Morris Home More To You Credit Card Review

Morris Home brings to you the “More To You” Credit Card specialized in making your home enhancement more convenient on your wallet. You can take advantage of promotional financing offers with convenient monthly payments when you use your card. Equal monthly payment is required. From June 20 to July 4, 2017, you’ll be able to take advantage of no interest for 5 years on furniture and accessory purchases of $3,999 or more with your More for You credit card. A 25% deposit is required at time of purchase. If you’re already in the market for furniture goods, then this may be the card for you.

Alternative Credit Card Bonuses:

• Chase Freedom Unlimited^SM
• Wells Fargo Cash Wise Visa® Card
• Blue Cash Everyday® Card from American Express

More To You Credit Card Key Features:

• No Interest for 5 years
  • On furniture and accessory purchases of $3,999 or more with your More for You credit card. 60 equal monthly payments required.
  • Additional finance offers available in store with no minimum purchase required. A 25% deposit is required at time of purchase. Prior purchases, Morris Back Room purchases, doorbusters and “Hot Buys” are excluded from promotional offers and financing offers greater than 12 months
• No Interest if paid in full within 12 months
  • On furniture, mattress and mattress purchases with your More for You credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 months. Minimum Monthly Payments required.
  • Additional finance offers available in store. Offer applies only to single-receipt qualifying purchases. No minimum purchase required. No deposit required at time of purchase. Special Orders require a deposit at time of purchase, see store for details. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 12 Months.
• No Annual Fee

Fine Print:

• No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 12 Months. If you do not, interest will be assessed on the promo purchase from the purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period.
• Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29%; Minimum Interest Charge is $2.

Pros:

• Special Financing Offers

Cons:

• High Interest APR: 29.99%

Final Analysis:

These Synchrony Cards are practically geared towards those with lower credit scores, reeling em’ in with easy approval and better credit limits. If you’re already up to getting your new furniture or mattress financed then “More To You” Credit Card could be a viable option. Just make sure that you are able to pay off the balance that you made prior to avoid the regular APR soaring at 29.99%.  Equal monthly payments required. Terms do vary per promotion. Don’t forget to check out our full list of Credit Card Bonuses if you’re not interested at the moment.

With the American Express® High Yield Savings Account: • Earn 1.90% APY as of 9/15/22 on your deposits. Your High Yield Savings account earns interest daily and is posted to your account monthly. • Links easily with your current bank accounts. No need to switch banks. • FDIC Insured. Your account is insured to at least $250,000 per depositor. • 24/7 Account Access Apply Now at American Express