Suntrust Platinum Elite Mastercard Review: $500 Bonus

Get your hands on a Suntrust Platinum Elite MasterCard and you can reap full benefits of a generous $500 Cash Bonus when you make a spend of $4,000 in purchases within 3 months of account opening. This card does offer quite the prospects in terms of features with 3X the points on travel and dining purchases and 2x the points on entertainment purchases.

Not only that, but you will be able to customize and choose your special benefits with perks such as $200 in Travel Perks annually, Global Entry/TSA PreCheck Membership, Priority Pass Select Membership with two complimentary passes and so much more! Offer expires January 01, 2017, so be sure to take advantage of this offer as soon as possible if you’re interested!

Editor’s Note: Only available in the following states: Alabama, Arkansas, DC, Florida, Georgia, Mississipi, North Carolina, South Carolina, Tennessee, Virginia, West Virginia

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Table of Contents

Alternative Credit Cards Bonuses:

Suntrust Platinum Elite MasterCard Summary:

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Maximum Bonus: Earn $500 Bonus
Spending Requirement: $4,000 spend in 3 months
Expiration Date: 01/01/2017
Annual Fee: $325
Bonus Worth: Bonus is worth $500
Additional Advice: Choose your 3 personalized benefits that can be changed annually. Must be chosen within 45 days of account opening and within 30 days of account anniversary thereafter.

Suntrust Platinum Elite MasterCard Features:

Become a Charter Member now and receive a $500 statement credit when you spend $4,000 on qualifying purchases in the first 3 months after account opening.
3x points on travel and dining purchases
2x points on entertainment purchases
1x points on all other purchases
Boingo WiFI access
Choose 3 personalized benefits that can be changed annually. These are available to primary cardholder only and must be chosen within 45 days of account opening and within 30 days of account anniversary thereafter. Benefits listed:
- $200 in Travel Perks annually (each credit covers $25, up to $200 and covers in-flight food & drinks, WiFi, extra leg room and more)
- Global Entry/TSA PreCheck Membership
- Airport Parking Savings. Automatic savings at Park ‘N Fly and affiliate locations nationwide plus complimentary valet parking where available
- Priority Pass Select Membership with two complimentary passes (and then $27 per person per visit)
- Travel Medical & Evacuation Coverage
- Up To $50 In Dining Credits. Dine at any restaurant in the world and get $25 back when you charge at least $100. Can be used twice.
- Insider Winery Experiences. Experience insider access to top wineries in California and New York and savor fine wines at even finer prices.
- Spa Discounts and Benefits. Feel good and live well with 15% savings on Spafinder Wellness 365 Gift cards redeemable at leading resorts and Spas worldwide
- 10% off Global Attractions/Entertainment. Save 10% on over 50,000 hand-picked VIP tours, museums, attractions and sightseeing experiences worldwide.
- PGA & TPC Golf Program. Get special access at PGA TOUR events, tee times at TPC golf courses, preferred pricing and more plus one $25 statement credit on qualifying purchases at PGA tour Superstores.
Annual fee of $325 not waived

How Much Are Points Valued?

Points will be able to be redeemed for cash back, gift cards, eGifts, merchandise, travel and experiential rewards. Keep in mind that cashback minimum starts at $5 with no maximum limit attached. You will have the standard option of either having your cash back processed as statement credit towards your card account or as ACH credit in a deposit account. The value will be a consistent 1 cent per point without any relationship bonus attached, however, you can maximize your rewards value with further relationships with Suntrust

SunTrust Private Wealth Management will receive a cash back bonus of 75% (Brings your bonus to a considerable $875!)
SunTrust Signature Advantage accounts and $100,000 or more in Combined Consumer Deposits and Investment Balances with SunTrust or clients in the Premier Banking Program will receive a cash back bonus of 50%
SunTrust Signature Advantage accounts and less than $100,000 in Combined Consumer Deposits and Investment Balances with SunTrust will receive a cash back bonus of 25%
All other clients who redeem their Cash Rewards into a SunTrust checking, savings, or money market account will receive a cash back bonus of 10%

Suntrust Platinum Elite MasterCard Pros:

Generous Sign-up Bonus
Neat rewards structure and benefits

Suntrust Platinum Elite MasterCard Cons:

Annual fee is not waived for the first year

Conclusion:

You can earn an attractive $500 in Statement Credit when you open a new Suntrust Platinum Elite MasterCard! Keep in mind that you would have to be a residents of Alabama, Arkansas, DC, Florida, Georgia, Mississipi, North Carolina, South Carolina, Tennessee, Virginia, or West Virginia to be eligible. This card offers a superb earning rate on top of the most attractive benefit of all… Being able to customize 3 of the listed perks annually, however… Some of the travel perks (global entry, etc.) will be offered to you on another premium high-end card. Aside from the travel perks, it’s up to you whether the other perks are solid to you. Be sure to also take into consideration the relationship bonus with SunTrust and as always, you can find our complete list of Credit Card Bonuses for all of your credit card needs!