Proponent Federal Credit Union Visa Signature Card Review: Earn 2X Points

Proponent Federal Credit Union currently offers a VISA Signature Credit Card that can earn your 2x the rewards points on all purchases when you spend $1,000 per month, otherwise, you would earn 1x the points per $1 spent. On top of that, the card has a 0% introductory APR on purchase and balance transfer attached for 6 months. It’s necessary to be mindful that the 2x Rewards can be worth 2.5% on Travel on top of no annual fee. Read on to learn more about this card!

Apply Now

	Chase College Checking^SM: Get $100 as a new Chase checking customer when you open a Chase College Checking^SM account and complete 10 qualifying transactions within 60 days of account opening. Get Coupon---Chase College Checking Review
	Chase Secure Banking^SM: Earn a $100 bonus when you open a new Chase Secure Banking^SM account online or enter your email address to get your coupon and bring it to a Chase branch to open an account. Make sure to complete 10 qualifying transactions within 60 days of coupon enrollment. Apply Now---Chase Secure Banking Review
	Chase Private Client: Enjoy up to $3,000 bonus when you open a new Chase Private Client Checking account with qualifying activities. Get more from a personalized relationship when you open a new Chase Private Client Checking account with qualifying activities. Learn More---Chase Private Client Review

Table of Contents

Alternative Credit Card Bonuses:

Membership Eligibility:

In order to join Proponent Federal Credit Union, you would have to qualify under at least one of the following ways:

Employees or retirees of select employer groups (SEGs)
Immediate family of existing member
Household members of an existing member

Proponent FCU VISA Signature Card Summary:

Apply Now
Best Feature: 2.5% on Travel
Annual Fee: None
Expiration Date: None
Additional Advice: Earn double points when you spend $1,000+ per month.

Proponent FCU VISA Signature Card Features:

No annual fee
0% Introductory APR on purchases and balance transfers for first 6 months
Card earns 2x rewards points on all purchases when you spend $1,000 per month. Otherwise you earn 1x point per $1 spent.
Visa Signature benefits
Points expire after two years from the time they are earned. There is no maximum to the amount of points you can earn.

Proponent FCU VISA Signature Pros:

2.5% on Travel
No Annual Fee

Proponent FCU VISA Signature Cons:

Must spend $1,000 a month to earn double rewards
Have to use your points for airfare through their portal
Points expire after 2 years from the date they’re issued

Conclusion:

With a Proponent Federal Credit Union VISA Signature Credit Card, you will be able to earn 2x the rewards points if you make a spend of $1,000 a month, otherwise, you’d earn a measly 1x rewards points. Also, it’s necessary to keep in mind that membership eligibility does apply to get this card. Your points are restricted to only airfare through their portal and your points expire after 2 years from the date it’s issued making this card. Cons kind of outweigh the pros with this card in retrospect. Don’t forget to check out our full list of Credit Card Bonuses if you’re not interested at the moment.