $200-$1,500 bonus when they open an eligible checking account with them.
Please keep in mind that this is a targeted offer, to be eligible make sure to check if you have received the targeted communication. Or check your email for this offer.
- What you’ll get: $200-$1,500
- Expiration Date: 03/31/2021
- Eligibile Account: Basic Banking, Citi Checking, Citi Priority Checking, CitiGold Checking
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: NY, CT, MD, VA, DC, CA, NV, IL, NJ, FL (Bank Locator)
- Monthly Fee: Varies by account; waivable.
(Visit Citi to learn more)
How To Earn the $1,500
HOW TO EARN $60K ThankYou PointsACCOUNT FEATURESHOW TO WAIVE THE MONTHLY FEEFINE PRINT
- Citi has three sign up bonuses at the moment. Complete the following requirements too earn the corresponding bonus: :
- Earn $200 when you open a new checking account in the Basic Banking and complete the following requirements:
- Within 30 days of opening your account deposit $5,000 new-to-Citi funds into the new checking account.
- Maintain a minimum balance of $5,000 for 60 days
- Earn $400 when you open a new checking and savings account in the Citi Account and complete the following requirements:
- Within 30 days of opening your account deposit $15,000 new-to-Citi funds into the checking or savings account. Both checking & savings accounts need a non zero balance.
- Maintain a minimum balance of $15,000 in your eligible linked checking and savings account for 60 days
- Earn $700 when you open a new checking and savings account in the Citi Priority Account and complete the following requirements
- Within 30 days of opening your account deposit $50,000 new-to-Citi funds into the checking or savings account. Both checking & savings accounts need a non zero balance.
- Maintain a minimum balance of $50,000 in your eligible linked checking and savings account for 60 days
- Earn $1,500 when you open a new checking and savings account in the Citigold Account and complete the following requirements
- Within 30 days of opening your account deposit $200,000 new-to-Citi funds into the checking or savings account. Both checking & savings accounts need a non zero balance.
- Maintain a minimum balance of $200,000 in your eligible linked checking and savings account for 60 days
- Earn $200 when you open a new checking account in the Basic Banking and complete the following requirements:
- Open a checking account with no minimum opening deposit
- Pay your bills online
- Deposit checks from your mobile device
- Settle up with friends using Citi with Zelle® – a fast and easy way to send and receive money
- Easily move money between your Citi and non-Citi accounts
- Set up balance and payment alerts
- Get access to presale tickets and exclusive experiences for concerts, sports, dining and more with Citi EntertainmentSM using your Citi Debit Card or Citi® credit card
- Add your Citi Debit Card to mobile wallets
- Use over 60,000 fee-free ATMs throughout the U.S.
- Access even more benefits, including the opportunity to enroll in Citi ThankYou® Rewards with an eligible checking
- Basic Banking: to waive the $12 monthly service fee, make one qualifying direct deposit per statement period and one qualifying bill payment per statement period or maintain a $1,500 or more combined average monthly balance in eligible linked accounts.
- Citi Account: A monthly service fee of $25 and a $2.50 non-Citi ATM fee apply to the checking account if a combined average monthly balance of $10,000 or more is not maintained.
- Citi Priority Account: A monthly service fee of $30 applies to the checking account if a combined average monthly balance of $50,000 or more is not maintained.
- Citigold Account: There is no monthly service fee for a checking account
- Eligibility: “Eligible Customers” are (1) primary Citi credit cardmembers (2) who have not been an owner of a Citi checking account within the last 180 calendar days (3) at least eighteen (18) years of age (4) have received the Cash Tiered Bonus Offer via direct communication from Citi inviting them to apply and (5) have or furnish a valid W-9 or W-8BEN on file with Citi and are not subject to backup withholding.
- NOTE: Authorized Users of credit card accounts, Private Bank customers and International Personal Bank customers are not eligible for this offer.
- Fiduciary, estate, business and/or trust accounts are not eligible for promotional offers even if they otherwise meet the definition of an eligible account.
- However, trust accounts that are a living trust and custodial accounts are eligible.
- Citi Retirement Accounts and deposits into Citi Retirement Accounts are not eligible for this Offer.
- “Citi Retirement Accounts” include IRAs, SEPs, CESAs, money purchase pension plans, and profit sharing plans.
- The Cash Tiered Bonus Offer is a checking account offer.
