If you have a existing form of bad credit that lingers on your identity in regards to whether you’ll get approved for a card or not, then your best option may very well be applying for the Luxe Signature Card. With this card, you are essentially trying to build that credit score you crave to get approved from bigger banking establishments like Chase, Citi, Discover, American Express, etc.
Considering that they do report your information towards all three credit bureaus consistently, it’s safe to say that if you make on-time payments and you’re able to efficiently manage your credit utilization, you will be able to build your credit score. This card does offer some note-worthy features such as a $1,500 credit limit, guaranteed approval, and 0.00% interest on any/all purchases for the life of your Luxe Signature Club membership.
Recommended Credit Cards:
This section is for cards recommended after you have the adequate credit score established:
Luxe Signature Card Summary:
- Apply Now
- Best Feature: Build or Rebuild Your Credit History
- Monthly Fee & Gold Membership: $20 Membership fee/month
- Expiration Date: None
- Additional Advice: PAY off all your balances each month.
Luxe Signature Card Features:
- Up to $1500 Line of Credit* At Our Online Store!
- Major name brands you know and trust!
- Guaranteed Approval* – No Credit Check or Employment Check
- 0% Interest for Members!
- Low Monthly Payments
- The Power to Purchase!
Conclusion:
With the Luxe Signature Card, you are promised guaranteed approval on top of a generous $1,500 line of credit at their online store. Now, there is a 0% interest rate charged for members, however, the $20 membership fee does apply as well as a $20 activation fee. Keep in mind that this is a card suitable towards those with fair to terrible credit who are currently looking for more options when it comes to building that tarnished credit score. Now, the fine print is as clear as day… There’s no deceitful word play or anything with their fees and practices, however, it would be worth taking a look at their online store prior to making the decision of whether you want to sign-up for this card or not. It’s worth mentioning that the First Progress Platinum Select MasterCard® Secured Credit Card could be a option for you as well. Don’t forget to check out our complete list of Credit Card Promotions today!
I got approved but no card nothing