Sleep Train Credit Card Review

Your ticket to a better night’s sleep is one step away. Grab a Sleep Train Credit Card from Synchrony Bank and take advantage of special financing offers for 0% APR for 72 Months. Minimum purchase of $2,499 is required. Must accomplish the purchase prior to August 15, 2017. Equal Monthly Payments is required. There’s no credit needed, no annual fee and no need to worry.

Alternative Credit Card Bonuses:

• Barclaycard Ring Mastercard
• Chase Freedom Unlimited^SM
• Amex EveryDay® Credit Card

Sleep Train Credit Card Key Features:

• 0% APR for 72 Months. Minimum purchase of $2,499 is required. Must accomplish the purchase prior to August 15, 2017.
• No Interest if paid in full within 6 Months. Minimum Monthly Payments required.
• No Interest if paid in full within 12 Months. Minimum Monthly Payments required.
• 0% APR for 24 Months. Minimum purchase of $999
• 0% APR for 36 Months. Minimum purchase of $1,299
• 0% APR for 48 Months. Minimum purchase of $1,499
• 0% APR for 60 Months. Minimum purchase of $1,999
• No credit check needed.
• Purchase APR is 29.99%. Minimum Interest Charge is $2.

Pros:

• No Annual Fee
• Variety of financing offers

Cons:

• No Rewards
• 29.99% APR

Fine Print:

*Offer applies to single-receipt qualifying purchases. No interest will be charged on the promo purchase including taxes and delivery if you pay the promo purchase amount in full within 6 or 12 Months. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

Final Analysis:

Now, before I end this post, I want everyone to be a little more open-minded about these types of cards. Even though they do not offer rewards or seemingly anything too appealing, these cards are designated towards those with not-so-perfect credit. Those of you that were in the market for a new mattress anyways could find the  Sleep Train Credit Card appealing, however if you don’t fall in the category I just mentioned, I recommend just getting your hands on a lengthy no APR card like the Barclaycard Ring Mastercard. Make sure that you watch out for the 29.99% APR, especially if you’re participating in no-interest special financing promotions.  Don’t forget to check out our full list of Credit Card Bonuses if you’re not interested at the moment.