With the Upromise MasterCard®, you will earn cash back for college on everything you buy. You’ll get 5% cash back from online shopping, restaurants, and online travel, 2% back from department stores and movie theaters, and 1% back on all other purchases. This card is simple, flexible, and you won’t have to worry about rotating reward categories. With this card, you literally gain cash back from every purchase you make!
Editor’s Note: Not Available for Sign-up as of earlier this year.
- Update: 07/10/2017; Sample letter reveals that the card may be discontinued and replaced with a new UPromise Cash Back Credit Card with all new Benefits and Features.
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Alternative Credit Card Bonuses:
- Fidelity Rewards Visa Signature
- Blue Cash Preferred® Card from American Express
- Wells Fargo Cash Wise Visa® Card
Upromise MasterCard Summary:
- Best Feature: 5% cash back from online shopping, restaurants, and online travel.
- Spending Requirement: Make at least one purchase
- Annual Fee: None
- Bonus Worth: $50
- Expiration Date: None
- Additional Advice: There’s no limit to the total cash back you can earn on eligible purchases, so stack up on that money!
Upromise MasterCard Features:
- Earn 5% cash back from online shopping, restaurants, and online travel
- Earn 2% back from department stores and movie theaters
- Earn 1% back on all other purchases.
- No annual fee
- No limit to the total cash back you can earn on eligible purchases
- No rotating reward categories
- $0 fraud liability on unauthorized transactions
- Complimentary FICO Credit Score
- Earn a $50 Cash Back Bonus
- Chip technology designed to make paying for your purchases more secure at chip-card terminals in the U.S. and abroad
Pros:
- 5% Cash Back Category
- No Annual Fee
- 0% APR for first 15 billing cycles on balance transfers
Cons:
- 3% foreign transaction fee
- Cash back on gas only at Exxon and Mobil
Conclusion:
Earn a 5% cash back from online shopping, restaurants, and online travel for your Upromise MasterCard® after your first purchase. With so many ways to receive your money back, I highly recommend this card. There’s a 0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. There’s no annual fee so sign up today and start saving! Also, don’t forget to check out our complete list of Credit Card Promotions today!
