Taking a look at the more low-key cards in the industry, PSECU offers their low-rate credit card coined the ‘Classic Credit Card‘ for just one PSECU fee on top of a rate that hasn’t went up in 10 years! Enjoy the utmost flexibility of the same great low rate for purchases and cash advances (9.9% APY), no annual fee, activation fees, or foreign transaction fees and a credit limit up to $30,000 if you qualify.
Editor’s Note: Card is only attainable for residents of Pennsylvania, or out-of-state students attending eligible schools in Pennsylvania
 | Chase College CheckingSM: Get $100 as a new Chase checking customer when you open a Chase College CheckingSM account and complete 10 qualifying transactions within 60 days of account opening. Get Coupon---Chase College Checking Review |
| Chase Secure BankingSM: Earn a $100 bonus when you open a new Chase Secure BankingSM account online or enter your email address to get your coupon and bring it to a Chase branch to open an account. Make sure to complete 10 qualifying transactions within 60 days of coupon enrollment. Apply Now---Chase Secure Banking Review |
| Chase Private Client: Enjoy up to $3,000 bonus when you open a new Chase Private Client Checking account with qualifying activities. Get more from a personalized relationship when you open a new Chase Private Client Checking account with qualifying activities. Learn More---Chase Private Client Review |
Alternative Credit Card Bonuses:
- Barclaycard Ring Mastercard
- Chase Freedom UnlimitedSM
- Blue Cash Everyday® Card from American Express
PSECU Founders Card Summary:
- Learn More
- Maximum Bonus: 2.9% APR
- Best Feature: Low-Rate APR
- Annual Fee: None
- Expiration Date: 12/31/2018
- Additional Advise: When you take advantage of the 2.9% APR (annual percentage rate) promotional offer, Visa® balance transfers will be treated as a cash advance and will accrue interest at 2.9% APR from the time that the transaction posts until 12/31/18; thereafter, any remaining balance will begin to accrue interest at the cash advance rate, which is currently 9.9% APR and subject to change.
PSECU Classic Card Features:
- Our Classic Card offers you the flexibility of the same great low rate for purchases and cash advances.
- 9.9% Annual Percentage Rate (APR)
- Credit limits available up to $30,000, if qualified
- No Annual Fee, Activation Fee, or Foreign Transaction fees
Pros:
- Low Rates
- No Annual Fee
Cons:
- Limited to PA residents
Conclusion:
If you’re in the market for a credit card that offers you insanely low-rates then be sure to check out the PSECU Classic Credit Card for a chance to earn 9.9% APR. Also, there’s currently a promotion for you to get 2.9% APR on your purchase and cash advances through December 31, 2018. There’s No Annual Fee, Activation Fee, or Foreign Transaction fees. On top of that, their Classic Card offers you the flexibility of the same great low rate for purchases and cash advances. Don’t forget to check out our full list of Credit Card Bonuses if you’re not interested at the moment.
