READYdebit Visa Latte Control Prepaid Card Review: No Credit or ChexSystem Check *Expired*

With no ChexSystem or Credit check and 24/7 customer service. The READYdebit® Visa Latte Control Prepaid Card emphasizes that there’s no risk of Overdraft fees or Bounced Checks, and Free Direct Deposit Attached! Now this is a prepaid card and you can easily reload your cash at the 50,000+ retail locations. Keep in mind that there is no monthly fees attached however, there is an activation fee plus a ATM fee.

ReadyDebit VISA Latte Summary:

• Sign up Offer
• Account Type: Prepaid VISA.
• Availability: Nationwide.
• Credit Inquiry: None.
• Opening Deposit: None.
  
• Credit Card Funding: N/A
• Direct Deposit Requirement: None.
• Monthly Fee: None
• Additional Requirements: None.
• Closing Account Fee: None.

ReadyDebit VISA Latte Features:

• Free^† Direct Deposit
• Easy cash reloading at 50,000+ retail locations
• Send checks with our easy online bill pay
• Share money between two READYdebit cards instantly
• 24/7 customer service
• No Risk of Overdraft fees
• No Risk of Bounced checks
• No credit check^∞
• No ChexSystems™ checks^∞

Conclusion:

The READYdebit® Visa Latte Control Prepaid Card will offer you a close alternative to a checking account with free direct deposit. As an addition, there’s no risk of Overdraft fees or bounced checks, no credit or chexSystem check. Be sure to keep in mind that this is not a credit card; in which case I must emphasize that you must use this card as a prepaid… NOT a credit card.  Keep in mind that there is a $4.94 Activation fee and $2.50 ATM Fee. I find prepaids a hassle at times and I recommend just checking out the  Discover IT Secured Card or even just a basic checking account.  See our complete list of Bank Deals for all your banking needs!