Sign up today for the Navy Federal Credit Union nRewards® Credit Card and earn 1x points on every net dollar spent. “Net purchases” means the sum of your eligible purchase transactions minus returns and refunds. With each purchase, points will automatically be added to your account. Once you reach 1,000 points you can start redeeming them for merchandise or gift cards. Examples of rewards include 3,500 points for a $25 gift card from Applebee’s or Outback Steakhouse. In addition, there is no annual fee, balance transfer fee, or rewards limit. If this sounds like something you’re interested in, read on!
Alternative Credit Card Bonuses:
Navy Federal Credit Union nRewards Credit Card Summary:
- Apply Now
- Best Feature: 1x points
- Annual Fee: None
- Expiration Date: Rewards expire 4 years from date earned
- Additional Advice: Start redeeming rewards at 1,000 points
Navy Federal Credit Union nRewards Credit Card Features:
- No annual fee
- 1 point per net dollar spent
- Start redeeming rewards at 1,000 points for gift cards or merchandise
- Rewards expire 4 years from date earned
- No rewards limits
- No balance transfer fees
- Foreign transaction fee: 0.80% of the transaction amount if in U.S. 1% of the transaction amount if must convert to U.S. dollars
- No cash advance fee at NFCU Branch or ATM but $0.50 domestic or $1.00 foreign at non-NFCU ATMs
- Collision Damage Waiver (CDW) coverage when you rent a car for 15 days or less and pay for the rental with your covered rewards card. The CDW coverage is secondary to any other applicable insurance or coverage available to you.
Conclusion:
Sign up today for the nRewards Credit Card and you’ll be able to earn 1x points on every dollar spent. Remember, there is no cap on the rewards you can earn, but they do expire after 4 years. Redeem points for merchandise or gift cards. Examples include 5,000 points for a $50 gift card from Best Buy or Macy’s. If you’re looking for a basic card to start earning points, this card may be for you. There is no annual fee or balance transfer fees but keep in mind that there are foreign transaction fees. If this is something you’re interested in, consider signing up today. Otherwise, find out which card is right for you by checking out our complete list of Credit Card Promotions today!