- If you enroll in multiple checking account offers during an offer period and fulfill multiple checking account offers in the same month, you will be awarded the offer with the highest bonus value.
- If you enroll in multiple checking account offers during an offer period and fulfill multiple checking account offers across different months, you will be awarded the bonus of the first checking offer to qualify.
- Eligible Customers can only participate in each checking account offer once per offer period.
- If an Eligible Customer enrolls in multiple checking account or savings account offers during the Offer Period, the requirements of each offer must be met separately.
- Important Tax Information: The Cash Bonus will be reported to the IRS as interest to the first signer on the account, in the year received, as required by applicable law.
- Bonus payments received by U.S. persons will be reported on IRS Form 1099-INT for the year received.
- Bonus payments received by non-U.S. persons will be reported on IRS Form 1042-S for the year received.
- Customer is responsible for any applicable taxes and consulting a tax advisor. Citi is not a tax advisor.
- To be eligible for the Cash Bonus, U.S. persons must have or furnish a valid IRS Form W-9 (Request for Taxpayer Identification Number and Certification) on file and foreign individuals must have or furnish a valid IRS Form W-8BEN (Certificate of Foreign Status of Beneficial Owner for United States Tax Withholding and Reporting (Individuals)) on file. Accounts subject to backup withholding are ineligible.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Citi Up to $60K ThankYou Points + 25% Back On Purchases (Targeted)
Citi is offering you a bonus to earn up to 60,000 Thank You Points upon opening a Citi Checking Account and completing the requirements. However, this promotion is targeted, so there is no direct link to this offer, but if you have a Premier card check your email or log into your account online to see if the offer shows up.
- What you’ll get: $60K ThankYou Points + 25% Back On Purchases
- Expiration Date: 03/31/2021
- Eligible account: Citi Checking Account
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: NY, CT, MD, VA, DC, CA, NV, IL, NJ, FL (Bank Locator)
- Monthly fee: None
(Visit Citi to learn more)
How To Earn the $60K ThankYou Points
HOW TO EARN $60K ThankYou PointsACCOUNT FEATURESHOW TO WAIVE THE MONTHLY FEEFINE PRINT
- Open new eligible Citi Checking Account during the offer period
- Meet the requirements for the account to earn the corresponding Thank You Points:
-
- Citi Gold Account: 60,000 Thank You Points
- Maintain a minimum balance of $200,000 and complete 1 or more qualifying bill payments for two consecutive calendar months.
- Priority Checking: 50,000 Thank You Points
- Maintain a minimum balance of $50,000 and complete 1 or more qualifying bill payments for two consecutive calendar months.
- Citi Account: 30,000 Thank You Points
- Maintain a minimum balance of $15,000 and complete 1 or more qualifying bill payments for two consecutive calendar months.
- Citi Basic Account: 10,000 Thank You Points
- Maintain a minimum balance of $5,000 and complete 1 or more qualifying bill payments for two consecutive calendar months
- Citi Gold Account: 60,000 Thank You Points
-
- Earn up to 60,000 Thank You Points when you open a Citi Checking Account by March 31, 2021.
- Plus get additional 25% more ThankYou points on purchases made with your Citi Premier Card.
- Basic Banking: to waive the $12 monthly service fee, make one qualifying direct deposit per statement period and one qualifying bill payment per statement period or maintain a $1,500 or more combined average monthly balance in eligible linked accounts.
- Citi Account: A monthly service fee of $25 and a $2.50 non-Citi ATM fee apply to the checking account if a combined average monthly balance of $10,000 or more is not maintained.
- Citi Priority Account: A monthly service fee of $30 applies to the checking account if a combined average monthly balance of $50,000 or more is not maintained.
- Citigold Account: There is no monthly service fee for a checking account
- You must open an eligible consumer checking account between January 5, 2021 and March 31, 2021.
- To receive the Cash Back Booster, both your Card Account and Eligible Checking Account must remain open, current, and in good standing from the time of your enrollment in the Offer throughout the term of this Offer.
- Must have received a direct communication or advertisement from Citi inviting them to participate in this Offer
- “Eligible Customers” are (1) primary Citi® ThankYou Preferred, Citi Premier, Citi Prestige and Citi Rewards+ cardmembers (2) who have not been an owner of a Citi checking account within the last 180 calendar days (3) at least eighteen (18) years of age (4) have received a direct communication or advertisement from Citi inviting them to apply for the Citi Account Offer and (5) have or furnish a valid W-9 on file with Citi and are not subject to backup withholding.
