Old Navy Store Credit Card Review

Get your hands on the Old Navy Credit Card is currently and take advantage of 15% off on your first purchase. Keep in mind that this is a card meant solely for Old Navy/Gap Inc.’s Family brands frequent shoppers considering that your rewards will be given to you in the form of Old Navy gift certificates.

Now, the rewards program is structured pretty nicely with 5 Points for every $1 spent in our brands, in-store and online and 1 Point for every $1 spent everywhere Visa is accepted. On top of that, if you reach Navyist status, you could earn yourself 5,000 point each calendar year on top of exclusive perks and benefits solely for Navyist Status cardholders.

Targeted Old Navy Promotion:

Old Navy Credit Card cardholders have been targeted for a holiday spend promotion: 5x points on every purchase outside their brands and 100 points every day you use your card outside their brands, now and through December 31, 2016. Of course, this promotion will only apply for the VISA Credit Card version considering the store card will be limited to only retailers: Old Navy, Gap, Banana Republic and Athleta.

Alternative Credit Card Bonuses:

• Chase Freedom Unlimited^SM
• Amex EveryDay® Credit Card
• Blue Cash Everyday® Card from American Express

Old Navy Credit Card Summary:

• Apply Now
• Maximum Bonus: 15% off your first online purchase
• Spending Requirement: The purchase must be completed within 90 days of the account opening.
• Annual Fee: $0
• Bonus Worth: YMMV
• Expiration Date: No expiration
• Additional Advice: Take advantage of the 5x category as well as the members perks.

Old Navy Credit Card Key Features:

• 15% Off Your First Old Navy Card purchase
• 5 Points for every $1 spent in our brands, in-store and online
• 1 Point for every $1 spent everywhere Visa is accepted
• No Annual Fee
• 20% Extra rewards points every quarter
• Free shipping on any online order from Old Navy, Gap, Athena, and Banana Republic with code ‘Navyist‘
• To reach Navyist status, you would have to spend at least $1,000 at Gap Inc. brands, or $5,000 on other purchases.

Old Navy Credit Card Pros:

• No Annual Fee
• High Rewards Rate

Old Navy Credit Card Cons:

• High Interest APR
• Rewards Limited to Old Navy Gift Certficates

Final Analysis:

This card could very well be a ‘banger’ for those of you that frequently shop at Old Navy or Gap’s other brand families such as: Banana Republic, or Athena. Here is a chance for you to save big with a Old Navy Credit Card. You could earn yourself a pretty nice 15% off your first purchase bonus just for making your first purchase within 90 days of account opening. On top of that, you could earn $5 for each 500 points that you earn! Become a ‘Navyist’ and you could take advantage of 5,000 additional points each calendar year. With tons of rewards on top of a no annual fee; this card is definitely recommended… Of course, if you are willing to accept the rewards in the form of Old Navy Gift Certificate… Otherwise, don’t forget to check out our full list of Credit Card Bonuses if you’re not interested at the moment.