Current residents of Idaho or Utah, Mountain America Credit Union is currently offering a 3% Cash Bonus on Balance Transfers. Simply transfer your higher rate balances to a Mountain America Visa® Platinum Credit Card, and MACU will pay you 3% of the transferred amount. You will have until September 30, 2017 to participate in this offer. Aside from the promotion, here’s some of the other features you should expect on this card: Mobile transfer options, no balance transfer fees, no annual fees and rates even as low as 8.99% APR!
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Alternative Credit Card Bonuses:
Membership Eligibility:
Membership and eligibility does apply, you would have to work for one of their select employer groups, have an immediate family member that has an account or reside in the counties of:
Idaho:
- Boise
- Elmore
- Gem
- Owyhee
- Valley
Utah:
- Duchesne
- Salt Lake
- Uintah
- Wasatch
- Grand
Mountain America VISA Platinum Summary:
- Apply Now
- Maximum Bonus: 3% cash bonus on balance transfers
- Spending Requirement: None
- Best Feature: No balance transfer fees, exceptionally low-APR rates
- Annual Fee: None
- Expiration Date: September 30, 2017
- Additional Advice: You can use the bonus towards your credit card balance, deposit into your checking or savings or cash payout at a branch.
Mountain America VISA Platinum Features:
- Mobile transfer options—as easy as taking a picture of the bill
- No balance transfer fees
- Rates as low as 8.99% variable APR
- No annual fees
Fine Print:
- Limit of two transfers from the same external account or financial institution.
- Total cash bonus cannot exceed 3% of the credit limit on your Mountain America Credit Card.
- Not available on balances transferred from an existing Mountain America loan.
- Cash back reward is considered interest and will be reported on IRS Form 1099-INT. Offer expires 9/30/17.
Conclusion:
The Mountain America Visa® Platinum Credit Card has visibly low-rates and a 3% cash bonus promotion on balance transfers made, however you will have until September 30, 2017 to make such balance transfers, and let’s face it, that’s practically around the corner. Note that there are quite the limitations applied that may or may not dissuade some of you. Firstly, there’s a limit of two transfers from the same external account or financial institution (given), your total cash bonus CANNOT exceed 3% of the credit limit on your MACU card and your cash back reward is considered interest and will be reported on IRS Form 1099-INT. Considering if you have a bigger credit limit ($10,000+), this promotion could be worth it, otherwise, find the perfect card for you by checking out our complete list of Credit Card Promotions today!