Citi $20-$2,000 Savings Bonus
Qualified residents can earn up to a $3,500 bonus when you open a new account.
- What you’ll get: Up to $3,000 Bonus
- Expiration Date: 09/30/2021
- Eligible account: Savings Account
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: NY, CT, MD, VA, DC, CA, NV, NJ, or selected markets in FL or IL (Bank Locator)
- Monthly fee: None
(Visit Citi to learn more)
Redeem up to $2,000 Bonus
REDEEM THE BONUSACCOUNT FEATURESHOW TO WAIVE THE MONTHLY FEEFINE PRINT
- First, open an Eligible Citi Savings Account between July 1, 2021 and September 30th, 2021 (“Eligible Savings Account”).
- Second, enroll in this offer at the same time you open the Eligible Savings Account.
- Third, on the 20th Day after you open your account, we will check your “On Deposit” balance in New-to-Citi Funds which will determine the Bonus you can try to earn (“Balance”). As long as you maintain at least a $10,000 Balance every day for 60 calendar days after your 20th Day (“Maintenance Period”) you will remain eligible for a Bonus, but please understand if your Balance falls into a lower Balance Tier for even one day during the Maintenance Period, your Bonus will change (see Chart).
| Balance Tiers | Bonus |
| $10,000-$24,999 | $20 |
| $25,000-$49,999 | $50 |
| $50,000-$99,999 | $100 |
| $100,000-$249,999 | $200 |
| $250,000-$499,999 | $500 |
| $500,000-$999,999 | $1,000 |
| ≥ $1,000,000 | $2,000 |
- Easy Access to Funds
- FDIC Insured
- Mobile Check Deposits
- A monthly service fee of $25 and a $2.50 non-Citi ATM fee apply to the checking account in the Citib Account if a combined average monthly balance of $10,000 or more is not maintained.
- A monthly service fee of $30 applies to the checking account in the Citi Priority Account if a combined average monthly balance of $50,000 or more is not maintained.
- There is no monthly service fee for a checking account in the Citigold Account.
- “Eligible Customers” are (1) existing Citi customers (2) who received direct communication from Citi inviting them to participate in the “$750 – $3,000 Savings Offer”, (3) are first signers on an existing consumer Citi checking account in the Citi Account, the Citi Priority Account, The Citigold Account or Citigold Private Client (“Eligible Checking Account”), and (4) have a residential/home (not mailing) address associated with their account in NY, CT, MD, VA, DC, CA, NV, NJ, or selected markets in FL or IL
- If Eligible Customers open their Eligible Citi Savings Account by any other means than those described, they will not be enrolled in this Offer and will not be eligible for the Cash Bonus.
- Note: Citigold Private Client customers currently may not enroll in the Cash Bonus Offer online
- Note: “New-to-Citi Funds” are 1) funds deposited from external accounts or payees other than Citi N.A. 2) using domestic ACH transfer, Direct Deposit, checks drawn on banks other than Citi N.A. or wire transfer. Cash deposits, Citi Global Transfers, international ACH transfers, and person-to-person transfer services such as Apple Pay, PayPal®, Venmo, and Zelle®, do not qualify as New-to-Citi Funds.
(Expired) Citi 30,000 AAdvantage Miles *Targeted*
Citi is offering 30,000 American Airlines AAdvantage bonus miles when you open a new CitiBusiness Checking Account.
- What you’ll get: 30,000 AAdvantage Miles
- Eligible account: CitiBusiness Checking account
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: Nationwide (Bank Locator)
- How to earn it:
- Open a CitiBusiness Checking Account
- Meet the requirements below
- Monthly fee: see below
Gain The 30,000 AAdvantage Miles
GAIN THE BONUSWAIVE THE MONTHLY FEESFINE PRINT
- Citi is offering a bonus of 30,000 American Airline miles when you open a new CitiBusiness checking account and complete the following requirements:
- Deposit $5,000 in new to Citi funds and maintain for 60 consecutive days
- CitiBusiness®Streamlined Checking Account: $15
- Waived have an average monthly balance of $5,000 or more.
