United Bank of Missouri’s Simply Rewards VISA Card has finally been release to the public with an ability to earn 3x the points per dollar spent at gas stations, grocery stores, discount stores, restaurants and fast food and 1 point per dollar spent elsewhere. You can use the rewards for gift cards, merchandise, cash back, statement credit, and even travel. The list goes on and the rewards goes even further. At no annual fee, there’s not much to complain about with this card.
Editor’s Note: Even though UMB Bank emphasizes that their card is offered nationwide, it seems that they have been declining applicants outside of their service area; CO, CT, FL, IA, IL, IN, KS, KY, MA, ME, MO, NC, NE, NY, PA, RI, TX, VA, and WY.
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Alternative Credit Cards:
United Bank of Missouri Simply Rewards Visa Summary:
- Learn More
- Best Feature: 3x the points per dollar spent at gas stations, grocery stores, discount stores, restaurants and fast food
- Annual Fee: None
- Expiration Date: None
- Additional Advice: Points are worth 1 cent a piece and can be redeemed in increments of $20, $50 and $100. Point do expire after 5 years. Realistically however, the point value when redeeming for gift cards is a near 2.5%.
United Bank of Missouri Simply Rewards Visa Features:
- Earn 3x the points per dollar spent at gas stations, grocery stores, discount stores, restaurants and fast food
- Earn 1 point per dollar spent on all other purchases.
- Redeem your points for things like event tickets, merchandise, travel, gift cards, green products and event account credit cash back
- Points are worth 1 cent a piece and can be redeemed in increments of $20, $50 and $100
- Points expiration: 5 years
- No annual fee
- $0 Liability Protection on unauthorized purchases
- Enjoy great Visa benefits like travel assistance services, auto rental insurance and more
- Easy online credit card control
Conclusion:
The United Bank of Missouri’s Simply Rewards VISA Card gives you the opportunity to earn 3x the points on gas stations, grocery stores, discount stores, restaurants and fast food. Sadly, there’s no sign-up bonus attached, but by all means, I wouldn’t let that discourage you from getting your hands on this card. It may be pretty hard to get though, but surely will be worth it. Definitely deserves a spot on our Best Credit Cards For Everyday Spending. Lastly, check out our complete list of Credit Card Promotions for all of your credit card necessities!
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