UNFCU Visa Elite Credit Card Review: No Foreign Transaction Fee, Priority Pas Select Membership

United Nations Federal Credit Union is an exclusive membership that is limited to United Nation affiliate workers and volunteers. If you fall under their eligibility category, I definitely recommend that you get your hands on a UNFCU Visa Elite Credit Card. With this card, you’ll receive 2 times the points on all restaurant and grocery purchases and 1 point for every other purchase you make using the card.

Now there’s a pretty hefty annual fee of $50 for this card and it’s not waived for the first year either, but you can be well compensated with premium feautres and perks such as; no foreign transaction fee, 0% introductory APR on purchases and balance transfer for 6 months, Priority Pass Select membership and so much more.

Alternative Credit Cards Bonuses:

• Chase Freedom®
• Blue Cash Preferred® Card from American Express
• Amex EveryDay® Credit Card

UNFCU Visa Elite Credit Card Key Features:

• No foreign transaction fees
• 0% introductory APR on purchases & balance transfers for first six months
• Chip & PIN enabled
• Priority Pass Select membership with your first five visits being free (unclear if this is annually or once off)
• Concierge Service
• Lost luggage insurance of up to USD 3,000
• Travel accident insurance of up to USD 500,000
• Complimentary trip interruption and cancellation insurance
• Identity theft protection
• Credit life protection up to USD 20,000 per member
• Credit limit of up to $100,000
• Annual fee of $50

UNFCU Visa Elite Credit Card Pros: 

• No Foreign Transaction Fee
• Priority Pass Select Membership
• Elite Status

UNFCU Visa Elite Credit Card Cons:

• No sign-up bonus
• Annual Fee of $50
• Exclusive

Conclusion:

Now, the UNFCU Visa Elite is an exclusive card for United Nation employees, affiliates, and their families; but if you fall under their eligibility category, I recommend that you open a Visa Elite credit card for their attractive no foreign transaction fees and travel perks. Now, I find the 5 Priority Passes to be an attractive benefit, and with the travel insurance coverage being on-par, it’s a pretty nice card if you’re willing to pay the $50 annual fee.

I’m disappointed that there’s no sign-up bonus or first year waived annual fee because earning points on this card is quite difficult considering there’s plenty of other cards in the market that offer a bigger category on Restaurants and grocery purchases (Chase Freedom) , but as it stands, if you enjoy Elite Status, this is the one card that could offer you the utmost luxury in spending. Find out which card is right for you by checking out our complete list of Credit Card Promotions today!