- This is a targeted offer intended for the original recepients only
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Citi 10,000 to 50,000 AAdvantage Miles *Targeted*
Citi is offering up to a 50,000 AAdvantage Miles when you open a Citi Miles Ahead Savings Account.
- What you’ll get: 50,000 AAdvantage Miles
- Eligible account: Miles Ahead Savings
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: Nationwide (Bank Locator)
- How to earn it:
- Open a Citi Miles Ahead Savings Account
- Meet the tiered deposit amount below
- When you’ll receive it: After all requirements are met, you’ll receive the bonus deposited into your account within 60 business days.
- Monthly fee: None
How To Gain The 50,000 AAdvantage Miles
HOW TO EARN BONUSACCOUNT FEATURES
- No direct link
- Qualified customers can open a Citi Miles Ahead Savings Account
- Earn the following miles based on tiered deposit amount
- 20,000 AAdvantage Miles + 1.01% APY
- $10,000-$49,999
- 40,000 AAdvantage Miles + 1.25% APY
- $50,000-$199,999
- 50,000 AAdvantage Miles + 1.50% APY
- $200,000+
- 20,000 AAdvantage Miles + 1.01% APY
- Online Banking
- Bill Pay
- Exclusive Mobile App
- Easily move money between your Citi and non-Citi accounts
- Set up balance and payment alerts
- Use thousands of fee-free ATMs throughout the US
(Expired) Citi $200, $400 Checking Bonus
Citi is offering a $200 and $400 bonus when you open a new qualifying banking and complete certain requirements.
- What you’ll get: $200, $400 Bonus
- Expiration Date
- $400 Checking Bonus (01/05/2021)
- $200 Checking Bonus (01/05/2021)
- Eligible account: Basic Banking ($200), Citi Account ($400)
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: Nationwide (Bank Locator)
- Monthly fee: $12 – $30 monthly maintenance fee, see below on how to waive
| Additionally, you can take advantage of some of the best offers available for entry level checking accounts such as Chase Total Checking ($225 Bonus), Wells Fargo Checking ($200 Bonus), Citi Priority Account (Up to $1500 Bonus), Discover Cash Back Debit (Up to $360 Bonus), Chase Secure Banking ($100 Bonus), Aspiration Spend & Save Account ($150 Bonus), as well as TD Bank Convenience Checking ($150 Bonus). |
How To Earn the $200, $400 Bonuses
HOW TO EARN $200 BONUSHOW TO EARN $400 BONUSACCOUNT FEATURESHOW TO WAIVE THE MONTHLY FEE
- Open a new eligible checking account in the Basic Banking during the offer period.
- Within 30 days of opening your account, deposit $5,000 in New-to-Citi funds into the new checking account.
- Maintain a minimum balance of $5,000 for 60 consecutive calendar days.
- Open new eligible checking and savings accounts in the Citi Account during the offer period.
- Within 30 days of opening your account, deposit $15,000 in New-to-Citi funds between the new checking and savings accounts.
- Maintain a minimum balance of $15,000 between the checking and savings accounts for 60 consecutive calendar days.
- Online Banking
- Free ATMs
- Waive the Service Fee
- Pay your bills online
- Deposit checks from your mobile device
- Settle up with friends using Citi with Zell
- Easily move money between your Citi and non-Citi accounts
- Set up balance and payment alerts
- Get access to entertainment and dining perks with Citi Private Pass using your Citi Debit Card
- Use thousands of fee-free ATMs throughout the US
- Basic Banking: $12 monthly service fee waived by making one qualifying direct deposit per statement period and one qualifying bill payment per statement period or maintain a $1,500+ combined average monthly balance in eligible linked accounts. The fee also waived for first listed account owners 62 or older.
