PNC CashBuilder Visa Credit Card Review: Up to 1.75% Cash Back on Everything

PNC account holders nationwide should take advantage of the PNC CashBuilder Visa Credit Card to receive up to 1.75% Cash Back with a “PNC Performance Select” checking account, or by hitting $4000 on your monthly statement. There’s also an attractive no annual fee applied to this card.

Not only that, but this is a perfect card to build your credit score with and with an easy to comprehend point-redemption system+ high rewards rates it makes this card a pretty swell card for your cash back needs. It’s a convenient little card;there’s no limit to your point earning potential and no expiration date either, making this a very well-rounded cash back card.

Alternative Credit Card Bonuses:

• Chase Freedom UnlimitedSM Card
• Amex EveryDay® Credit Card
• Barclaycard CashForward World MasterCard

Key Features:

• Earn a minimum of 1.25% cash back on just about every purchase.
• Earn 1.50% cash back when you make adjusted purchases totaling $2,000-$3,999.99.
• Earn 1.75% cash back when you make adjusted purchases totaling $4,000 or more.
• Earn same cash back rate on ALL categories, including travel, gas, groceries and more.
• Earn 1.50% with a active PNC Performance Checking. Monthly fees- 15, waived with $1,500 monthly balance
• Earn 1.75% with a active PNC Select Checking. Monthly fees- 25, waived with $5,000 monthly balance

Pros:

• Up to 1.75% cash back
• Minimum of 1.25% Cash Back
• No limits
• No expiration date on points
• High rewards rates
• 0% APR for 12 months
• No Annual fees

Cons:

• No rewards or sign-up bonus
• Needs excellent credit score

Conclusion:

Earn PNC’s most optimal cash back with a PNC CashBuilder Visa Credit Card. With an opportunity for you to earn up to 1.75% cash back on your spending, you’ll be savings big bucks! Not only that, but with an attractive no annual fee, and %0 introductory rate for 12 months, and points with no limits or expiration dates. This is a great card if you’re trying to build your credit score as well. All the features really make this card a well-balanced card, making me totally forget that it doesn’t have any sign-up rewards bonus.

 If you can put up with there being no sign-up bonus, then this card can be quite reliable for you because the high rewards rate is just too good to pass up! I don’t recommend this card for smaller spenders primarily because this card requires a lot of spending activity to reap the full benefit of the 1.75% cash back opportunity.  Don’t forget to check out our full list of Credit Card Bonuses if you’re not interested at the moment.