USAA Limitless Credit Card Review: 2.5% Cash Back on ALL PURCHASES

USAA recently released their new USAA Limitless™ Cashback Rewards Visa® Signature credit card and in further reiteration, this card does live up to it’s entitlement of “Limitless.” This will be an exceptional opportunity for those looking to expand on non-bonus categorical spend with 2.5% cash back on all purchases if you have a $1,000 monthly direct deposit into your USAA checking account, otherwise 1.5%. On top of that, there’s no annual fees, no foreign transaction fees, and it’s Chip&Pin integrated, so check it out if you were invited to open this card!

Editor’s Note: This is part of USAA’s Pilot Program and they’re currently targeting USAA members in the above selected states. You must be currently a USAA member and living in AL, AR, AZ, CO, CT, FL, GA, HI, ID, IL, IN, KS, LA, MD, MI, MN, MT, ND, NM, NV, NY, OR, PA, RI, SC, TN, TX and WA to apply for the USAA’s Limitless card to earn 2.5% cash back on all purchases.

Alternative Credit Card Bonuses:

• Chase Freedom Unlimited^SM
• Barclaycard CashForward^TMWorld MasterCard®
• Barclaycard® Rewards MasterCard

USAA Limitless Card Eligibility:

• Active Military: Individuals who are currently serving in the U.S. Air Force, Army, Coast Guard, Marines and Navy.
• Former Military: Those who have retired or separated from the U.S. military with a discharge type of Honorable.
• Commissioning Programs: Cadets and midshipmen currently enrolled in U.S. service academies, advanced ROTC or on ROTC scholarship, Officer Candidate School or Officer Training School.
• Family: Widows, widowers and un-remarried former spouses of USAA members who had USAA auto or property insurance while married and individuals whose parents have or had USAA auto or property insurance.

USAA Limitless Card Summary:

• Apply Now
• Eligibility: Must be a resident of AL, AR, AZ, CO, CT, FL, GA, HI, ID, IL, IN, KS, LA, MD, MI, MN, ND, NM, MT, NV, NY, OR, PA, RI, SC, TN, TX and WA
• Maximum Bonus: None
• Spending Requirement: None
• Annual Fee: None
• Bonus Worth: 2.5% cashback
• Expiration Date: None
• Additional Advice: Earn 2.5% cashback on all other purchases with no limit ( have a $1,000 monthly direct deposit into your USAA checking account )

USAA Limitless Card Features:

• 2.5% cash back on all purchases if you have a $1,000 monthly direct deposit into your USAA checking account
• 1.5% cash back on all purchases if you don’t receive the monthly direct deposit
• Chip & PIN
• No foreign transaction fees
• No annual fee
• You must be a USAA member to apply for the card

Conclusion:

USAA has definitely become a standard for smaller issuers in terms of their credit card quality. With the USAA Limitless™ Cashback Rewards Visa® Signature, you could earn yourself 2.5% Cash Back when you make $1,000 or more in monthly Direct Deposits with your USAA Checking account. It is required that you have a USAA Checking account in order to take advantage of the 2.5%, otherwise, you’ll receive 1.5% cash back. This would be the preferred card for all of your non-bonus categorical spending and comparing the 2.5% to Fidelity Rewards Visa Signature 2% or Freedom Unlimited’s 1.5%, it’s really a considerable amount of cash-back! Adding to that, approval for this card may be difficult and require top-notch credit.  Don’t forget to check out our complete list of Credit Card Promotions today!