- Citi Account: Waive the $25 monthly service fee by having a greater combined average monthly balance of $10,000
Citi Credit Card Promotions
Citi CustomSM Cash Card Citi Rewards+® CardCitiBusiness® / AAdvantage® Platinum Select® World Mastercard®Costco Anywhere Visa® Card by CitiAmerican Airlines AAdvantage MileUpSM CardCiti® / AAdvantage® Executive World Elite™ Mastercard®Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®Citi® Double Cash CardCiti® Diamond Preferred® CardCiti Rewards+SM Student CardCiti Simplicity® CardCiti® Secured Mastercard®
 The Citi CustomSM Cash Card offers $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. You'll earn: • 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent • 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases. No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories. The eligible spend categories are: Restaurants, Gas Stations, Grocery Stores, Select Travel, Select Transit, Select Streaming Services, Drugstores, Home Improvement Stores, Fitness Clubs and Live Entertainment. This card has no annual fee. |
 The Citi Rewards+® Card offers 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com. You'll earn 2X ThankYou® Points at supermarkets & gas stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on all other purchases. In addition, the Citi Rewards+® Card is the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap. This card comes with no annual fee. |
 The CitiBusiness® / AAdvantage® Platinum Select® Mastercard® offers 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening. You'll earn 2X AAdvantage® miles per $1 spent on eligible American Airlines purchases; 2X AAdvantage® miles per $1 spent on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations; 1X AAdvantage® mile per $1 spent on other purchases This card comes with an annual fee of $99 (waived for first 12 months), however, there are no foreign transaction fees. To offset the annual fee, your first checked bag is free on domestic American Airlines itineraries to reduce travel costs and boost your bottom line. And you'll get 25% savings on American Airlines inflight Wi-Fi when you use your card. |
 The Costco Anywhere Visa® Card by Citi is exclusively for Costco members - one of Citi's best cash back rewards cards. You'll earn: • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter; • 3% cash back on restaurants and eligible travel purchases; • 2% cash back on all other purchases from Costco and Costco.com • 1% cash back on all other purchases You'll be able to receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico. This card comes with no annual fee with your paid Costco membership along with no foreign transaction fees. |
 The American Airlines AAdvantage MileUpSM Card offers 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening You'll earn 2X AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services & 2X AAdvantage® miles for every $1 spent on eligible American Airlines purchases; 1X AAdvantage® mile for every $1 spent on other purchases. This card comes with no annual fee and you can save 25% on in-flight food and beverage purchases when you use your card on American Airlines flights. |
 The Citi® / AAdvantage® Executive World Elite MasterCard® offers 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening. Plus, earn 10,000 AAdvantage® Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year. You'll earn 2X AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1X AAdvantage® mile for every $1 spent on other purchases. This card comes with $450 annual fee, however, there are no foreign transaction fees. You can also save when traveling - first checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation. On top of that, you'll get an Admirals Club® membership for you and access for up to two guests or immediate family members traveling with you. |
 The Citi® / AAdvantage® Platinum Select® World Elite MasterCard offers 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening. You'll earn 2X AAdvantage® miles for every $1 spent at gas stations and restaurants & 2X AAdvantage® miles for every $1 spent on eligible American Airlines purchases. You'll be able to earn a $125 American Airlines Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card. On top of that, enjoy preferred boarding on American Airlines flights - and get your first checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation. This card comes with an annual fee of $99 (waived for first 12 months) and there are no foreign transaction fees. |
 The Citi® Double Cash Card offers you the chance to earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will apply based on your creditworthiness. Balance Transfers do not earn cash back. This card comes with no annual fee. |
 The Citi® Diamond Preferred® Card offers: 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening. You'll also get free access to your FICO® score online. In addition, with Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more. Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions. This card comes with no annual fee. |
 The Citi Rewards+SM Student Card offers offers 2,500 bonus points after you spend $500 in purchases with your card within 3 months of account opening; redeemable for a $25 gift card at thankyou.com. You'll earn 2X ThankYou® Points at supermarkets & gas stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on all other purchases. In addition, the Citi Rewards+℠ Student Card is the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap. This card comes with no annual fee. |
 The Citi Simplicity® Card offers: 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening. There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater. You'll stay protected with Citi® Quick Lock and $0 liability on unauthorized charges. This card comes with no annual fee, no late fees, and no penalty rate. |
 The Citi® Secured Mastercard® helps you build a credit history for your financial future with no annual fee. Whether you're looking to establish or improve your credit, the Citi® Secured Mastercard® can help you get there. Simply make everyday purchases and pay your bill on time. Take the first step toward achieving your financial goals and apply for Citi's secured credit card today. |
*See our list of the current Citi credit card offers & bonuses.*
Conclusion
Overall, Citi is always coming out with new coupons and bonuses for their Checking, Savings, and Business accounts. However, it’s a lot to keep up with. That’s why we’re here to provide you with the best promotions Citi has to offer.
Furthermore, feel free to comment on this post with any questions you may have about Citi, their accounts they offer, or Citi coupon codes.
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