Apply for the TJX Rewards Mastercard from Synchrony Bank and get 10% off your first purchase at TJ Maxx, Marshalls, HomeGoods and Sierra stores. On top of that, receive 5x the points per $1 spent at T.J. Maxx, Marshalls, HomeGoods, and Sierra Trading Post, and get $10 in rewards certificates for every 1,000 points earned, no caps on the points you can earn, all at a no annual fee attached.
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TJX Rewards MasterCard Summary:
- Apply Now
- Maximum Bonus: 10% Off
- Annual Fee: $0
- Bonus Worth: YMMV
- Expiration Date: No expiration
TJX Rewards MasterCard Key Features:
- Save 10% off your first purchase
- Receive 5 points per $1 spent at T.J. Maxx, Marshalls, HomeGoods, and Sierra Trading Post
- Receive $10 in Rewards certificates for every 1,000 points earned
- No cap on the points you can earn
- Minimum interest charge of $2.00
- Access to special shopping hours, unique fashion experiences, and “surprise and delight” benefits
- No annual fee
Final Analysis:
If you put a hefty spending on TJ Maxx, Marshalls, HomeGoods, or Sierraa, and I emphasize hefty, then the TJX Rewards Mastercard can be a rewarding option for you. It’s rare to see a Synchrony Card with an actual rewards structure attached. Right off the bat, you’ll be able to reap 10% off your first purchase, and as for the earning rate, you’d be able to reap 5x the points per $1 spent at T.J. Maxx and their respective affiliate stores. Now, it’s necessary to keep in mind that there is a 29.99% standard interest APR attached.
I urge that you never carry over a balance. Also, it’s to my understanding that when you’re applying for this card, you will either be selected to this one or the Platinum card variant. Both practically offer the same benefits. Don’t forget to check out our full list of Credit Card Bonuses if you’re not interested at the moment.
